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Another One, Bad, and Barbie: er er KINDER SURPRISE 2OG KINGER SURPRISE T-1 1.17 KS GIRLS 20G KINDER SURPRISE GIRL 1.17 thoughts-of-an-x-factor: ohgressfuriosa: castiel-knight-of-hell: jen-kollic: thejollity: jen-kollic: hobopoppins: manaphy: wow I didn’t know fuckin chocolate eggs were gendered OKAY LET ME TELL YOU A STORY ABOUT THE FUCKING PINK EGGS. I work at a concession stand in an ice rink. We sell a bunch of chocolate bars and snacks and shit including Kinder Surprise eggs. So one day this woman comes up to the counter with her two little kids, a girl who’s probably about 6 or 7 and a little boy, maybe 3 or 4. The mom asks what they want, the little girl points at the Kinder eggs and says “One of those!”. I asked if she wanted the white or the pink egg. She said pink. The little boy pointed to the Kinder eggs and says “One of those!”. I asked if he wanted the white or the pink egg. He said pink. HOLY SHIT IT WAS LIKE I OPENED THE GATES OF HELL. The mom absolutely FLIPPED and was like “YOU ARE NOT GETTING THE PINK EGG IT’S ONLY FOR GIRLS. YOU CAN GET THE WHITE ONE OR NOTHING AT ALL”. The little boy looked at his mom and said “But I want the same as ______ (whatever the sister’s name was)”. The mom completely ignored him and turned to me and gave me a death glare. “He can have the white egg.” I had to give a little boy a white egg when he wanted the pink so that he could be the same as his big sister and he started crying. The mom just reiterated that the pink egg was for girls and told him that boys don’t cry. And this is why we shouldn’t gender fucking chocolate eggs. This is actually a relatively new thing, originally Kinder Eggs were all white like the ones on the left. I don’t know at what point they decided to make ‘girl’s’ Kinder Eggs, but I do not like it. Holy shit do not even get me started on how moms constantly police their sons’ masculinity. I’ve seen mothers do it WAY more often than fathers. I used to work at a bakery that specialized in creating custom cakes. We had this feature where we could print out any image off the computer and put it on a cake (with rice paper). One day this lady comes in and asks for an image we had of the baby Sesame Street characters. They’re all together with cake and confetti, and she asks, “Oh, well since it’s a boy, can you please change all of the little pink confettis into blue confetti? I mean, he’s a boy, you know.” Confetti. The fucking confetti. It barely covered 5% of the image. Another instance was when a lady asked me for an image of four superheroes to put on her son’s cake because her son was turning four. She admitted to not knowing any superheroes, so I offered the most obvious choice—The Fantastic Four. I pulled up a picture of them and she goes, “Oh no no, we can’t have that. Let’s do another one.” Confused, I pulled up a Justice League one with Batman, Superman, The Flash, and Wonder Woman. Again, she said no. I asked her if she needed anything specific (she didn’t know superheroes, why was she so picky?), and she just said, “Oh, it’s just that he’s a boy, you know? We can’t have a girl superhero on his cake.” I nearly lost my shit. I did temporarily lose my customer service face and ask why, women have been superheroes all the time, Wonder Woman is iconic, etc etc and she was like, “It’s just that my son has been playing with Barbie dolls lately and I really don’t want him to end up… well, you know.” This shit has got to stop. When you teach boys that certain things are only for girls, you’re limiting them and you’re teaching them that girls or “girly things” are bad. If you want gender equality as an adult, you better make DAMN sure that you’re teaching the same thing to your kids. So this woman did not want her son to turn out ‘you know’ and her plan for that was to get him a cake with spandex-clad manly men AND ONLY MEN on it? I don’t think she thought that one through too well… in sociology class we were talking about gender being assigned to objects and one of the male students started saying how forward thinking he is because he buys his daughter sports equipment and “boy toys”. I asked if he’d do the same if he had a son and he said “Of course I’d buy my son sports equipment”. I clarified “No, would you buy him dolls and other toys that are thought of as being for girls”. He turned around and didn’t answer. Parents will pat themselves on the back for letting their little girls play baseball but a little boy with a Barbie is still considered an affront to society Fuck everything. My father was one of these parents (along with several other harmful issues!), and even though I know, for an absolute fact, that his world views and ways are entirely wrong, this shit he tried to ingrain into me still effects me to this day.Parents, don’t ruin your fucking kids by treating them like this.
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Af, America, and Apparently: Game Of Thrones's Natalie Dormer: men are as objectified as women on TV actor has joined the debate genders are judged equally on looks about objectification in TVand L4 butterflyinthewell: shipperwolf1: brunhiddensmusings: fierceawakening: guyveranimefan87: eric-coldfire: eldritchgentleman: cruxofargon: the-critical-feminist: cishetwhiteoppressor: Finally, a sane celebrity who doesn’t bend the knee to feminist bullshit. Source My god I love her. I know people are gonna get salty af about this but by God she’s RIGHT. When Brad Pitt did Fight Club, he was cutting weight for every single scene to maintain his physique at 155. I’ve you’ve ever cut weight, you know how horrible that must have been. He did it because they needed a “look”. Changing Tatum said his Magic Mike body doesn’t last for more than five days. He starved down and dehydrated his already fit physique for a “look”. The male soldiers on Spartacus: Blood and Sand were eating pretty much chicken and veggies for every meal to maintain a “look”. Why is this such a big deal? Because all these characters are considered physical goals for men. These are actual unobtainable physical standards for men. Male body image issues get swept under the rug so often that some people don’t even think they exist. You want proof? Just check out that scene in Captain America: First Avenger where Cap just transformed into that beautiful beefcake of a man. Agent Carter’s actress just HAD to touch them muscles, it was completely unscripted. Chris Evans had to wear shirts so small they physically hurt, and he dislocated a shoulder during the helicopter scene in Civil War. But who cares, girls got to wet their panties watching Captain America flex. If we are talking about unrealistic physical standards of male fitness given to us by movies, I would like to mention Hugh “Wolverine” Jackman here. Yeah, he is ripped, isn’t he? Well, it is true, but to get that kind of definition, he went through 36 hour period of dehydration, which caused him to temporarily lose 10 pounds of “water weight”.  Thus during the fight scene he was filming, he was a hair breadth from blacking out whole time, just to look unrealistically muscular. As he said during interview with Steven Colbert, “If You go three days without water, You will die. Then, when You are halfway there they shout ‘Roll it!” It’s the same with professional bodybuilders who get into periods of extreme fasting and dehydration to lower their fat-to-muscle ratio to inhuman levels, all in hopes of making their muscle definition a bit better. According to experts, healthy body fat percentage for a healthy male ranges from 8% to 20%, depending on height, lifestyle and numerous other variables.  Fitness model and professional bodybuilder Helmut Strebl also known as “World’s Most Shredded Man” as he supposedly managed to get his body fat percentage below 5%… … But only when he partakes in competitions, since it is not humanly possible to live with such low fat percentage of one’s body for longer periods of time. I mean, yeah, he keeps a draconian training regime, as well as a very strict diet even off-season, but looks much more human then… There are documented cases of incredibly fit and muscular bodybuilders fainting on the stage in the middle of their flexing routines, as well as several who outright died, because of cardiac arrest caused by their blood becoming too thick, due to long dehydration… And let’s not forget about Muscle Dysmorphia, colloquially known as “Megarexia” or “Bigarexia”. https://en.wikipedia.org/wiki/Muscle_dysmorphia Yeah, it’s a thing, but it’s barely talked about, since it’s apparently not manly to admit to having problems like that, which also creates problems with researching this particular disorder… So… Thanks Hollywood? I had no idea that most people who looked like this are dehydrated until I read posts like this. dehydrated to the point theyre about a day away from actual organ failureokay so chris hemsworth is a absolute god of a man, but hollywood says ‘thats not good enough’ and for the thor movie he has to spend several days having the juice squeezed from his body untill he looses about a gallon of whats supposed to be him so that he can do 2 days of shooting scenes without his shirt, after which he has to have recovery time before he is hospitalized because i am not joking about ‘one day away from organ failure’thats the benchmark- look at chris hemsworth and process that he is told he isnt suitable for a shirtless scene without prepping for three days and nearly fainting real feminism acknowledges the unhealthy standards that men are held to. radfems brush them off as non-existent guys, feminism is for you, too. it’s for all of us. I would hate to think of what Dave Bautista had to go through since he was shirtless the entire time as Drax. All that makeup plus dieting….yikes! Also, let’s not forget that men can get eating disorders like anorexia and bulimia too.
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Amazon, Charlie, and Children: Birds And Beaks Rescue and Rehab This will likely be the most heartbreaking post I ever write On the evening of January 1, 2018, we lost 11 birds. Most of the birds passed within about 30 minutes of each other, with the last one, a nanday conure not passing until around 4am We originally thought maybe carbon monoxide or something in the air, and began evacuation to the garage and called 911. The fire department tested both for carbon monoxide and noxious gases and our results were zeros across the board The next logical thought was food/water. We pulled all the food and water and put them on the counter The next morning, we took those birds to our veterinarian and had necropsies done for them. The initial things our doctor found were hearts were good, lungs were good, all seem to be in good health, except their stomachs were inflamed, there was a green sludge in their Gl tracts and their livers were rock hard. Gross necropsies were submitted by our vet for 2 birds to determine official cause of death with food toxicity being the suspicion There are another 3 birds that we are unsure if they will make it or not Today, January 3, 2018, I took the in-bowl samples of food to Michigan State University Before we go further, I want to make it clear I am not pointing fingers. There were 3 foods included in our mix, and thankfully we are fastidious - we have the packages that food came in so that batches can be pulled and we have contacted the companies. The foods are Zupreem Fruitblend, large size for macaws, cockatoos etc. Higgins Vitaseed Lefeber's Nutriberries MSU is in receipt of 2lbs of the food that was in the bowls and we should have results back for WHAT the toxin is within 5-7 days We spoke with another Michigan Rescue to tell them what's going on, and they also experienced a die off in the last week of 3 birds. The foods they were feeding are Zupreem Fruit Flavored Blend and Higgins Vitaseed Our hearts are broken. In a million pieces. We are not ok. We will probably never be ok again. I am happy to answer questions. What l don't want is mass hysteria. We are awaiting results back from the lab and necropsies - and all we can do is wait. What I'm concerned with is that birds are dying and unlike us - you guys usually have one or two birds. If something happens, you're thinking it's your fault. That you've done something wrong. You don't question the food because you trust it. You need to have necropsies done. You need to save your food, your bags, and you need to get it tested We don't know which food it was at this point, and we're not pointing fingers What I can tell you is that the companies are being very cooperative, helpful and working WITH us My personal opinion is that for now, if you are feeding any of those brands, please stop and feed fresh/frozen foods only until we have the results back for why this happened Please keep us in your thoughts. Our hearts are broken. We lost 11 family members. Watching my children try to give CPR to the birds we all love and care for in vain may be the worst thing I have ever witnessed, only second to walking into my aviary and seeing all but 3 of my birds in there gone Charlie Max Guido Zook Oliver Rosie Eddie Cheech (M2, boarder) Cheech (YN Amazon) Chong Pebbles My loves. Rest in Heaven my angels. My request to you - ask your questions here. Don't flood my inbox. When have answers, you shall have answers. I'm an open book. l'Il answer anything here in this thread. We are a by-the-book rescue. We don't cut corners. So ask away If you're negative - I just don't have any energy for you. I really don't. Be supportive or be gone. Information about the food batches: Zupreem, Large for macaws/cockatoos etc 10287 865309107 Use By: 3/31/19 Zupreem, Large for macaws/cockatoos etc 09137 862908047 Use by: 2/28/19 Higgin's Vita Seed Parrot Use By: 4/5/19 Lefeber's Tropical Fruit Nutriberries: Use By Batch: 122218B Symptoms As digestion happens, about 4 hours in, the birds become wobbly, disoriented, weak, unable to stand up and still. Droopy wings. Vomiting a copper reddish substance, seizures begin and then death. The 3 remaining birds are still very wobbly and weak. We have 17 birds still living, including the 3 that we could still lose. Of the 17, a few had last batch food, a few don't eat this food at all (lorikeet, hyacinth), and my picky eaters are still with us. haiku-robot: rembrandtswife: wordsonbirds: tieltavern: aleksthetiel: THIS IS IMPORTANT PLEASE READ THROUGH. I’m posting this out of concern for others, as this is not a single outlying case. Please visit this rescues Facebook page and read through the comments on this post, there are others who have had similar thing happen to them. If you feed Zupreem or Vitaseed (And possibly nutriberries, but cross referencing through the comments shows that this isn’t likely the problem) I highly recommend pulling it temporarily and following this page, as they have sent away the food to be checked. This is the rescues page facebook.com/birdsandbeaks/ I normally don’t reblog sad things, but this is a reblog to save a life.  If youfeed Zupreem, Vitaseed, or Nutriberries, PLEASE read this post. From the page for those who can’t read the images who are worried about particular batches. Please check your food and watch your babes closely friends. Information about the food batches:Zupreem, Large for macaws/cockatoos etc: 10287 865309107 Use By: 3/31/19Zupreem, Large for macaws/cockatoos etc: 09137 862908047 Use by: 2/28/19Higgin’s Vita Seed Parrot Use By: 4/5/19Lefeber’s Tropical Fruit Nutriberries: Use By Batch: 122218B Thank you, @wordsonbirds, I couldn’t enlarge the images enough to read them. thank you @wordsonbirds i couldn’t enlarge the images enough to read them ^Haiku^bot^7. I detect haikus with 5-7-5 format. Sometimes I make mistakes. | Who do I read? | Contact | HAIKU BOT NO | Good bot! | Selfie | Meep morp! Zeet!

haiku-robot: rembrandtswife: wordsonbirds: tieltavern: aleksthetiel: THIS IS IMPORTANT PLEASE READ THROUGH. I’m posting this out of con...

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Another One, Bad, and Barbie: er er KINDER SURPRISE 2OG KINGER SURPRISE T-1 1.17 KS GIRLS 20G KINDER SURPRISE GIRL 1.17 jen-kollic: thejollity: jen-kollic: hobopoppins: manaphy: wow I didn’t know fuckin chocolate eggs were gendered OKAY LET ME TELL YOU A STORY ABOUT THE FUCKING PINK EGGS. I work at a concession stand in an ice rink. We sell a bunch of chocolate bars and snacks and shit including Kinder Surprise eggs. So one day this woman comes up to the counter with her two little kids, a girl who’s probably about 6 or 7 and a little boy, maybe 3 or 4. The mom asks what they want, the little girl points at the Kinder eggs and says “One of those!”. I asked if she wanted the white or the pink egg. She said pink. The little boy pointed to the Kinder eggs and says “One of those!”. I asked if he wanted the white or the pink egg. He said pink. HOLY SHIT IT WAS LIKE I OPENED THE GATES OF HELL. The mom absolutely FLIPPED and was like “YOU ARE NOT GETTING THE PINK EGG IT’S ONLY FOR GIRLS. YOU CAN GET THE WHITE ONE OR NOTHING AT ALL”. The little boy looked at his mom and said “But I want the same as ______ (whatever the sister’s name was)”. The mom completely ignored him and turned to me and gave me a death glare. “He can have the white egg.” I had to give a little boy a white egg when he wanted the pink so that he could be the same as his big sister and he started crying. The mom just reiterated that the pink egg was for girls and told him that boys don’t cry. And this is why we shouldn’t gender fucking chocolate eggs. This is actually a relatively new thing, originally Kinder Eggs were all white like the ones on the left. I don’t know at what point they decided to make ‘girl’s’ Kinder Eggs, but I do not like it. Holy shit do not even get me started on how moms constantly police their sons’ masculinity. I’ve seen mothers do it WAY more often than fathers. I used to work at a bakery that specialized in creating custom cakes. We had this feature where we could print out any image off the computer and put it on a cake (with rice paper). One day this lady comes in and asks for an image we had of the baby Sesame Street characters. They’re all together with cake and confetti, and she asks, “Oh, well since it’s a boy, can you please change all of the little pink confettis into blue confetti? I mean, he’s a boy, you know.” Confetti. The fucking confetti. It barely covered 5% of the image. Another instance was when a lady asked me for an image of four superheroes to put on her son’s cake because her son was turning four. She admitted to not knowing any superheroes, so I offered the most obvious choice—The Fantastic Four. I pulled up a picture of them and she goes, “Oh no no, we can’t have that. Let’s do another one.” Confused, I pulled up a Justice League one with Batman, Superman, The Flash, and Wonder Woman. Again, she said no. I asked her if she needed anything specific (she didn’t know superheroes, why was she so picky?), and she just said, “Oh, it’s just that he’s a boy, you know? We can’t have a girl superhero on his cake.” I nearly lost my shit. I did temporarily lose my customer service face and ask why, women have been superheroes all the time, Wonder Woman is iconic, etc etc and she was like, “It’s just that my son has been playing with Barbie dolls lately and I really don’t want him to end up… well, you know.” This shit has got to stop. When you teach boys that certain things are only for girls, you’re limiting them and you’re teaching them that girls or “girly things” are bad. If you want gender equality as an adult, you better make DAMN sure that you’re teaching the same thing to your kids. So this woman did not want her son to turn out ‘you know’ and her plan for that was to get him a cake with spandex-clad manly men AND ONLY MEN on it? I don’t think she thought that one through too well…
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Apparently, Internet, and Memes: AT&T LTE VPN 11:33 AM Tweet Tru Respectful Memes 47% @krussykrabs So apparently I have a child and they've been doing naughty things on the internet ??????? Iwitter .ooo LTE VPN 10:01 AM Animal Jam HQ 9:55 AM to me GE ATTENTION! Dear Animal Jam Parent, This email is being sent in regards to your child's account (luca5724). This email is to inform you that this Animal Jam account has been temporarily suspended for 24 hours because of inappropriate behavior that violated the Animal Jam Rules Even though we have handled the situation in-game and our chat filter has kept most or all of this incident from entering the game world, this notice is being sent to the Parent Account email address we have on file as a courtesy because we believe that parents should be involved in their child's online experiences. We apologize for the vagueness of this email, but we are eager to help you understand the details and context of this issue. Feel free to contact our support team by replying to this email. Best regards, Animal Jam HQ Tweet your reply Home Explore Notifications Messages Me AT&T LTE VPN 11:34 AM Tweet Tru Respectful Memes ㄑ @krussykrabs Imma find out what they did AT&T LTE MA 10:02 AM ▼ Animal Jam HQ Re: Animal Jam Account SUSPENDED Hi! Can I ask what they did? On Fri, May 26, 2017 at 9:55 AM Animal Jam HQ -Concerned Mum@ <support@animaljam.com> wrote I GEOGRAP SMILEYS&PEOPLE Tweet your reply Home Explore Notifications Messages Me AT&T LTE VPN 11:34 AM Tweet iru Respecttul Memes ④ 47% @krussykrabs my newfound son said fuck apparently OO AT&T LTE VPN 11:31 AM Thank you for contacting Animal Jam Support Headquarters. We understand that you have some concerns regarding a suspension that was placed orn your Animal Jam account. For the incident in question, chat activity logged under the user account luca57241 include inappropriate language. Here at Animal Jam, we employ a state-of-the-art filtration system to keep all players as safe as possible. o use Please note that any action or changes made on an Animal Jam Play Wild! account will also action or change the same account on the Animal Jam website. This occurs whether the change or action is done on the Animal Jam website account or the Animal Jam Play Wild! account. ver 17-05-26 10:55:39 luca5724 f*ck Because Animal Jam cares deeply about the Tweet your reply Home Explore Notifications Messages Me theawesomeadventurer: theawesomeadventurer: theawesomeadventurer: bigblackcrocs: theawesomeadventurer: I don’t know who used my email as their parent email but this is the funniest thing that’s happened to me all week Discipline your child apparently I can change the password on the account but I’m wondering if that’s too evil 😩😂 *hacker voice* im in for those curious the new password is “dontsayfuck”  lmaooo okay now this is just getting wild tell me why this kid made a new account and STILL used my email as their parent email like what is happening my son is out of control
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Bailey Jay, Chicago, and Comfortable: babydreamgirl: babydreamgirl: babydreamgirl: Hi babes - I try to really reserve asking for help unless it’s something I really need, and at the moment I find myself needing some help, and many of you on anon have asked for my paypal recently so I figured I’d make a post detailing my current situation. I’m a trans girl sex worker in New York, and I’ve been having issues booking calls. This is in part because of an extremely negative lie filled review by a blacklisted customer on the preeminent New York escort review board but also because New York coin can often be super flakey which I’ve had issues with recently - all of my bookings in the last three weeks have flaked, and as a result I’ve had to burn through a lot of my savings continuing advertisements and just living. I’ve decided to take matters into my own hands and travel a bit as I’m not currently tied to a lease. I want to start in Chicago, as I know the coin for trans girls is much better, and I have new photos and a new ad layout that will translate to a lot of income when I get there, as new faces in major cities always come out on top especially with polished ads. My only issue is money - because of my current work situation, I can’t afford a bus or plane ticket, and I can’t afford a hotel room to work out of, and I can’t afford to post my ad (Eros ads in major cities run you 140-200 dollars) I know that everybody is in dire straights, but I want to put myself in a situation to grow. I desperately need several gender confirming surgeries as soon as possible, and I want to put myself in a situation where I can start really saving for those things and as long as I stay stagnant in this market I’ll never be able to do that If you can spot your favorite elfin cryptid trans girl, my paypal is 7gabrielle7drew7@gmail.com And my Venmo is gabbydrew1000 if you prefer Thank you for reading, and if you do decide to help me out at any level, message me (if you feel comfortable) so that I can thank you personally 🌹I love all of you, and I’m sorry to burden the dash with this I’m at the point now where I’m like confronting the fact that to make enough money to temporarily relocate I may have to take potentially very dangerous bookings (without my taser because she’s still chilling at the hotel I left her at 😑) because I’m just not getting any that are up to my normal screening standards and I’m like really really scared of that so if u can reblog or donate that will potentially reduce the amount of scary positions I have to put myself in to get to a new market - sending u all love and light and I wanna thank everyone for the donations I’ve already received and for the endless love and emotional support in my inbox and messages like y'all warm my heart on such a deep level 🌹🌹🌹🌹 I found out that I can’t stay where I’m currently staying anymore, so I’m trying to leave ASAP but am still lacking - one last push to raise the money to help me succeed outside of new york for a while and rebuild my finances 

babydreamgirl: babydreamgirl: babydreamgirl: Hi babes - I try to really reserve asking for help unless it’s something I really need, and ...

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Complex, Life, and Say It: 7 "Fear Nots" of Every Writing Project By Leslie Levand Fields Seven tested "Fear Nots' to get you back to your screen and your project: FEAR NOT! 1. THAT YOU'RE NOT QUALIFIED TO WRITE THIS MATERIAL You've chosen this material, or it has chosen you, for reasons deeper than anyone knows. Trust your choosing and chosenness. 2. THAT YOU HAVE NOTHING NEW TO CONTRIBUTE TO THE FEAR NOT! ithought I had to say it better than anybody else. l'd never start Better or worse is immaterial, The thing is that it has to be said; by me Madeleine L'Engle FEAR NOT 3. THAT WHATEVER FORM YOU RE WRITING IN FEELS TO0 DIFFICULT Fear is the perfect response before something this grand and complex. Ii it were easy, you wouldn't grow as a writer. FEAR NOT! 4. THAT YOU DONT HAVE ENOUGH TIME TO WRITE. If you are serious about this project, you will find a way to re-order your life. Cut out the dead space and cary on. EVENAN THE NODLE NHERE YOUR PROJECT IS HEADED 5. THAT YOU DONT KNOW EVEN IN THE MIDDLE OF IT writing day by day PROJECT IS FEAR NOT! 2 I find out at the right time. The wrting itself will get you there. 6. THAT YOURE NOT A GOOD ENOUGH WRITER TO "Osa FEAR ACCOMPLISH YOUR GOAL None of us is good enough to finish a project when we start. By the tme we finish, though, we have become more than good enough. NOT! FEAR NOT! 7. THAT NO ONE READ YOUR Someone WILL read your work. Just get on with the world you are making, and trust that your creation will find the people who need and cheńsh it the most adyo etonwith the world FEAR NOT! BONUS: THAT WHEN THIS PROUECT IS DONE, YOU WILL EXHAUST ALL YOUR WORDS AND IDEAS You may be temporarily exhausted, but nover fearl Your best keeps the muse coming back. And when she does, return to this l pick yourself up start a new page leslieleylandfields.com Piktochart
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Bad, Ben Carson, and Bernie Sanders: THE DEBT POOL AVOIDING STUDENT LOAN DEBT STUDENTS ARE DROWNING IN DEBT: HOW BAD IS IT? STUDENT LOAN TOTALS TOP 1.3 MILLION Students graduated with debt in 2012 20S20 $20 $20S20$20 LINBLLI $20 $20 $20 BILL EILLE 1.1 MILLION Students graduated with debt in 2008 IBILL BILLICH 20 $20 LLINBLLI EILLE $20 S20 20 $20 $20 IBILL EILLICH 0.9 MILLION Students graduated with debt in 2004 S20 S20 $20 $20 S20 20 S20 S20 S20 $20 BILL EILLE 40 MILLION 7 MILLION cumulative number of students currently in debt of the 40 million have defaulted THOUSAND OTHOUSAND THOUSAND THOUSAND THOUSAND THOUSAND THOUSAND THOUSAND DTHOUSAND DTHOUSAND THOUSAND THOUSAND HOUSANDTHOUSAND Average student loan debt in 2014 66% of graduates from public colleges had student loans 75% of graduates from private nonprofit colleges had student loans 88% of graduates from for-profit colleges had student loans AVOID DEBT ALTOGETHER EARN MONEY WHILE IN COLLEGE Grants and scholarships Work grants Start a business, i.e. website developer Tutor others Crowd fund your education Go to night school, work during day Sell some of your future earnings SAVINGS Summer jobs Birthday money, gifts Parents paying for it TIPS FOR KEEPING DEBT UNDER CONTROL 01 Keep Track of balance and repayment status Saving Grace Period: How long you can wait before first payment Stay in Touch: Ignoring lender bills lead to default Don't Panic: You can temporarily postpone your federal loan payments Stay out of Trouble: Not paying can lead to delinquency Pay Off: Most expensive loans first To Consolidate or Not to Consolidate Consider your options Deduct your student loan interest at tax time Loan Forgiveness Sometimes it is an option Prepay: If you can WHERE POLITICAL CANDIDATES STAND ON EASING STUDENT LOAN DEBT DEMOCRATS Hillary Clinton: Government intervention to ease debt burden Bernie Sanders: Tuition free Martin O'Malley: College should be debt free Jim Webb: [no stated solution REPUBLICAN Jeb Bush: Incentivize schools to drive down costs Lindsey Graham: Allow students to refinance their loans. Increase competition. Offer loan forgiveness for teachers Ben Carson: Require families to rely more on personal responsibility, instead of student loans Mike Huckabee: Students can refile. Cut back on govern- ment involvement Chris Christie: Calls for reforming the system to focus more on low-income borrowers John Kasich: Increased government spending on higher education as governor George Pataki: "College is way too expensive" Donald Trump: Stop government profiting from student loans Ted Cruz: Against allowing students to refinance loans Empathizes with students in debt Marco Rubio: Advocates income based repayment Carly Fiorina: Increase competition to lower prices Rick Santorum: Roll back govern ment role in education CITATIONS http://ticas.org/content/posd/top-10-student-loan-tips-recent-graduates [for Top 10] http://blogs.wsj.com/numbers/congatulations-to-class-of-2014-the-most-indebted-ever-1368/ http://ticas.org/sites/default/files/pub_files/Debt Facts and Sources.pdf http://www.marketwatch.com/story/where-the-presidential-candidates-stand-on-student-debt-2015-07-28 http://www.schools.com/articles/how-to-avoid-student-loan-default BROUGHT TO YOU BY ONLINECOLLEGEPLAN COM frugallivingblog: The Debt Pool: Avoiding Student Loan Debt

frugallivingblog: The Debt Pool: Avoiding Student Loan Debt

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