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Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
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Be Like, Children, and College: 9 Wednesday's great aunt Calpernia. She was burned as a witch in 1706. They said she danced naked in the town square and enslaved the minister. But don't worry. We've told Wednesday... college first. portmanteau-bot: candiikismet: peredhelinblack: hannibalthecanibal: brokenasphyxiation: zetatauri: ohnonotthedrill: ndnickerson: COLLEGE FIRST. I love how the Addams Family has ZERO slut-shaming. Like… honey you can dance naked and enslave someone with your womanly charms if you want to, I don’t fucking care, but so help me you’re going to get a college education first. A+ PARENTING The Addamses are what every family should aspire to be like (you know; without the dismemberment and electric chairs as play time).  Honestly, have you ever seen more unconditionally loving and supportive parents than Gomez and Morticia?  And not just with the kids, but with each other.  I think what’s especially unique about them is how open they are with everything.  They don’t treat their children like children.  They treat them like they treat everyone else; direct, and to the point.  I HAVE to reblog this… so many shows about a family use a constant abrasion between the parents in order to bring the plot along. not the addams family, no. gomez and morticia were disgustingly in love to the point that gomez kissing up morticia’s arm to her neck is something that even people who haven’t seen the show will recognize. they have a marriage to strive for There’s an episode of the original show where a rebellious runaway teenager crashes at their house, and is taken aback by how little they care about how he dresses or what he says, and they wind up teaching his parents how to love their son. Four for you Addamses, you go Addamses. Parent Goals parent + goals = paroals.Beep-boop. Portmanteau^bot^1Save food. Save food. | PayPal | Patreon
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Chicago, Christmas, and College: 2016 Honey I found a pic of your Grandmother 2090 Honey I found a pic of your Grandmother loudlylaughinglady: gallusrostromegalus: See I’ve seen like 600 variations of this meme and I gotta tell you a Story. The year is 2012.  It’s Christmas.  It’s the first year my sister and I are both home from college, and we’re feeling kind of nostalgic, so we take out the old family photo albums to remember everyone from times past.  We’re all on the couch or the floor with hot chocolate and the Dog is curled up under the tree.  It’s all very Norman Rockwell. We’re going through my Mom’s side of the family, laughing at the pictures of Grandma putting wrapping paper on the dog, and grandpa pulling faces at the camera, when we find an old brown envelope. “The fuck? says my sister, because she’s been in to Great-Aunt Liz’s Rumballs, and I open the envelope.  Inside are four tickets to the titanic, unused, and Mom tells us the story of how her ancestors ALMOST came over on the Titanic, but Great-Aunt Liz got the measles and forced everyone into quarantine, thus saving their lives. The OTHER thing in the envelope are seven Photographs, dated 1890.  They are of my Great-Great Grandmother. They are nudes. They are NOT tasteful nudes. Like, these are Violating-Terms-Of-Service-On-Most-Platforms- OBSCENE. GGG had these taken waaaaay back in ye olden days, in order to convince her wayward husband to move back to England after he ditched her to party it up in Chicago. I CANNOT TELL YOU HOW FUCKING HARD WE LAUGHED.  Like, I think I passed out I was laughing so hard. So yes, people have ALWAYS been like this, and your nudes will make for a hilarious family Christmas someday. loved this story
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Never, Picture, and Redd: Ive never met my great aunt, but this picture tells me everything I need to know (i.redd.it)

Ive never met my great aunt, but this picture tells me everything I need to know (i.redd.it)

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Chicago, Christmas, and College: rad-roachoak23 Follow 2016 Honey I found a pic of your Grandmother 2090 Honey I found a pic of your Grandmother gallusrostromegalus See I've seen like 600 variations of this meme and I gotta tell you a Story. The year is 2012. It's Christmas. It's the first year my sister and I are both home from college, and we're feeling kind of nostalgic, so we take out the old family photo albums to remember everyone from times past. We're all on the couch or the floor with hot chocolate and the Dog is curled up under the tree. It's all very Norman Rockwell. We're going through my Mom's side of the family, laughing at the pictures of Grandma putting wrapping paper on the dog, and grandpa pulling faces at the camera, when we find an old brown envelope The fuck? says my sister, because she's been in to Great-Aunt Liz's Rumballs and I open the envelope. Inside are four tickets to the titanic, unused, and Mom tells us the story of how her ancestors ALMOST came over on the Titanic, but Great-Aunt Liz got the measles and forced everyone into quarantine, thus saving their lives. The OTHER thing in the envelope are seven Photographs, dated 1890. They are of my Great-Great Grandmother They are nudes. They are NOT tasteful nudes. Like, these are Violating-Terms-Of-Service-On-Most-Platforms- OBSCENE. GGG had these taken waaaaay back in ye olden days, in order to convince her wayward husband to move back to England after he ditched her to party it up in Chicago. CANNOT TELL YOU HOW FUCKING HARD WE LAUGHED. Like, I think passed out I was laughing so hard. So yes, people have ALWAYS been like this, and your nudes will make for a hilarious family Christmas someday 28,155 notes Pics of Grandmother
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Black History Month, Chicago, and Children: <p>Black history month day 12: economist and political philosopher Thomas Sowell</p> <p>Sowell was born in Gastonia North Carolina on June 30, 1930. His father died shortly after his birth and his mother was a housemate who already had four children. So his great aunt and her two adult daughters adopted and raised him. When he was nine years old he moved from the Charlotte area to Harlem as his family sought better opportunities. He qualified for Stuyvesant High School, a prestigious academic high school in New York City, and he was the first in his family to study beyond the sixth grade. Unfortunately he had to drop out at 17 due to financial and home life difficulties. He was drafted into the Marine Corps during the Korean War and due to his photography experience, he became a Marine photographer.</p> <p>After his discharge from military service, Sowell got a service job in Washington DC and took night classes at Howard University. His scores or so impressive that they gained him admission to Harvard, where he graduated magna cum laude in 1958 with a bachelors degree in economics. He earned his masters from Columbia the following year.</p> <p>In his 20s Sowell considered himself a Marxist, but his experience working with the government as an intern in the 1960s changed his philosophy to more free market economic theory. His writing from then on has been from a libertarian conservative point of view. Sowell received a PhD in economics from the University of Chicago, published numerous works on economic and political philosophy, and serve as a professor at many universities including Cornell. He is currently a senior fellow at the Hoover Institution, Stanford University.</p>

Black history month day 12: economist and political philosopher Thomas Sowell Sowell was born in Gastonia North Carolina on June 30, 1930. ...

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Church, Doctor, and School: Instead of sharing pictures of Dylan Root.. <p><a href="http://pastel-pink-ted-bundy.tumblr.com/post/155729127879/balbert3-charlestonnine" class="tumblr_blog">pastel-pink-ted-bundy</a>:</p> <blockquote> <p><a href="http://balbert3.tumblr.com/post/155717737180/charlestonnine" class="tumblr_blog">balbert3</a>:</p> <blockquote><p>#CharlestonNine</p></blockquote> <p>The Nine Victims of The Charleston/Emanuel African Methodist Episcopal Church Shooting </p> <p><b>Naming Left to Right:</b></p> <p>Cynthia Hurd <i>(21 June 1960-17 June 2015, Librarian)</i></p> <p>Reverend Clementa Pinckney <i>(July 30, 1973 – June 17, 2015, Pastor)</i></p> <p>Reverend Sharonda Singleton <i>(?1970 - June 17, 2015, The high school speech therapist and women’s track and field coach &amp; Single Mother)</i></p> <p>Reverend Daniel Simmons Sr. <i>(?1941 - June 17, 2015, Parishioner, Army Veteran)</i></p> <p>Reverend Depayne Middleton-Doctor<i> (December 16, 1966 - June 17, 2015, minister, admissions coordinator)</i></p> <p>Tywanza Sanders <i>(?1989 - June 17, 2015, Graduate, Related to Susie Jackson)</i></p> <p>Myra Thompson<i> (?1956 - June 17, 2015, Preacher)</i></p> <p>Ethel Lance <i>(?1945 - June 17, 2015, Custodian at the Gaillard Municipal Auditorium, Mother of Five)</i><br/></p> <p>Susie Jackson <i>(?1928 - June 17, 2015, Sang soprano in the church choir, Great Aunt to Tywanza Sanders)</i></p> </blockquote>

pastel-pink-ted-bundy: balbert3: #CharlestonNine The Nine Victims of The Charleston/Emanuel African Methodist Episcopal Church Shooting  Na...

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