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Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
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Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
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Bad, Fucking, and Future: UZIL SRAAK WILL BRANDISH OUR HEADS BEFORE THE QUEEN. OUR MISSION LIES BELOW. THIS IS TREASON. ONLY IF YOu TELL HIM WHAT ARE WE DOING HERE? NO. WHATEVER SLUDGE FILLS YOUR SKULL CAN TELL INTERESTING STORIES, BUT I'M CERTAIN IT'S NOT CONNECTED TO A FUCKING TRINITY OF MYSTICAL SLEEPING WORMS I'VE ALWAYS BELIEVED THAT YOUR PROPHECIES LEAKED OUT FROM THE IMULSION CORROSION IN YOUR BRAIN. FUCK THE TRINITY! I'VE A MORE GLORIOUS DEATH IN MIND YOU'VE FINALLY SEEN THE LIGHT BROTHER? CONTINUE TO OFFEND THE .GODS WITH HERESY, AND I DOUBT THEY WILL SLEEP MUCH LONGER I WOULD HAVE THE BLOODIED VANGUARD TASTE VICTORY. DRINK HOT BLOOD FROM AN ENEMY CRUSHED BY FEAR BEFORE ITS MISERABLE DEATH THEY HAVE NO IMAGINATION FOR THE ENEMY THAT MARCHES BELOW THE MINDLESS ABOMINATIONS CAN HAVE THE HOLLOW. THIS IS OUR FUTURE EATE OUR FATE エ'LL STAND WITH YOu. I REFUSE TO BE CLAIMED BY A PITIFUL END MAD BASTARD. NO, SKORGE. WE WILL COME TO A RIGHTEOUS ONE WHERE DO WE BEGIN? A SMALL MATTER OF MARCHING OUR COMPANY TO THE INNER HOLLOW, CUTTING THROUGH UZIL SRAAK AND HIS HORDE OF THERON ELITE AND GAINING AN AUDIENCE WITH THE QUEEN HERSELF AN INTERESTING PLOT... AND YET. I HAVE A BETTER PLAN MAYBE YOU SHOULD'VE STOOD NEXT TO MY MAGGOTS AND SHOWN THE HOW IT'S DONE. TRINITY'S ROTTED CORPSE RAAM... I SAID NEGOTIATE. THERE WAS A TIME WHEN I HAD ATTAINED NEAR DIVINE PRIVILEGE PROMISING ACOLYTE OF THE KANTUS. EXCLUSIVE QUARTERS. BREEDING RIGHTS, EVEN. CАНАНАНА! ONLY FUCKING I SEE NOW IS BY PRUDGE TENTACLES YOUR HUBRIS iS GOING TO BE THE DEATH OF ME! th3-d0rk-lord: taco-flavored-kisses: I love how this Rise of RAAM comic is portraying Skorge and RAAM. They are total bros. Like Marcus and Dom.I never expected these two to work with each other, much less be buddies… but damn do I love it.They even call each other “brother”. Well now I feel bad for having to kill these two. They just wanted to get away from the Lambent, I know that. *sigh* R.I.P General Raam and Skorge.
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Arguing, cnn.com, and Driving: BuzzFeed News 2 hrs. BuzzFeetD NEWS A Texas woman who refused to remove a "Fuck Trump" decal from her truck after being called out by a sheriff on Facebook has been arrested on a previous outstanding warrant. TRUMP AND FUCK YOU FOR VOTING FOR HIM A Texas Woman Is In Jail After A Sheriff Called Out Her "Fuck Trump" Sticker On Facebook BuzzFeed Fonseca said that she and her husband ordered the giant, white sticker that boldly reads: "FUCK TRUMP AND FUCK YOU FOR VOTING FOR HIM" 11 months ago, telling CNN, "That's our opinion on him." While she said has been repeatedly stopped by law enforcement while driving the truck and received negative reactions, "particularly among older white men," she has refused to remove the decal legitimatelala: zurizaldun: justbewhereveryouare: gaylor-moon: lesbianrey: ok legend…. CAN WE PLEASE TALK ABOUT HOW THE RIGHT WILL KICK AND SCREAM AND CRY AND PISS THEMSELVES OVER THEIR SUPPOSED FREE SPEECH, CALLING OTHER PEOPLW SPECIAL SNOWFLAKES AND MAKING FUN OF SAFE SPACES? SO HOLD UP. SEVEREAL OF THESE SNOWFLAKES GOT MAD, AT A STICKER, A FUCKING STICKER PEOPLE,, SO MAD AT A STICKER THEY LITERALLY CALLED THE POLICE, AND TRIED TO ARREST THIS WOMEN,,, NAH DOG BUT LEFT LEANING PEOPLE ARE THE SENSITIVE ONES OHHHHHKAYYYY DUDE hey so I looked it up and she was released on bail, so that’s good. also, the police were trying to argue that she should be charged with DISORDERLY CONDUCT for this and the ACLU was just like… no. Y’all she added ANOTHER sticker saying fuck the sheriff who arrested her and she’s considering a civil rights lawsuit against him. Making all us Texans proud y’all. https://theslot.jezebel.com/woman-targeted-by-sheriff-for-fuck-trump-decal-says-fuc-1820612922 YOURE DOING AMAZING SWEETIE
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Arguing, cnn.com, and Driving: BuzzFeed News 2 hrs. BuzzFeetD NEWS A Texas woman who refused to remove a "Fuck Trump" decal from her truck after being called out by a sheriff on Facebook has been arrested on a previous outstanding warrant. TRUMP AND FUCK YOU FOR VOTING FOR HIM A Texas Woman Is In Jail After A Sheriff Called Out Her "Fuck Trump" Sticker On Facebook BuzzFeed Fonseca said that she and her husband ordered the giant, white sticker that boldly reads: "FUCK TRUMP AND FUCK YOU FOR VOTING FOR HIM" 11 months ago, telling CNN, "That's our opinion on him." While she said has been repeatedly stopped by law enforcement while driving the truck and received negative reactions, "particularly among older white men," she has refused to remove the decal goodvibedtribe: legitimatelala: zurizaldun: justbewhereveryouare: gaylor-moon: lesbianrey: ok legend…. CAN WE PLEASE TALK ABOUT HOW THE RIGHT WILL KICK AND SCREAM AND CRY AND PISS THEMSELVES OVER THEIR SUPPOSED FREE SPEECH, CALLING OTHER PEOPLW SPECIAL SNOWFLAKES AND MAKING FUN OF SAFE SPACES? SO HOLD UP. SEVEREAL OF THESE SNOWFLAKES GOT MAD, AT A STICKER, A FUCKING STICKER PEOPLE,, SO MAD AT A STICKER THEY LITERALLY CALLED THE POLICE, AND TRIED TO ARREST THIS WOMEN,,, NAH DOG BUT LEFT LEANING PEOPLE ARE THE SENSITIVE ONES OHHHHHKAYYYY DUDE hey so I looked it up and she was released on bail, so that’s good. also, the police were trying to argue that she should be charged with DISORDERLY CONDUCT for this and the ACLU was just like… no. Y’all she added ANOTHER sticker saying fuck the sheriff who arrested her and she’s considering a civil rights lawsuit against him. Making all us Texans proud y’all. https://theslot.jezebel.com/woman-targeted-by-sheriff-for-fuck-trump-decal-says-fuc-1820612922 YOURE DOING AMAZING SWEETIE i ❤️ my pit bull
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