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sniperct: swan2swan: We really don’t talk enough about how Artoo went into the desert to find Obi-Wan because no kid would be stupid enough to follow him into Tusken territory and then this kid chases him down and gets beaten up and his unconscious body is dragged back to his landspeeder and Artoo looked down and went “This one. This one knows how to have a good time.” #he’d had adventures but really all those rebels were too cautious for him#he’d served Anakin Skywalker there was just no coming back#and then there’s this nerdy kid who kinda sorta reminds him of that guy#and then Obi-Wan says “your father wanted you to have this” and pulls out ANAKIN’S KRIFFING LIGHTSABER#and Artoo just EXPLODES because NO WAY THIS IS THAT KID??!#and he cross-references his old memory banks and THERE’S PADME NAMING THE KID “LUKE” THIS IS THE KID#THE WHOLE TIME HE WAS TRYING TO RUN AWAY FROM ANAKIN’S SON#NO WONDER HE COULDN’T ESCAPE#also no wonder he could fool this idiot to take off the restraining bolt#HAPPY DAYS ARE HERE AGAIN#and he was ride or die forever#and about two days later he DID die#but he got better#so really WOW this guy IS the best#artoo detoo : sniperct: swan2swan: We really don’t talk enough about how Artoo went into the desert to find Obi-Wan because no kid would be stupid enough to follow him into Tusken territory and then this kid chases him down and gets beaten up and his unconscious body is dragged back to his landspeeder and Artoo looked down and went “This one. This one knows how to have a good time.” #he’d had adventures but really all those rebels were too cautious for him#he’d served Anakin Skywalker there was just no coming back#and then there’s this nerdy kid who kinda sorta reminds him of that guy#and then Obi-Wan says “your father wanted you to have this” and pulls out ANAKIN’S KRIFFING LIGHTSABER#and Artoo just EXPLODES because NO WAY THIS IS THAT KID??!#and he cross-references his old memory banks and THERE’S PADME NAMING THE KID “LUKE” THIS IS THE KID#THE WHOLE TIME HE WAS TRYING TO RUN AWAY FROM ANAKIN’S SON#NO WONDER HE COULDN’T ESCAPE#also no wonder he could fool this idiot to take off the restraining bolt#HAPPY DAYS ARE HERE AGAIN#and he was ride or die forever#and about two days later he DID die#but he got better#so really WOW this guy IS the best#artoo detoo

sniperct: swan2swan: We really don’t talk enough about how Artoo went into the desert to find Obi-Wan because no kid would be stupid eno...

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take off: Rachel R. Romeo @RachelRRomeo I just had such an affirming experience. On my 8hr intl flight back from a conference, I sat next to a father/son. In broken English, the father began to apologize/ warn me that his ~10 yr-old son had severe nonverbal autism, and that this would like be a difficult journey. 1/ 2:59 p.m. 28 Aug. 19 Twitter Web App 41.3K Retweets 178K Likes Rachel R. Romeo @RachelRR... 18h Replying to @Rachel RRomeo I told him not to worry, I was a speech-language pathologist with lots of experience with minimally verbal kiddos. Challenging behaviors began even before take off: screaming, hitting me, and grabbing for my things. The father repeatedly apologized, but did little else 2/ t 813 19.2K 55 Rachel R. Romeo @RachelRR...18h I asked him how his son preferred to communicate. He didn't seem to understand. Perhaps this was a language barrier, but I think instead the child had very little experience with communication therapy. I put away the talk I was working on & asked if I could try. He nodded. 3/ 11 L 705 18.1K Rachel R. Romeo @RachelRR... 18h I tried to see if he was stimulable for a communication board. I started by pulling up some standard images for basic nouns on my computer but I could tell that screens really bothered him. So I summoned my god-awful drawing skills and tried to create a (very!) low-tech board. 4/ 1680 13 18.3K Rachel R. Romeo @RachelRR... 18h And by god, it clicked. I made symbols for the things he was favorite stuffed penguin, and for his dad. He took to it very quickly. I introduced way more symbols that I normally would, but hey, how often do we get an 8-hour session?! 5/ grabbing, for his Li 768 20 22.6K Rachel R. Romeo @RachelRR... 18h By the end of the flight, he had made several requests, initiated several times, & his behaviors had reduced quite a bit. The father was astounded clearly no one had ever tried an AAC approach with him. I gave him the paper & showed him how to use it, and he nearly cried. 6/ 1992 105 28.5K Rachel R. Romeo @RachelRR... 18h This was the human desire for communication, pure and simple. To connect with another person and share a thought. Communication is a basic human right, and I was overjoyed to help someone find it. What a privilege and a gift. 7/ t 2,713 48.5K 172 Rachel R. Romeo @RachelRR... 18h As I face the upcoming job cycle and the nearly endless imposter syndrome of academia, this was precisely the reminder I needed about why l love studying language/communication development. It was a good day to be an #SLP ! 8/8 2,387 2,987 94K
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financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash : Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

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financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash : Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

Save
financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash : Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

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Not sure if it was posted here but definitely should be: Rachel R. Romeo @RachelRRomeo I just had such an affirming experience. On my 8hr intl flight back from a conference, I sat next to a father/son. In broken English, the father began to apologize/ warn me that his 10 yr-old son had severe nonverbal autism, and that this would like be a difficult journey. 1/ 2:59 p.m. 28 Aug. 19 Twitter Web App 41.3K Retweets 178K Likes Rachel R. Romeo @RachelRR.. 18h Replying to@RachelRRomeo I told him not to worry, I was a speech-language pathologist with lots of experience with minimally verbal kiddos. Challenging behaviors began even before take off: screaming, hitting me, and grabbing for my things. The father repeatedly apologized, but did little else. 2/ 55 19.2K ti 813 Rachel R. Romeo @RachelR.. 18h I asked him how his son preferred to communicate. He didn't seem to understand. Perhaps this was a language barrier, but I think instead the child had very little experience with communication therapy. I put away the talk I was working on & asked if I could try. He nodded. 3/ 11 18.1K t 705 Rachel R. Romeo @RachelR... 18h I tried to see if he was stimulable for a communication board. I started by pulling up some standard images for basic nouns on my computer but I could tell that screens really bothered him. So I summoned my god-awful drawing skills and tried to create a (very!) low-tech board. 4/ 13 18.3K t 680 Rachel R. Romeo @RachelRR.. 18h And by god, it clicked. I made symbols for the things he was grabbing, for his favorite stuffed penguin, and for his dad. He took to it very quickly. I introduced way more symbols that I normally would, but hey, how often do we get an 8-hour session?! 5/ 20 22.6K t 768 Rachel R. Romeo @RachelRR.. 18h By the end of the flight, he had made several requests, initiated several times, & his behaviors had reduced quite a bit. The father was astounded clearly no one had ever tried an AAC approach with him. I gave him the paper & showed him how to use it, and he nearly cried. 6/ 105 28.5K t 992 Rachel R. Romeo @RachelRR.. 18h This was the human desire for communication, pure and simple. To connect with another person and share a thought. Communication is a basic human right, and I was overjoyed to help someone find it. What a privilege and a gift. 7/ 172 t 2,713 48.5K Rachel R. Romeo @RachelRR.. As I face the upcoming job cycle and the nearly endless imposter syndrome of academia, this was precisely the reminder I needed about why I love studying language/communication development. It was a good day to be an #SLP! 8/8 18h 2,387 t 2,987 94K Not sure if it was posted here but definitely should be

Not sure if it was posted here but definitely should be

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This👏Is👏Verry👏Wholesome: Rachel R. Romeo @RachelRRomeo I just had such an affirming experience. On my 8hr intl flight back from a conference, I sat next to a father/son. In broken English, the father began to apologize/ warn me that his 10 yr-old son had severe nonverbal autism, and that this would like be a difficult journey. 1/ 2:59 p.m. 28 Aug. 19 Twitter Web App 41.3K Retweets 178K Likes Rachel R. Romeo @RachelRR.. 18h Replying to @RachelRRomeo I told him not to worry, I was a speech-language pathologist with lots of experience with minimally verbal kiddos. Challenging behaviors began even before take off: screaming, hitting me, and grabbing for my things. The father repeatedly apologized, but did little else. 2/ 55 19.2K t 813 Rachel R. Romeo @RachelR... 18h I asked him how his son preferred to communicate. He didn't seem to understand. Perhaps this was a language barrier, but I think instead the child had very little experience with communication therapy. I put away the talk I was working on & asked if I could try. He nodded. 3/ 11 18.1K t 705 Rachel R. Romeo @RachelR... 18h I tried to see if he was stimulable for a communication board. I started by pulling up some standard images for basic nouns on my computer but I could tell that screens really bothered him. So I summoned my god-awful drawing skills and tried to create a (very!) low-tech board. 4/ 13 18.3K t 680 Rachel R. Romeo @RachelRR.. 18h And by god, it clicked. I made symbols for the things he was grabbing, for his favorite stuffed penguin, and for his dad. He took to it very quickly. I introduced way more symbols that I normally would, but hey, how often do we get an 8-hour session?! 5/ 20 22.6K t 768 Rachel R. Romeo @RachelRR.. 18h By the end of the flight, he had made several requests, initiated several times, & his behaviors had reduced quite a bit. The father was astounded clearly no one had ever tried an AAC approach with him. I gave him the paper & showed him how to use it, and he nearly cried. 6/ 105 28.5K t 992 Rachel R. Romeo @RachelRR.. 18h This was the human desire for communication, pure and simple. To connect with another person and share a thought. Communication is a basic human right, and I was overjoyed to help someone find it. What a privilege and a gift. 7/ 172 t 2,713 48.5K Rachel R. Romeo @RachelRR... As I face the upcoming job cycle and the nearly endless imposter syndrome of academia, this was precisely the reminder I needed about why I love studying language/communication development. It was a good day to be an 18h #SLP! 8/8 2,387 t 2,987 94K This👏Is👏Verry👏Wholesome

This👏Is👏Verry👏Wholesome

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take off: Rachel R. Romeo @RachelRRomeo I just had such an affirming experience. On my 8hr intl flight back from a conference, I sat next to a father/son. In broken English, the father began to apologize/ warn me that his ~10 yr-old son had severe nonverbal autism, and that this would like be a difficult journey. 1/ 2:59 p.m. 28 Aug. 19 Twitter Web App 41.3K Retweets 178K Likes Rachel R. Romeo @RachelRR... 18h Replying to @Rachel RRomeo I told him not to worry, I was a speech-language pathologist with lots of experience with minimally verbal kiddos. Challenging behaviors began even before take off: screaming, hitting me, and grabbing for my things. The father repeatedly apologized, but did little else 2/ t 813 19.2K 55 Rachel R. Romeo @RachelRR...18h I asked him how his son preferred to communicate. He didn't seem to understand. Perhaps this was a language barrier, but I think instead the child had very little experience with communication therapy. I put away the talk I was working on & asked if I could try. He nodded. 3/ 11 L 705 18.1K Rachel R. Romeo @RachelRR... 18h I tried to see if he was stimulable for a communication board. I started by pulling up some standard images for basic nouns on my computer but I could tell that screens really bothered him. So I summoned my god-awful drawing skills and tried to create a (very!) low-tech board. 4/ 1680 13 18.3K Rachel R. Romeo @RachelRR... 18h And by god, it clicked. I made symbols for the things he was favorite stuffed penguin, and for his dad. He took to it very quickly. I introduced way more symbols that I normally would, but hey, how often do we get an 8-hour session?! 5/ grabbing, for his Li 768 20 22.6K Rachel R. Romeo @RachelRR... 18h By the end of the flight, he had made several requests, initiated several times, & his behaviors had reduced quite a bit. The father was astounded clearly no one had ever tried an AAC approach with him. I gave him the paper & showed him how to use it, and he nearly cried. 6/ 1992 105 28.5K Rachel R. Romeo @RachelRR... 18h This was the human desire for communication, pure and simple. To connect with another person and share a thought. Communication is a basic human right, and I was overjoyed to help someone find it. What a privilege and a gift. 7/ t 2,713 48.5K 172 Rachel R. Romeo @RachelRR... 18h As I face the upcoming job cycle and the nearly endless imposter syndrome of academia, this was precisely the reminder I needed about why l love studying language/communication development. It was a good day to be an #SLP ! 8/8 2,387 2,987 94K
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Not sure if it was posted here but definitely should be via /r/wholesomememes https://ift.tt/2MMRPIo: Rachel R. Romeo @RachelRRomeo I just had such an affirming experience. On my 8hr intl flight back from a conference, I sat next to a father/son. In broken English, the father began to apologize/ warn me that his 10 yr-old son had severe nonverbal autism, and that this would like be a difficult journey. 1/ 2:59 p.m. 28 Aug. 19 Twitter Web App 41.3K Retweets 178K Likes Rachel R. Romeo @RachelRR.. 18h Replying to@RachelRRomeo I told him not to worry, I was a speech-language pathologist with lots of experience with minimally verbal kiddos. Challenging behaviors began even before take off: screaming, hitting me, and grabbing for my things. The father repeatedly apologized, but did little else. 2/ 55 19.2K ti 813 Rachel R. Romeo @RachelR.. 18h I asked him how his son preferred to communicate. He didn't seem to understand. Perhaps this was a language barrier, but I think instead the child had very little experience with communication therapy. I put away the talk I was working on & asked if I could try. He nodded. 3/ 11 18.1K t 705 Rachel R. Romeo @RachelR... 18h I tried to see if he was stimulable for a communication board. I started by pulling up some standard images for basic nouns on my computer but I could tell that screens really bothered him. So I summoned my god-awful drawing skills and tried to create a (very!) low-tech board. 4/ 13 18.3K t 680 Rachel R. Romeo @RachelRR.. 18h And by god, it clicked. I made symbols for the things he was grabbing, for his favorite stuffed penguin, and for his dad. He took to it very quickly. I introduced way more symbols that I normally would, but hey, how often do we get an 8-hour session?! 5/ 20 22.6K t 768 Rachel R. Romeo @RachelRR.. 18h By the end of the flight, he had made several requests, initiated several times, & his behaviors had reduced quite a bit. The father was astounded clearly no one had ever tried an AAC approach with him. I gave him the paper & showed him how to use it, and he nearly cried. 6/ 105 28.5K t 992 Rachel R. Romeo @RachelRR.. 18h This was the human desire for communication, pure and simple. To connect with another person and share a thought. Communication is a basic human right, and I was overjoyed to help someone find it. What a privilege and a gift. 7/ 172 t 2,713 48.5K Rachel R. Romeo @RachelRR.. As I face the upcoming job cycle and the nearly endless imposter syndrome of academia, this was precisely the reminder I needed about why I love studying language/communication development. It was a good day to be an #SLP! 8/8 18h 2,387 t 2,987 94K Not sure if it was posted here but definitely should be via /r/wholesomememes https://ift.tt/2MMRPIo

Not sure if it was posted here but definitely should be via /r/wholesomememes https://ift.tt/2MMRPIo

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This👏Is👏Verry👏Wholesome: Rachel R. Romeo @RachelRRomeo I just had such an affirming experience. On my 8hr intl flight back from a conference, I sat next to a father/son. In broken English, the father began to apologize/ warn me that his 10 yr-old son had severe nonverbal autism, and that this would like be a difficult journey. 1/ 2:59 p.m. 28 Aug. 19 Twitter Web App 41.3K Retweets 178K Likes Rachel R. Romeo @RachelRR.. 18h Replying to @RachelRRomeo I told him not to worry, I was a speech-language pathologist with lots of experience with minimally verbal kiddos. Challenging behaviors began even before take off: screaming, hitting me, and grabbing for my things. The father repeatedly apologized, but did little else. 2/ 55 19.2K t 813 Rachel R. Romeo @RachelR... 18h I asked him how his son preferred to communicate. He didn't seem to understand. Perhaps this was a language barrier, but I think instead the child had very little experience with communication therapy. I put away the talk I was working on & asked if I could try. He nodded. 3/ 11 18.1K t 705 Rachel R. Romeo @RachelR... 18h I tried to see if he was stimulable for a communication board. I started by pulling up some standard images for basic nouns on my computer but I could tell that screens really bothered him. So I summoned my god-awful drawing skills and tried to create a (very!) low-tech board. 4/ 13 18.3K t 680 Rachel R. Romeo @RachelRR.. 18h And by god, it clicked. I made symbols for the things he was grabbing, for his favorite stuffed penguin, and for his dad. He took to it very quickly. I introduced way more symbols that I normally would, but hey, how often do we get an 8-hour session?! 5/ 20 22.6K t 768 Rachel R. Romeo @RachelRR.. 18h By the end of the flight, he had made several requests, initiated several times, & his behaviors had reduced quite a bit. The father was astounded clearly no one had ever tried an AAC approach with him. I gave him the paper & showed him how to use it, and he nearly cried. 6/ 105 28.5K t 992 Rachel R. Romeo @RachelRR.. 18h This was the human desire for communication, pure and simple. To connect with another person and share a thought. Communication is a basic human right, and I was overjoyed to help someone find it. What a privilege and a gift. 7/ 172 t 2,713 48.5K Rachel R. Romeo @RachelRR... As I face the upcoming job cycle and the nearly endless imposter syndrome of academia, this was precisely the reminder I needed about why I love studying language/communication development. It was a good day to be an 18h #SLP! 8/8 2,387 t 2,987 94K This👏Is👏Verry👏Wholesome

This👏Is👏Verry👏Wholesome

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