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financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash : Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

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financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash : Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

Save
financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash : Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

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financialeconomicsexplainedus: Financial Economics Explained us:  The Purpose of this Blog  This blog has been created to aid those in how to better understand the world of investing –  either in the stock market and/or in the world of real estate investing for the beginner:   the target market for this blog is aimed towards those that are 15-24 years in age:  just think of me as your favorite uncle giving you helpful guidance to navigate life. The above quotes are two of my favorites; regardless of your socioeconomical  upbringing or class status – because every person’s journey begins by placing one foot in front of the other. I will cover such topics as overall investing basics, budgeting, banking, debt consolidation as well as how to ignore the “Talking Heads”, “Geo-political events” and overall “Market Noise”; to stay steadfast and disciplined in your approach to investing for a lifetime of security, I hope you look forward to the journey you about to undertake by following this blog with monthly posts published by the 6th of each and every month. The time has come, the walrus said :)…..  FLASH : IF YOU ARE BORN POOR ITS NOT YOUR FAULT. BUT IF YOU DIE POOR ITS YOUR FAULT. BILL GATES THOSE WHO FORGET HISTORY aRe DOOMED TO RePeaT IT. Coolsmort financialeconomicsexplainedus: Financial Economics Explained us:  The Purpose of this Blog  This blog has been created to aid those in how to better understand the world of investing –  either in the stock market and/or in the world of real estate investing for the beginner:   the target market for this blog is aimed towards those that are 15-24 years in age:  just think of me as your favorite uncle giving you helpful guidance to navigate life. The above quotes are two of my favorites; regardless of your socioeconomical  upbringing or class status – because every person’s journey begins by placing one foot in front of the other. I will cover such topics as overall investing basics, budgeting, banking, debt consolidation as well as how to ignore the “Talking Heads”, “Geo-political events” and overall “Market Noise”; to stay steadfast and disciplined in your approach to investing for a lifetime of security, I hope you look forward to the journey you about to undertake by following this blog with monthly posts published by the 6th of each and every month. The time has come, the walrus said :)…..  FLASH

financialeconomicsexplainedus: Financial Economics Explained us:  The Purpose of this Blog  This blog has been created to aid those in h...

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Things to have in mind when struggling to get to class / study: 15 things I tell myself when I don't want to work/study 1. You are very lucky and privileged to have access to almost unlimited knowledge and you should appreciate that. 2. Be one of those rare people who step over their insecurities and succeed. 3. Only 5 minutes. Only today. (Repeat it 5 minutes later and every day) 4. You will know what to do as soon as you start. Ideas never appear from inactivity. 5. Make yourself proud. 6. One hour every day doesn't feel much but it's 365 hours a year. You can't not succeed after so much work. 7. It's not supposed to be easy. Nothing good is easy. 8. If you had a child to look after, you'd make them study because you want them to accomplish something. Don't you love yourself? 9. Everything you want is on the other side of fear George Adair 10. Every mistake increases our chance to make progress 11. If you give up now, you'll have to return to this later anyway but from the very beginning. 12. Let the process be your result. 13. Every moment you thought your fears would suppress you has become the time you made it. 14. Maybe you think you can never find something to use your skills and mindset for. But if you continue investing in what matters to you, it will find its way out there. 15. I allow you to think globally. You have a right to the boldest dream Things to have in mind when struggling to get to class / study

Things to have in mind when struggling to get to class / study

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mysharona1987: little-butch-crouton: severelynerdysheep: somehavegonemissing: spookyboyfelix: princess-nakamoto: mysharona1987: No, seriously: I do think zoos do a *lot* of good. Much of the time. It’s not necessarily a Seaworld situation. Yeah a lot of animals don’t even have habitats anymore anyway. So zoos are just giving them a home. Even if people come to see them nearly everyday, its better then being kicked out of their habitat eventually by man. The funds from zoos are often used to feed the animals anyway (most zoos are non profit they cant use that money for people) if you pay to go to the zoo you are paying to keep those animals alive Zoos also educate people about animals, allowing for people to fall in love with the weird and wonderful. They help promote habitat preservation and putting a stop to poaching. Please don’t dismiss zoos, they’re not the same places as they used to be in the 1800s, or even the mid 1900s. So while Zoos are absolutely miles better than they were historical, there are still many serious issues. In terms of education, while I totally get why most people believe that zoos teach people (children especially) about how to protect animals and their habitats and are great places of education, this is not actually the case. In reality viewing captive animals in zoos only teaches people how animals react to boredom, depression, and stress in captive situations. The most effective methods of education in zoos come via presenting videos, documentaries, interactive modules, graphic displays, and computer simulations. which all show animals in their natural environments and do not require any animals to actually be kept in zoos. In terms of the work Zoos to in regards to species conservation and habitat preservation, zoos really are not effective, especially compared to other conservation and preservation work. While there are zoos that do good conservation work, most of the significant conservation work is not from zoos but other organizations that work with wildlife and natural habitats. Most animals in captivity are not even classified as endangered, with the priority of Zoos being in getting hold of animals popular with visitors, rather than those who face extinction. When it comes to breeding programs (and breeding animals in captivity aren’t the best way to help in conservation)   zoos do spend plenty of money on these programs however half of the animals being bred by Zoos are not classed as endangered in the wild and 25% are not threatened species but ones popular with visitors. It’s also actually massively more expensive to keep animals captive in zoos than to protect equivalent numbers of them in the wild! When it comes to the research, few Zoos actually support meaningful scientific research (with fewer employing scientists with full-time research jobs) and of those that do employ scientists its common for these scientists to study free-living animals rather than those within the zoo. Due to the nature of any research that does take place in zoos, the results of this research also generates little information about how to best conserve species in the wild as studies of captive animals have limited benefits to animals in the wild and animals brought up in captivity are less likely to survive in the wild if reintroduced as they often don’t have the natural behaviors needed for survival in the wild. More effective methods of habitat preservation and species conservations would be a multipronged approach tackling habitat loss and climate change, investing in conservation programs in the wild, education, working with local communities, seriously addressing poaching etc. and also to move away from the Zoo model towards more ethical and effective models of species conservation.  Just a few of the other ethical issues with Zoos include surplus animals, who, when grow older, and are less attractive to patrons, will often be sold or killed. Animals who breed frequently also are sometimes sold to game farms and ranches where hunters pay to kill them and other surplus animals are sometimes sold to roadside zoos,, private individuals, animal dealers, or to laboratories for experimentation purposes. The animals not sold often end up being fed to other zoo animals. In terms of the health of these captive animals, many develop health conditions and mental health problems such as Zoochosis. Of course, a major problem with zoos as well is that the animals who live there are kept in enclosures that don’t allow them to live their lives in a natural way and don’t compare with the natural habitat the animals were meant to be in. Zoo animals have to spend day after day, week after week, year after year in the exact same enclosure. This makes their lives very monotonous. Take elephants, for example, elephants in the wild, are used to traveling many miles a day in herds of about ten related adults and their offspring but in zoos are usually kept in pairs or even isolated in incredibly small enclosures compared to what they are used to in the wild. Elephants kept in zoos often show many signs of being mental distress and the average lifespan of elephants in zoos is around 16-18 years, instead of the 50-70 years they can live in the wild. I’m just going to copy paste your response when people ask me what I’m going to school for. I’m very pro zoo and I want animals in their natural habitat just as much. This is genuinely quite an interesting discussion.: (Ja)ded @thefathippy 20h maooo000 Judy Harris Yesterday at 5:04 PM. 0+ Why the zoo charge us to look at animals they stole? this ain't even yall shit Sharon @MySharona1987 Replying to @thefathippy To be fair, they are doing a lot to help pandas screw. 4:56 AM- 11 Jul 2018 mysharona1987: little-butch-crouton: severelynerdysheep: somehavegonemissing: spookyboyfelix: princess-nakamoto: mysharona1987: No, seriously: I do think zoos do a *lot* of good. Much of the time. It’s not necessarily a Seaworld situation. Yeah a lot of animals don’t even have habitats anymore anyway. So zoos are just giving them a home. Even if people come to see them nearly everyday, its better then being kicked out of their habitat eventually by man. The funds from zoos are often used to feed the animals anyway (most zoos are non profit they cant use that money for people) if you pay to go to the zoo you are paying to keep those animals alive Zoos also educate people about animals, allowing for people to fall in love with the weird and wonderful. They help promote habitat preservation and putting a stop to poaching. Please don’t dismiss zoos, they’re not the same places as they used to be in the 1800s, or even the mid 1900s. So while Zoos are absolutely miles better than they were historical, there are still many serious issues. In terms of education, while I totally get why most people believe that zoos teach people (children especially) about how to protect animals and their habitats and are great places of education, this is not actually the case. In reality viewing captive animals in zoos only teaches people how animals react to boredom, depression, and stress in captive situations. The most effective methods of education in zoos come via presenting videos, documentaries, interactive modules, graphic displays, and computer simulations. which all show animals in their natural environments and do not require any animals to actually be kept in zoos. In terms of the work Zoos to in regards to species conservation and habitat preservation, zoos really are not effective, especially compared to other conservation and preservation work. While there are zoos that do good conservation work, most of the significant conservation work is not from zoos but other organizations that work with wildlife and natural habitats. Most animals in captivity are not even classified as endangered, with the priority of Zoos being in getting hold of animals popular with visitors, rather than those who face extinction. When it comes to breeding programs (and breeding animals in captivity aren’t the best way to help in conservation)   zoos do spend plenty of money on these programs however half of the animals being bred by Zoos are not classed as endangered in the wild and 25% are not threatened species but ones popular with visitors. It’s also actually massively more expensive to keep animals captive in zoos than to protect equivalent numbers of them in the wild! When it comes to the research, few Zoos actually support meaningful scientific research (with fewer employing scientists with full-time research jobs) and of those that do employ scientists its common for these scientists to study free-living animals rather than those within the zoo. Due to the nature of any research that does take place in zoos, the results of this research also generates little information about how to best conserve species in the wild as studies of captive animals have limited benefits to animals in the wild and animals brought up in captivity are less likely to survive in the wild if reintroduced as they often don’t have the natural behaviors needed for survival in the wild. More effective methods of habitat preservation and species conservations would be a multipronged approach tackling habitat loss and climate change, investing in conservation programs in the wild, education, working with local communities, seriously addressing poaching etc. and also to move away from the Zoo model towards more ethical and effective models of species conservation.  Just a few of the other ethical issues with Zoos include surplus animals, who, when grow older, and are less attractive to patrons, will often be sold or killed. Animals who breed frequently also are sometimes sold to game farms and ranches where hunters pay to kill them and other surplus animals are sometimes sold to roadside zoos,, private individuals, animal dealers, or to laboratories for experimentation purposes. The animals not sold often end up being fed to other zoo animals. In terms of the health of these captive animals, many develop health conditions and mental health problems such as Zoochosis. Of course, a major problem with zoos as well is that the animals who live there are kept in enclosures that don’t allow them to live their lives in a natural way and don’t compare with the natural habitat the animals were meant to be in. Zoo animals have to spend day after day, week after week, year after year in the exact same enclosure. This makes their lives very monotonous. Take elephants, for example, elephants in the wild, are used to traveling many miles a day in herds of about ten related adults and their offspring but in zoos are usually kept in pairs or even isolated in incredibly small enclosures compared to what they are used to in the wild. Elephants kept in zoos often show many signs of being mental distress and the average lifespan of elephants in zoos is around 16-18 years, instead of the 50-70 years they can live in the wild. I’m just going to copy paste your response when people ask me what I’m going to school for. I’m very pro zoo and I want animals in their natural habitat just as much. This is genuinely quite an interesting discussion.
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Who you are in the future depends on what you do today. Here are a few vital things you can do today that your future self will thank you for. Take this checklist and do each step thoroughly. Your life will line up like magic. ✔️Invest in yourself! We spend so much time investing in relationships and this is a good thing. But we cannot forget that investment in ourselves is as important. Take some time now. Start investing on bettering yourself to become a better person, it will attract even better thing to your life. ✔️Decide what your values are and live them every day. A person who has a strong set of beliefs and values is a happy and strong person. A person who does not have a clearly defined set of beliefs and values is tossed about in life like a tiny ship on an angry ocean. There is nothing certain to a person like this except the fact that he will be at the mercy of others ✔️Measure your successes by your own definition of “success” Everywhere we are bombarded with images of “success” we are told we are successful if we are thin, rich and have power. Well guess what? There are many people with all of those things and most of those people are completely miserable. ✔️Seek forward progress on the path to your goals. Realize that some goals may take years and others, a lifetime. Keep track of your forward progress and give yourself rewards for making it a little further on your path. ✔️Don’t stop learning. Learning is the best thing you can do to improve your current and future life! Learn a new skill, language, something! ✔️Create good habits. Good habits are the key to all success. Bad habits are the unlocked door to failure. ✔️Understand that wherever you are, you can always make a new start. It is never too late and things are never too far gone. What you have done in the past is in the past and your future is what you make it. All you have to do is plot your course and go! - Good luck! - future success millionairementor: lamborghini MILLIONAIRE MENTOR DO YOUR FUTURE SELF A FAVOR AND WORK HARD NOW. Who you are in the future depends on what you do today. Here are a few vital things you can do today that your future self will thank you for. Take this checklist and do each step thoroughly. Your life will line up like magic. ✔️Invest in yourself! We spend so much time investing in relationships and this is a good thing. But we cannot forget that investment in ourselves is as important. Take some time now. Start investing on bettering yourself to become a better person, it will attract even better thing to your life. ✔️Decide what your values are and live them every day. A person who has a strong set of beliefs and values is a happy and strong person. A person who does not have a clearly defined set of beliefs and values is tossed about in life like a tiny ship on an angry ocean. There is nothing certain to a person like this except the fact that he will be at the mercy of others ✔️Measure your successes by your own definition of “success” Everywhere we are bombarded with images of “success” we are told we are successful if we are thin, rich and have power. Well guess what? There are many people with all of those things and most of those people are completely miserable. ✔️Seek forward progress on the path to your goals. Realize that some goals may take years and others, a lifetime. Keep track of your forward progress and give yourself rewards for making it a little further on your path. ✔️Don’t stop learning. Learning is the best thing you can do to improve your current and future life! Learn a new skill, language, something! ✔️Create good habits. Good habits are the key to all success. Bad habits are the unlocked door to failure. ✔️Understand that wherever you are, you can always make a new start. It is never too late and things are never too far gone. What you have done in the past is in the past and your future is what you make it. All you have to do is plot your course and go! - Good luck! - future success millionairementor

Who you are in the future depends on what you do today. Here are a few vital things you can do today that your future self will thank you...

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"I will be campaigning with my heart and soul to win that vote and to deliver this Brexit deal, for the good of our United Kingdom and all of our people." Theresa May has written an open letter to the British public to appeal for their support for the Brexit deal. She said her plan promises a "brighter future" for the UK and leaving the EU will be "a moment of renewal and reconciliation for our whole country". EU leaders are in Brussels for a special summit to decide whether to endorse the deal. Many UK MPs - including Conservatives - say they will vote against it. Click the link in our bio to follow all the latest as it happens. Brexit politics unitedkingdom EU bbcnews: When I became your Prime Minister the United Kingdom had just voted to leave the European Union. From my first day in the job, I knew I had a clear mission before me -a duty to fulil on your behalf: to honour the result of the referendum and secure a brighter future for our country by negotiating a good Brexit deal with the EU. Throughout the long and complex negotiations that have taken place over the last year and a half, I have never lost sight of that duty Today, I am in Brussels with the firm intention of agreeing a Brexit deal with the leaders of the other 27 EU nations. It will be a deal that is in our national interest one that works for our whole country and all of our people, whether you voted Leave' or 'Remain. It will honour the result of the referendum. We wl take back control of our borders, by putting an end to the free movement of people once and for all. Instead of an immigration system based on where a person comes from, we will build one based on the skills and talents a person has to offer. We will take back control of our money, by putting an end to vast annual payments to the EU. Instead, we will be able to spend British taxpayer's money on our own priorities, like the extra £394 million per week that we are investing in our long-term plan for the NHS And we will take back control of our laws, by ending the jurisdiction of the European Court of Justice in the UK. In future, our laws will be made, interpreted and enforced by our own courts and legislatures We will be out of EU programmes that do not work in our interests: out of the Common Agricultural Policy, that has failed our farmers, and out of the Common Fisheries Policy, that has failed our coastal communities. Instead, we will be able to design a system of agricultural support that works for us and we will be an independent coastal state once again, with full control over our waters. The deal also protects the things we value. EU citizens who have built their lives in the United Kingdom will have their rights protected, as will UK citizens living elsewhere in the EU. A free trade area will allow goods to flow easily across our borders, protecting the many skilled jobs right across the country that rely on integrated supply-chains. Because our European friends will always be our allies in the fight against terrorism and organised crime, the deal wl ensure that security co-operation will continue, so we can keep our people safe. "I will be campaigning with my heart and soul to win that vote and to deliver this Brexit deal, for the good of our United Kingdom and all of our people." Theresa May has written an open letter to the British public to appeal for their support for the Brexit deal. She said her plan promises a "brighter future" for the UK and leaving the EU will be "a moment of renewal and reconciliation for our whole country". EU leaders are in Brussels for a special summit to decide whether to endorse the deal. Many UK MPs - including Conservatives - say they will vote against it. Click the link in our bio to follow all the latest as it happens. Brexit politics unitedkingdom EU bbcnews

"I will be campaigning with my heart and soul to win that vote and to deliver this Brexit deal, for the good of our United Kingdom and al...

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thechanelmuse: goldensweetcheeks: vybewitme: juelzsantanabandana: This the hardest nigga I ever seen this is true big dick energy God got him Wow Found this short documentary from 2014 about him and his forest: Soil erosion is still a problem but the authorities do not appear to be listening to Jadav’s suggestions on combating the issue, according to the programme. He would like to plant coconut trees because they grow extremely straight and help prevent erosion if planted densely enough. The fruit could also be sold for economic gain. Source The man turned that barren land into a whole fucking forest by hand for them. Yet they show no interest in investing in its upkeep nor the desire for financial gain via the coconut industry. I just…🙄 : thechanelmuse: goldensweetcheeks: vybewitme: juelzsantanabandana: This the hardest nigga I ever seen this is true big dick energy God got him Wow Found this short documentary from 2014 about him and his forest: Soil erosion is still a problem but the authorities do not appear to be listening to Jadav’s suggestions on combating the issue, according to the programme. He would like to plant coconut trees because they grow extremely straight and help prevent erosion if planted densely enough. The fruit could also be sold for economic gain. Source The man turned that barren land into a whole fucking forest by hand for them. Yet they show no interest in investing in its upkeep nor the desire for financial gain via the coconut industry. I just…🙄
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Here’s the red pill some refuse to swallow. This Nike ordeal is about the trade deals that President Trump is trying to clean up and put things back in America’s favor: These big companies are using near slave labor and then shipping the products back to the USA from countries that pay very little in tariffs. These companies will lose when Trump wins. Every company that has their businesses overseas and have been making huge profits will fall if they don’t move their companies here. Donald Trump wants America to be number one, he wants the jobs to come back, he, like us, want American-made products, these companies for a very long time have used their powers to support Democrat policies and politicians like Hillary, Obama, etc. to create their wealth. They help globalists with their agenda so they can make a bigger profit. We are in a silent civil war, an economic, financial, trade, money war, this is how it begins. We will either come out on top of it or it will eventually lead to war. It’s not about the shoes or Kaepernick, it’s the principle and there’s nothing hypocritical about standing for your principles. We can never bow to communism or the support of it. We cannot continue investing our money in companies who don’t have the best interests for our people and our country. When these companies’ interests are overseas and not for our US of A, they will fail. These multinational oligarchs are attacking America with everything they've got but they have awakened a sleeping giant.: Uncle Sam's Misguided Children Published by Rick Ferran [1 57 mins Here's the red pill some refuse to swallow. This Nike ordeal is about the trade deals that President Trump is trying to clean up and put things back in America's favor: These big companies are using near slave labor and then shipping the products back to the USA from countries that pay very little in tariffs. These companies will lose when Trump wins. Every company that has their businesses overseas and have been making huge profits will fall if they don't move their companies here. Donald Trump wants America to be number one, he wants the jobs to come back, he, like us, want American-made products, these companies for a very long time have used their powers to support Democrat policies and politicians like Hillary, Obama, etc. to create their wealth. They help globalists with their agenda so they can make a bigger profit. We are in a silent civil war, an economic, financial, trade, money war, this is how it begins. We will either come out on top of it or it will eventually lead to war. It's not about the shoes or Kaepernick, it's the principle and there's nothing hypocritical about standing for your principles. We can never bow to communism or the support of it. We cannot continue investing our money in companies who don't have the best interests for our people and our country. When these companies' interests are overseas and not for our US of A, they will fail. These multinational oligarchs are attacking America with everything they've got but they have awakened a sleeping giant. Here’s the red pill some refuse to swallow. This Nike ordeal is about the trade deals that President Trump is trying to clean up and put things back in America’s favor: These big companies are using near slave labor and then shipping the products back to the USA from countries that pay very little in tariffs. These companies will lose when Trump wins. Every company that has their businesses overseas and have been making huge profits will fall if they don’t move their companies here. Donald Trump wants America to be number one, he wants the jobs to come back, he, like us, want American-made products, these companies for a very long time have used their powers to support Democrat policies and politicians like Hillary, Obama, etc. to create their wealth. They help globalists with their agenda so they can make a bigger profit. We are in a silent civil war, an economic, financial, trade, money war, this is how it begins. We will either come out on top of it or it will eventually lead to war. It’s not about the shoes or Kaepernick, it’s the principle and there’s nothing hypocritical about standing for your principles. We can never bow to communism or the support of it. We cannot continue investing our money in companies who don’t have the best interests for our people and our country. When these companies’ interests are overseas and not for our US of A, they will fail. These multinational oligarchs are attacking America with everything they've got but they have awakened a sleeping giant.

Here’s the red pill some refuse to swallow. This Nike ordeal is about the trade deals that President Trump is trying to clean up and put...

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