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Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
Life, Love, and Tumblr: Note from angry neighbor (above) and appropriate Army vet response (below) uov Or have. TAko, a . cour You look HANèicu Stup beis ASer OHFILE Dear Passive Aggressive Douche, First and foremost: In the state of Texas, if a vehicle has DISABLED VETERAN license plates that vehicle is not required, BY LAW, to have a handicapped placard displayed, nor a handicapped emblem on the license plate, UNLESS that vehicle is parked on FEDERAL property. If you had bothered to spend 30 seconds and pull the minlature computer out of your pocket to research this then you would have never needed to leave me this offensive note. Considering that you took a picture of my license plate you should have been able to very clearly see the writing at the bottom that says: DISABLED VETERAN U.S. ARMED FORCES Butpobably just let your emotions gethe best of you and felt like being a social justice hero. Secondly: Although I may not "look handicapped to you, I can assure you that the amount of pain I feel in my lower body from walking due to combat sustained injuries far supersedes any level of pain you have ever felt in your entire life. Or maybe not....Who am I to say? After all, I don't even know who you are. By the way, I would love to hear what your idea of a handicapped person "looks like. Asshole Lastly You may have noticed there is a photocopy of the note you left attached to my response. I kept the original. I think I'm going to frame it so 1 can look at it every day as to remind myself of what kind of person to NOT be Sincerely The guy who doesn't look handicapped srsfunny:Angry Neighbor Vs. Army Vet
Assassination, Birthday, and Children: under-the-arch: autumnhobbit: General Charles De Gaulle is well known throughout modern history as the leader of the Free French Forces. What is not as well known is that his youngest daughter Anne (January 1, 1928 - February 6, 1948) had Down syndrome. Although public perception of the time was that children born with Down syndrome were a result of their parents alcoholism, venereal disease or overall degeneracy, the De Gaulles rejected this notion, choosing instead to raise Anne like their other two children. Their personal life became very private and Anne was raised at home, not in an institution (as was common practice at the time). Charles and Anne on holiday in Brittany, 1933It has been said often that Anne was Charles’ favorite child. Described as a man who ranged from cocky to stoic by nature, he was a different person around Anne, reportedly describing her as “My joy”. He is said to have read stories and sang songs to her and showed an affection that he rarely showed others, even those in his own household. Anne was raised to feel no less or different than anyone else. After the war, Charles and his wife Yvonne founded the Fondation Anne de Gaulle, a home for disabled girls, many of which had intellectual impairments. In 1948, Anne succumbed to pneumonia, a month after her 20th birthday and died in her father’s arms. Upon her death, he is said to have remarked “Maintenant, elle est comme les autres.” (“Now, she is like the others.”). He carried a portrait of Anne with him at all times; he claimed that her portrait saved his life by stopping a bullet in an assassination attempt in 1962. When Charles died, he was buried beside his beloved Anne. (Via Facebook.)  oh no im crying 

under-the-arch: autumnhobbit: General Charles De Gaulle is well known throughout modern history as the leader of the Free French Forces. Wh...