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Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
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DeMarcus Cousins, Family, and Girls: Sister& Brother-in-Law Granddaughter Grandson & Wife And Husband Same Sex Anniversary Two Good People Anniversary Your Love Is a Anniversary Parents Two Dads For Son His Partner 25th-Son on-in For My te For My Two Wonderful r& Husband Dads So GNS to choose from Daughter &Son-in-Lav ase from ? 2 DesiGNS to choose from Son-in-Law AND rent fine-i-give-in: hadrian-the-scholar: prolbems: skipthisvoid: This is such a small step but seeing it in the store today honestly made my day. We still have a long way to go but these little things make me smile. I NEED THIS OMG Whoa there! This is an area I am WEIRDLY KNOWLEDGEABLE ABOUT. You want to know where to buy them? LET ME RECOMMEND YOU SOME. I work at a greeting card shop, a mom-and-pop (but really single mom shop) kind of place and I have to add to this!  Companies have just started to make wedding cards featuring same-sex couples in the last two years. This year for the first time a major distributor made same sex Valentines Day cards! I was over the moon!   This is from Papyrus! They are a great card company that you can get at loads of stores like Target.  BUT THEIR WEDDING ONES ARE BRAND NEW AND AWESOME.  See that matching set of ties? That was our best selling wedding card about four to six months after marriage equality became legal in our state! Do you know how many nervous old women I had to help pick out a same-sex card? LIKE SO MANY.  I had a man in his 90′s who was super nervous even ask me (quote), “I don’t mean to be offensive I just don’t know the word for a girl who likes girls and I don’t know what card to get my great niece.” And I was like, “The word is lesbian, you aren’t being at all offensive, and this card here will be perfect.” BEST DAY OF MY WORKING LIFE OKAY.  Meri-Meri cards also have great same sex cards!! The Mr. and Mr. banner is also one of our best selling wedding cards!  BUT HOLD THE FUCK UP. BECAUSE LET’S TALK ABOUT ANOTHER CUSTOM CARD SHOP LESS THAN A BLOCK AWAY FROM US. Ladyfingers Letterpress!! Run by a woke as fuck lesbian couple!!  You want a card for a transgender family member? FUCK YEAH YOU DO.  You want a polygamous/bisexual inclusive card? HELL YES.  You want to remind your family that you are the GAY COUSIN???  DON’T SUBSCRIBE TO ANY GENDER? ANY SEXUALITY? STILL QUESTIONING? LOOK AT THIS.  FUCK YEAH INCLUSIVE GREETING CARDS. NOW YOU KNOW WHERE TO FIND THEM AND WHAT COMPANIES TO SUPPORT.  See, we hate ads, but shit like this, where people get excited over things we would actually be interested in? 34,000 notes. I love our generation. Thank you for the info!
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DeMarcus Cousins, Family, and Girls: Sister& Brother-in-Law Granddaughter Grandson & Wife And Husband Same Sex Anniversary Two Good People Anniversary Your Love Is a Anniversary Parents Two Dads For Son His Partner 25th-Son on-in For My te For My Two Wonderful r& Husband Dads So GNS to choose from Daughter &Son-in-Lav ase from ? 2 DesiGNS to choose from Son-in-Law AND rent fine-i-give-in: hadrian-the-scholar: prolbems: skipthisvoid: This is such a small step but seeing it in the store today honestly made my day. We still have a long way to go but these little things make me smile. I NEED THIS OMG Whoa there! This is an area I am WEIRDLY KNOWLEDGEABLE ABOUT. You want to know where to buy them? LET ME RECOMMEND YOU SOME. I work at a greeting card shop, a mom-and-pop (but really single mom shop) kind of place and I have to add to this!  Companies have just started to make wedding cards featuring same-sex couples in the last two years. This year for the first time a major distributor made same sex Valentines Day cards! I was over the moon!   This is from Papyrus! They are a great card company that you can get at loads of stores like Target.  BUT THEIR WEDDING ONES ARE BRAND NEW AND AWESOME.  See that matching set of ties? That was our best selling wedding card about four to six months after marriage equality became legal in our state! Do you know how many nervous old women I had to help pick out a same-sex card? LIKE SO MANY.  I had a man in his 90′s who was super nervous even ask me (quote), “I don’t mean to be offensive I just don’t know the word for a girl who likes girls and I don’t know what card to get my great niece.” And I was like, “The word is lesbian, you aren’t being at all offensive, and this card here will be perfect.” BEST DAY OF MY WORKING LIFE OKAY.  Meri-Meri cards also have great same sex cards!! The Mr. and Mr. banner is also one of our best selling wedding cards!  BUT HOLD THE FUCK UP. BECAUSE LET’S TALK ABOUT ANOTHER CUSTOM CARD SHOP LESS THAN A BLOCK AWAY FROM US. Ladyfingers Letterpress!! Run by a woke as fuck lesbian couple!!  You want a card for a transgender family member? FUCK YEAH YOU DO.  You want a polygamous/bisexual inclusive card? HELL YES.  You want to remind your family that you are the GAY COUSIN???  DON’T SUBSCRIBE TO ANY GENDER? ANY SEXUALITY? STILL QUESTIONING? LOOK AT THIS.  FUCK YEAH INCLUSIVE GREETING CARDS. NOW YOU KNOW WHERE TO FIND THEM AND WHAT COMPANIES TO SUPPORT.  See, we hate ads, but shit like this, where people get excited over things we would actually be interested in? 34,000 notes. I love our generation. Thank you for the info!
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DeMarcus Cousins, Family, and Girls: Sister& Brother-in-Law Granddaughter Grandson & Wife And Husband Same Sex Anniversary Two Good People Anniversary Your Love Is a Anniversary Parents Two Dads For Son His Partner 25th-Son on-in For My te For My Two Wonderful r& Husband Dads So GNS to choose from Daughter &Son-in-Lav ase from ? 2 DesiGNS to choose from Son-in-Law AND rent fine-i-give-in: hadrian-the-scholar: prolbems: skipthisvoid: This is such a small step but seeing it in the store today honestly made my day. We still have a long way to go but these little things make me smile. I NEED THIS OMG Whoa there! This is an area I am WEIRDLY KNOWLEDGEABLE ABOUT. You want to know where to buy them? LET ME RECOMMEND YOU SOME. I work at a greeting card shop, a mom-and-pop (but really single mom shop) kind of place and I have to add to this!  Companies have just started to make wedding cards featuring same-sex couples in the last two years. This year for the first time a major distributor made same sex Valentines Day cards! I was over the moon!   This is from Papyrus! They are a great card company that you can get at loads of stores like Target.  BUT THEIR WEDDING ONES ARE BRAND NEW AND AWESOME.  See that matching set of ties? That was our best selling wedding card about four to six months after marriage equality became legal in our state! Do you know how many nervous old women I had to help pick out a same-sex card? LIKE SO MANY.  I had a man in his 90′s who was super nervous even ask me (quote), “I don’t mean to be offensive I just don’t know the word for a girl who likes girls and I don’t know what card to get my great niece.” And I was like, “The word is lesbian, you aren’t being at all offensive, and this card here will be perfect.” BEST DAY OF MY WORKING LIFE OKAY.  Meri-Meri cards also have great same sex cards!! The Mr. and Mr. banner is also one of our best selling wedding cards!  BUT HOLD THE FUCK UP. BECAUSE LET’S TALK ABOUT ANOTHER CUSTOM CARD SHOP LESS THAN A BLOCK AWAY FROM US. Ladyfingers Letterpress!! Run by a woke as fuck lesbian couple!!  You want a card for a transgender family member? FUCK YEAH YOU DO.  You want a polygamous/bisexual inclusive card? HELL YES.  You want to remind your family that you are the GAY COUSIN???  DON’T SUBSCRIBE TO ANY GENDER? ANY SEXUALITY? STILL QUESTIONING? LOOK AT THIS.  FUCK YEAH INCLUSIVE GREETING CARDS. NOW YOU KNOW WHERE TO FIND THEM AND WHAT COMPANIES TO SUPPORT.  See, we hate ads, but shit like this, where people get excited over things we would actually be interested in? 34,000 notes. I love our generation. Thank you for the info!
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