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Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
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Alive, America, and Asian: did you know? Photographer Diana Kim, whose father abandoned her when she was 5, wanted to document the lives of the homeless. Searching for subjects on the streets, she came upon a thin and distant man in rags who looked somewhat familiar. It was her father. By fate or by chance, she'd found him after 25 years. PHOTO: DIANA KIM DIDYOUKNOWBLOG.COM did-you-kno: He had schizophrenia. He didn’t recognize her. She did everything she could to connect with him, but he refused treatment, medication, food, or new clothing. Eventually, he said to her: “Diana, I am so sorry for not being in your life. I am so happy that you have a family of your own now. Do better for them… … Don’t worry about me or what everyone says about me. If you want to make me proud and happy, be there for your family the way your mom and I never were. Stop trying to save everyone…just worry about yourself and your family. And don’t forget why I named you Diana, you are the light within the darkness.” So she refused to give up. After suffering a heart attack, he agreed to get help and slowly took control of his own life. One day he suddenly called her to invite her out for coffee. Later that afternoon, she wrote on her blog: “I feel like I just met my father for the first time today.” “I struggled to reconcile my feelings toward my father’s absence in my life, while continuing to care deeply for him and other homeless individuals.” “Over time, I learned to navigate through my feelings of desperation and became more vocal in my community about my father’s condition and what it’s like to watch a loved one battle mental illness.” He is now doing very well, and they are rebuilding their relationship from the ground up. “So long as we are alive in this world, every day is an opportunity to take hold of that ‘second chance.’ There is no failure unless you give up, and he never gave up. And I haven’t given up on him.” Source

did-you-kno: He had schizophrenia. He didn’t recognize her. She did everything she could to connect with him, but he refused treatment, m...

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Memes, New York, and News: ON THIS DAY IN 1923 King Tut's burial chamber was entered British archeologist Howard Carter entered the inner burial chamber of Tutankhamun's tomb and found the 3,300-year-old sarcophagus and mummy of the Egyptian pharaoh remarkably preserved NIMBLE NEWS NETWORK Tutankhamun (King Tut) was an Egyptian pharaoh who lived around 3,300 years ago. He ascended the throne at the age of 9 and died when he was 19. His tomb was found in an area called the Valley of the Kings, east of the Nile River, in November of 1922. The burial chamber, which housed his mummified remains, was not entered until this day in 1923. Excavators at the time had an agreement with the Egyptian government. They could keep half of whatever they found. The other half went to the government. Intact tombs were the exception. Everything discovered in intact tombs belonged to the government. That rule was not honored. In 2011, the Metropolitan Museum of Art in New York City agreed to return 19 artifacts it had acquired from the tomb. As for King Tut’s mummy, it remained in the tomb and was never put on public display until 2007. Last year, for the first time ever, the tomb and all 5,000 of the artifacts King Tut was buried with, more than three millennia ago, were shown in galleries at the billion-dollar Grand Egyptian Museum (also known as the Giza Museum), located between Cairo and the pyramids.

Tutankhamun (King Tut) was an Egyptian pharaoh who lived around 3,300 years ago. He ascended the throne at the age of 9 and died when he was...

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Advice, Being Alone, and Amazon: Positive feedback makes me write more. And writing more makes me a better writer. I've received a fair amount of negative comments, and EVERY one of them has simply made me give up writing for a while. Sometimes months Anonymous asked: Honestly I appreclate what you've been saying about unsolicited comments an fic b/c when I was small & first started writing fic - I didn't speak English very well my 1st language ls Hawaiian Pidgin which uses some English words but they're spelled VERY differently & the grammar is VERY different & anyways I was lke a tiny child getting roasted by grown adults In the comments of my fic for spellingigrammar & it wasn't helpful It just made me an Insecure writer.I dan't write fic anymore i have literally never had good I once had a "concritter" on ff.net fail to understand the difference between Amazon reviews and fanfic reviews/comments. She used the existence of the former to justify being harsh in the latter. And l could not get her to comprehend that Amazon reviews are not the same thing as fanfic reviews #stop hurting us for your own personal ego trip if you've ever wondered why i stopped writing, it's because of exactly this. i was in a highly emotionally fragile place, writing was one of my very few healthy cathartic outlets, and one person too many decided to be 'helpful in the comments #but the one time I got a lot of negative feedback on something I posted #it stuck #it hurt #it ruined my entire day Hand bled into the rest of my week #now this was multiple people writing paragraph on how I was wrong and #something that hits home this week an have #1 dont care if they think my writing sucks #but they didnt need to share it lose to home ause all theyve done is mad and made sure ill never touch tha delete arac or fear of the se people coming after me #ionly got a couple of negative reviews but i thought about them long after l should have yeah. It didn't drive me out of the Sterek fandom. But it could have, very easily Ten years previous it almost certainly would have, because belleve me, before I was on anxlety medication, that sort of comment would have left me in a spiral for weeks. #see actually this is why I'm not writing currently and like that really made me deflate and not wanna work on the next fic #idk #dumb petty problems #I'm still a little sad about it #I'll admit that I ta te harshly -even if it's worded well #1 was almost put off writing fic forever when the forst fic i ever posted got scathingly-picked apart and l was he #l thought I was a terrible writer and never wanted to post fic again #really tho #i didn't write more tsyl for months bc of one horrible review 've gotten very tired of comments #tired and leery eaction now is more on't wan #just #sigh -don't get me wrong! #1 leay hell alone #it's not fun at all like 98% of why I'm on a03 mainly now ere so many lovely people on fnet cause there were who seem in something because i enjoy writing #like #what #why #all of this -particularly the constructive criticism section #don't be a dick -fanfic problems #and things like that are why I barely write for that ship now very important #(and a huge reason i can't bring myself to keep writing a story I'm very #-because someone wrote a nasty comment on a couple of chapters and ican't get past that) #all of my fics have been beta read by 2-3 ppl on't want any unsolicited opinions ove #as much as i wrote this fic with my whole soul #if I'm happy with it then it doesnt matter -I don't care/ #actual criticism is har arranted its impossible to just appreciate it and being a beta fjust throwing in a sentence about how you didnt like one thing or one fact is wrong isnt actually helping most of the time #and forgive my arrogant ass but unless I specifically asked for your negative critique m not gonna trust what you say anyway always despis #1 en ad to pass our papers around the class for people to metaphorically rip apart #agreed #iam the same #if I dont ask for critique then dont do it pls even if you are being good mannered #if I want critiques i will ask someone spe #if I'm looki ing for constructive feedback # why are you telling me about a perceived plot hole in a 104k word fic #pst it wasnt a plot hole I did th npurpose cknowledge given that we've gotter having free fic #some don't want to improve! #maybe in a broad sense yes #if I knit a blanket and give it as a gift none of these autho you improvement #1 don't want the only thing out of the recipien ! #that's just shitty you were given a gift ay someo tiny comment alon in it wasn't that bad actually othered m #even if they specifically told me that they liked it #it took an 11 friend's comment about it for me to let it go and be at peace #they knew enoug different culture #someone might get 99 praises flame) that stays with them #1 have a pretty good ego about my writing eta readers sometimes an en ис #there's plenty of stuff i wouldn't share online simply because the criticism ould hu on away from my passion #this #this so much #i accept criticism from very few people #because they know how to tell it to me #even if sometimes it does sting #1 trust these people to know what is missing/lacking/bad about my writing ince i have asked for it ont wa m when i finally post my stories #1 just wanna know if people have lik #1 don't care #clearly it wasn't written for you #the improvemen one reason only #because I've kept writing- and reading) #I've honed my skilled by myself ed them #ifn ot #don't tell me ar een made for ou can say something nice about thi for a friend and spent years of my life on for you can shut up i feel like these are the pe writing workshop #they need to grow the fuck up are forever stuck in their creat #and get out of our comment sections #well i am glad someone thinks this way! #1 always feel bad for wanting po sitive feedback #1 don't mind people asking me questions #and I don't always mind comments about how i've improved #but god it pisses me off when you point out typoes y own editing bc i don't always use a beta -and that's it #fin e?? #I'm doing this for free fuck off ffanfiction #i get that people want to be helpful Abut you're supposed to ask if your help is needed for wait for your help to be requested hank you #im so shy abot my writing and then i got a comment that started hmmm dove into all the things they didnt like and thought ishpuld an change Hand genuinely i wasnt sure theyd even read it because this stuff was so backward ho did it make me feel shit #It's true #1ike if you wanna give it to me then ask and I'll be okay probably but someone else might not be #and goddamn it's for fun #THANKYOU #slow clap e number of time pent all day obsessing over mean little #mood #im dealing with this rn and it's pissing me off Hunless you're someone I Actually Know #then fuck off in # agree so much with this #and I get shit over it occasionally #but honestly #I'm not a published author #this isnt my job it's just a bit of fun #and I am not about that negativity #let me play in peace #some people think their opinion or correction is SO to be said great that it just HAS as i #as if they are fucking experts on antic #1 don't care if you are an editor in real life #if you aren't my beta #keep your mouth shut on concrit #it's simple #really much #people can tell me all they want about my spelling errors at opinion is somehow (because there's always one or two) #and i-don't care #im not tDing it #especially not spending hours writing #yes this #i'm not a native speaker and I already know i make mistakes #so give us a break 1 still posted the thing for you #fanfiction #I'm honestly probably never going to write fanfic ever again #you'll never catch me writing TW fic ever again #I've learned my lesson I have peopleI take my work to for critique. Serious critique. I want that criticism, and to be better. If l post something and don't say it's in some level of a finished form or hey let me know what you think, probably best to assume I'm not looking for your red pen insight in my inbox. literally like, I got my first comment on a fic a while back that wasn't just keysmashing or compliments or wtv, it was literally just advice, but it hit me like a sack of bricks to the face and lost the will to continue the fic I was working on when I read that comment my mood plummeted off a cliff in the span of a couple sentences. This is pretty Rich actually, because l have had my life destroyed by online Critics on stories I just posted for fun Thank you, Kedreeva. This is also how I feel when my partner tries to give me concrit on my Overwatch game play. I didn't ask you for concrit. Please leave me alone. You're ruining my fun thing by turning it into homework. Unsolicited concrit is entitled wank #honestly keep it to your damn selves # constructive criticism is a huge part of why I don't fucking write anymore ck off with that shit #I've seen too many writers give up tAnd stop writing few a ss holes who thought they needed to tell these people that they didn't like their story for some reason #1m sometimes still thinking about that one Concrit comment I got years ago #important #fanfiction #writing #criticism #that's one of the reasons I never write sterek again #whereas with my writing? Dont -please #even if y #1m going to remember the one inconsequential bad thing #AT MOST you can point out like a spelling error or two #but honestly don't bother if I missed them on the proof then I probably don't care enough to edit it again ou leave the nicest comme nt otherwis NOW #as someone who writes #i hate hate hate concrit on works that are posted unless I've specifically asked for more bad that im s ometimes way too much of a wimp when it comes to concrit #Tbh I'm very wary of criticism #I've had most people do it in a way that negatively affected the way I see my work #Asking first is a wonderful way to go about it! kedreeva: When I say “writers don’t want your unsolicited criticism” and “leaving unsolicited criticism on fanfiction hurts writers” THIS is what I mean. This isn’t even all of them, this is just from a FEW posts on the subject. Read through these, and then look me in the eyes and say you’re ~helping writers~ by leaving that criticizing comment on someone’s fic when they didn’t ask you to. You’re hurting or, at best, annoying us. You’re hurting fandom. You’re not helping us.
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Donald Trump, New York, and News: BuzzFeed News REPORTING TO YOU Secret Files Show How Trump Moscow Talks Unfolded While Trump Heaped Praise On Putin Ahead of Michael Cohen's testimony, read the original paper trail behind the campaign to build Europe's tallest tower in Moscow- and how it played out alongside Donald Trump's presidential campaign. Azeen Ghorayshi BuzzFeed News Reporter Jason Leopold BuzzFeed News Reporter Anthony Cormier BuzzFeed News Reporter Enma Loop BuzzFeed News Reporter Posted on February 5, 2019, at 9:20 a.m. ET Very truly yours TRUM ACQU SUTION, LLO y: Name: Title: THE ABOVE ISKNOWLEDGED CONSENTED T ND AGREED TOB 1.C. EXPE STMENT COMP By: Andre Obtained by BuzzFeed News As a candidate, Donald Trump had a lot of praise for Vladimir Putin - and no business, he kept insisting, in Russia. These documents tell a different story October 11, 2015 Trump is asked about similarities with Putin I think that we are very different. I think that I would at the same time get along very well with him." October 28, 2015 A final version of the letter of intent gets the Russian developer's signature, along with Donald Trump's Very truly yours, TRUM ACQUSITION, LLC By: mc Title: November 3, 2015 THE ABOVE IS ACKNOWLEDGED, CONSENTED TO AND AGREED TO BY: I.C. EXPERT INVE ENT COMPANY y: Andre CEO TE HOUSE The day Trump signed the LOI was also the day of the third Republican primary debate The day after the countersigned letter of intent is circulated, Trump holds a press conference at Trump Tower in New York City T believe we will have a very good relationship with Russia.I believe that I will have a very good relationship with Putin Мария Бутина 11 июл 2015 Только что спросила кандидата в президенты США Дональда Трампа о его позиции в отношении России и санкций Трамп r。ворит о необходимости смягчения санкций, если будет избран. Вот вам и республиканцы, которые якобы против России Михаил Бутримов масонский круг США сам потом решит, смягчать ли или ужесточать. 11 июл 2015 Ответить rump Константин Николаевич пиздеть-не мешки ворочать 11 июл 2015 Ответить Виталий Фризен Трамп-барыга. Говорит одно, думает второе, делает третье. Таким как он веры нет. 11 июл 2015 Ответить Константин Тогай заигрывает. Понравилась наверное 11 июл 2015 Ответить Антон Карлович шнур-Выборы 2:15 11 июл 2015 Ответить Buzzfeed's new Trump Tower Moscow timeline missed my favourite bit of Putin-Praise : 11th July 2015, Freedomfest, Las Vegas

Buzzfeed's new Trump Tower Moscow timeline missed my favourite bit of Putin-Praise : 11th July 2015, Freedomfest, Las Vegas

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