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Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

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Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

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Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

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Africa, Facts, and Food: 12 African nations have come together pledging to build a 9 mile wide band of trees that will stretch all the way across Africa, 4750 miles, in order to stop the progressive advancement of the Sahara. Ultrafacts.tumblr.com fuck-sayer: thatlupa: jenniferrpovey: jumpingjacktrash: becausegoodheroesdeservekidneys: ultrafacts: Source For more facts follow Ultrafacts YOOOOOOOOOOOOOOO Senegal, Mauritania, Mali, Burkina Faso, Niger, Nigeria, Chad, Sudan, Eritrea, Ethiopia, and Djibouti. Those are the countries. It will be drought-resistant species, mostly acacias. And this is a brilliant idea you have no idea oh my Christ This will create so many jobs and regenerate so many communities and aaaaaahhhhhhh more info here: http://en.wikipedia.org/wiki/Great_Green_Wall it’s already happening, and already having positive effects. this is wonderful, why have i not heard of this before? i’m so happy! Oh yes, acacia trees. They fix nitrogen and improve soil quality. And, to make things fun, the species they’re using practices “reverse leaf phenology.” The trees go dormant in the rainy season and then grow their leaves again in the dry season. This means you can plant crops under the trees, in that nitrogen-rich soil, and the trees don’t compete for light because they don’t have any leaves on. And then in the dry season, you harvest the leaves and feed them to your cows. Crops grown under acacia trees have better yield than those grown without them. Considerably better. So, this isn’t just about stopping the advancement of the Sahara - it’s also about improving food security for the entire sub-Saharan belt and possibly reclaiming some of the desert as productive land. Of course, before the “green revolution,” the farmers knew to plant acacia trees - it’s a traditional practice that they were convinced to abandon in favor of “more reliable” artificial fertilizers (that caused soil degradation, soil erosion, etc). This is why you listen to the people who, you know, have lived with and on land for centuries. ^ The bold.
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Advice, Ass, and Bad: the biggest lie, i think, the intemet perpetuates about D&D is that a skinny ittle twink of a bard just needs to roll a nat 20 to seduce a dragon ike a dragon...a creature with more wealth and power than any other creature on the planet..a creature who is easily an 11/10 when they deign to take humanoid formwould look at your skinny little 8 STR half-elf Bard whose own father doesn't even love them and go...yeah I'd like to fuck that Counterpoint, my good man: Bragonsuck Dragons fuck, clearly, but not just any joe blow schmoe with a big Charisma stat. If I'm Joseph J Dragon sitting on a small hill of gold and jewels I'm not gonna waste my time boning every monsterfucking tiefling twink with a lyre. I would have standards. dragons are SUPER horny counterpoint: even if dragons are SUPER horny they've got better prospects than spindly little bards!lll They could be off fucking cloud giants or beholders or planetars!!ll They could be having sex with kraken in the middle of the ocean or fire giants in the mouth of an erupting There is a wealth of sexual excess and opportunity available to dragons, so much that they do not need to be slumming it with an adventurer who hasn't washed his ass in a month and a half and is probably covered in kobold blood by the time they get to the dragon's lairl I don't care how many times you cast Charm Monster, the Elder Dragon who has probably slept with more princesses than there are princedoms is not going to bitel When you have bedded the most beautiful mortals on the Prime Material Plane on a pile of gold and jewelry you are not gonna be looking twice at any MOTHERFUCKEr who can't at least True Polymorph to make things interesting you're right but please shut up you are actively ruining my 10 strength half-elf twink bard's sexual prospects with this post OP is right and they should say it Dragon Bf Giont Gnol Gobin Haiting Koboid Spite As we can see from this most excellent chart, dragons can and will fuck anything. Even humans do not compare. The only species that can match dragons for homy-ness is, in fact, nymphs. Therefore your twinky-ass lil bard has as good a chance as anyone. Go forth and thot your way through your DM's carefully planned Big Bad encounter and fuck the dragon. I'm not even sure where I stand on this argument but I absolutely need to keep that chart for reference, so That chart is not proof that a dragon would fuck anything and youre a charlatan for pretending it does!!! That is a crossbreeding chart not a horny chart, and it says right on it that what it is tracking is the likelyhood that a union between two races would yield offspring. It is NOT saying that a dragon WILL fuck any of those creatures, just that doing so would result in a half-dragon child If anything this just proves siderealsandman's point the dragon could have any creature or being under the sun so why the fuck would it ever settle for a shitty PC and their+1 light leather amor. What's the bard gonna say?? You should fuck me because you techically can?? That bitch getting sauteed OP IS CORRECT SORRY BUT THE TWINK BARD ISNT GETTING ANY DRAGON ASS a dragon fucked a donkey in shrek, your argument is invalid Don't bring shrek into this OH YEAH?? YOU WANNA DO THIS?? FINE CLASS TRAITS OF A BARD 1) Your spells inspire and invigorate your allies-Donkey's role in the film was to inspire and invigorate Shrek to begin his hero's quest and keep him on his path 2) You channel magical power through words and music Doney never stopped talking or singing. That was his THING 3) Key abilities: Charisma, Intelligence, Constitution- Do we even need to question this?? Charisma - he managed to convince a dragon to fuck him He gave both Fiona and Shrek the pep-talk they needed to come to terms with their feelings. Intelligence-He's COLOR BLIND and stl managed to figure out the flowers Fiona asked for. Constitution-dude you saw the shit he managed to survive in that movie CONCLUSION-SHREK IS A DND CAMPAIGN, DONKEY IS A BARD THAT SEDUCED THE DRAGON. NEVER QUESTION ME IN MY HOUSE AGAIN advice-animal: How to Fuck your Dragon
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Ass, Bad, and Beautiful: the biggest lie, i think, the intemet perpetuates about D&D is that a skinny ittle twink of a bard just needs to roll a nat 20 to seduce a dragon ike a dragon...a creature with more wealth and power than any other creature on the planet..a creature who is easily an 11/10 when they deign to take humanoid formwould look at your skinny little 8 STR half-elf Bard whose own father doesn't even love them and go...yeah I'd like to fuck that Counterpoint, my good man: Bragonsuck Dragons fuck, clearly, but not just any joe blow schmoe with a big Charisma stat. If I'm Joseph J Dragon sitting on a small hill of gold and jewels I'm not gonna waste my time boning every monsterfucking tiefling twink with a lyre. I would have standards. dragons are SUPER horny counterpoint: even if dragons are SUPER horny they've got better prospects than spindly little bards!lll They could be off fucking cloud giants or beholders or planetars!!ll They could be having sex with kraken in the middle of the ocean or fire giants in the mouth of an erupting There is a wealth of sexual excess and opportunity available to dragons, so much that they do not need to be slumming it with an adventurer who hasn't washed his ass in a month and a half and is probably covered in kobold blood by the time they get to the dragon's lairl I don't care how many times you cast Charm Monster, the Elder Dragon who has probably slept with more princesses than there are princedoms is not going to bitel When you have bedded the most beautiful mortals on the Prime Material Plane on a pile of gold and jewelry you are not gonna be looking twice at any MOTHERFUCKEr who can't at least True Polymorph to make things interesting you're right but please shut up you are actively ruining my 10 strength half-elf twink bard's sexual prospects with this post OP is right and they should say it Dragon Bf Giont Gnol Gobin Haiting Koboid Spite As we can see from this most excellent chart, dragons can and will fuck anything. Even humans do not compare. The only species that can match dragons for homy-ness is, in fact, nymphs. Therefore your twinky-ass lil bard has as good a chance as anyone. Go forth and thot your way through your DM's carefully planned Big Bad encounter and fuck the dragon. I'm not even sure where I stand on this argument but I absolutely need to keep that chart for reference, so That chart is not proof that a dragon would fuck anything and youre a charlatan for pretending it does!!! That is a crossbreeding chart not a horny chart, and it says right on it that what it is tracking is the likelyhood that a union between two races would yield offspring. It is NOT saying that a dragon WILL fuck any of those creatures, just that doing so would result in a half-dragon child If anything this just proves siderealsandman's point the dragon could have any creature or being under the sun so why the fuck would it ever settle for a shitty PC and their+1 light leather amor. What's the bard gonna say?? You should fuck me because you techically can?? That bitch getting sauteed OP IS CORRECT SORRY BUT THE TWINK BARD ISNT GETTING ANY DRAGON ASS a dragon fucked a donkey in shrek, your argument is invalid Don't bring shrek into this OH YEAH?? YOU WANNA DO THIS?? FINE CLASS TRAITS OF A BARD 1) Your spells inspire and invigorate your allies-Donkey's role in the film was to inspire and invigorate Shrek to begin his hero's quest and keep him on his path 2) You channel magical power through words and music Doney never stopped talking or singing. That was his THING 3) Key abilities: Charisma, Intelligence, Constitution- Do we even need to question this?? Charisma - he managed to convince a dragon to fuck him He gave both Fiona and Shrek the pep-talk they needed to come to terms with their feelings. Intelligence-He's COLOR BLIND and stl managed to figure out the flowers Fiona asked for. Constitution-dude you saw the shit he managed to survive in that movie CONCLUSION-SHREK IS A DND CAMPAIGN, DONKEY IS A BARD THAT SEDUCED THE DRAGON. NEVER QUESTION ME IN MY HOUSE AGAIN How to Fuck your Dragon
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America, Kamikaze, and Circa: A captured kamikaze pilot refusing to yield to America interrogation (circa 1944)

A captured kamikaze pilot refusing to yield to America interrogation (circa 1944)

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