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Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
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Doctor, Drinking, and Google: Sprint LTE 8:17 PM * 31%(10 Home (3) Active now This might seem Hey totally random but I'm curious. What do you know about Pure Therapeutic Ketones and ketosis? Hey! I am diabetic. Ketones is byproduct of your body burning through fat. Once the fat is gone it starts burning your protein. Which is what your muscles and organs are made of. People who do the keto diet have to replace what is lost by the diet. That's why it's so fatty and protein based. People who are on it for too long can have kidney, liver heart, lung, and muscle damage Ketosis is what a lot of diabetic die from I don't diet. I portion control and eat healthy. Carbs are necessary for proper bodily functions. As a nurse you should know that. Sprint LTE 9:02 PM * 25% @ } Home (3) Active now Hey girl, you seem to be really knowledgeable about this which is really awesome! Let me connect you with my friend Christen. She's a nurse and she has been drinking ketones for a really long time! She would totally be able to answer any questions you have. Are you open to that? Do you know what diabetic ketoacidosis is? I do. And it's from ketones. I was in the icu and almost died from it. My body was shutting down and if my friend wouldn't have brought me to the Er I would have gone into cardiac arrest and died at home with no help. I'm not the person to sell that stuff to. I can pull up numerous articles that actually have real statistics and medical proof backing up what this fad diet does to the human body. Liver failure, kidney failure, blindness, amputations of extremities, heart failure, neuropathy, and much much more. No one wants people researching this information Sprint LTE 9:02 PM * 25% KHome (3) ctive Do you know what diabetic ketoacidosis is? I do. And it's from ketones. I was in the icu and almost died from it. My body was shutting down and if my friend wouldn't have brought me to the Er I would have gone into cardiac arrest and died at home with no help. I'm not the person to sell that stuff to. I can pull up numerous articles that actually have real statistics and medical proof backing up what this fad diet does to the human body. Liver failure, kidney failure, blindness, amputations of extremities, heart failure, neuropathy, and much much more. No one wants people researching this information because they are capitalizing on permanent damage and death for their own financial gain. People blindly start these diets without researching them. It will take years off of the lives of a lot of people and that means less time with the ones they love. I do not advocate the diet. But thank you for trying. I Sprint LTE ※ 9:12 PM ア* 23% a KHome (2) C0 Active now researching them. It will take years off of the lives of a lot of people and that means less time with the ones they love. I do not advocate the diet. But thank you for trying. Ketosis and ketoacidosis are two totally different things. We are actually born in ketosis and stay that way until we are introduced to a traditional American diet. I totally respect your opinion though They are not. Ask a doctor like I did. Google it actually. Ketones put your body into a state of ketoacidosis Which is exactly what causes all of that. Americans need to stop eating processed foods and eating healthy. Plus getting up and being active is important to a balanced and healthy lifestyle. Americans are fooled by what's advertised and what's easy. As a consumer, it is our responsibility to be educated. Sprint LTE 9:21 PM Home (2) Active now Americans are fooled by what's advertised and what's easy. As a consumer, it is our responsibility to be educated https:/thcliphd.com/video clip-516648776d4f4243676f464 5 Ketosis vs Diabetic Ketoacidosis Clip Ketosis vs Diabetic Ketoacidosis, video Ketosis vs Diabetic Ketoacidosis, video clip Ketosis vs Diabetic Ketoacidosis 720 Ketosis vs Diabetic Ketoacidosis 1080, Ketosis vs Diabetic Ketoacidosis thcliphd.com I don't care. Shut up and go the fuck away. I thought you'd get that shit with the first response. Go away. Far away. 00四0 Aa Gotta love MLM's
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Bodies , Brains, and Click: interstellardragon: curlicuecal: hopeology: andreajmars: hopeology: thebuttkingpost: wheel-skellington: crocutalupus: x why this dog look like an nvidia tech demo High spec animal Oh, I KNOW WHY! Rare video game tech knowledge to the rescue! Animation of fur is really really hard, it’s effectively trying to animate, in real time, a few billion little strings. Noone can do that. Most consumer gaming computers would just burst into flame so that isn’t something people will do when modeling fur or hair. Instead, what animators and 3D modelers do in order to get around this is they form the fur into many layers of sheets or interlocking flexible bodies. Notice this animal has stiff fur, matted maybe from sweat or water. So when we watch the fur move our eyes and brains notice something we don’t notice on purpose. The fur isn’t moving individually, it’s moving in sheets and flexible bodies. There’s some slight movement and flexing, but it’s not “fur” like our brains want it to be, it’s “fur” in the way that fur is commonly animated! layers and flexible sheets! Also, light angles like this are common in animation to show the light being calculated across the body when it moves, so it looks familiar in the angle of the light too! BLESS YOU I don’t think I’ve ever gotten such an excited happy reply to an info dump hehehe oh cool i found someone explaining the thing Lmao fun explanation but if anyone bothered to click the source, op already explained that it’s a real hyena clip with the frame rate slowed down. That… Doesn’t negate the explanation? At all? They weren’t saying it wasn’t a real photo, they were saying that the way the fur is matted contributes to the animated appearance.
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Goals, Parents, and Run: <p><a href="http://eltigrechico.tumblr.com/post/175185913664/yes-siree-dodd-eltigrechico-yes-siree-dodd" class="tumblr_blog">eltigrechico</a>:</p> <blockquote> <p><a href="http://yes-siree-dodd.tumblr.com/post/175185022203/eltigrechico-yes-siree-dodd-teacher-fed-up" class="tumblr_blog">yes-siree-dodd</a>:</p> <blockquote> <p><a href="http://eltigrechico.tumblr.com/post/175184188599/yes-siree-dodd-teacher-fed-up-with-students" class="tumblr_blog">eltigrechico</a>:</p> <blockquote> <p><a href="http://yes-siree-dodd.tumblr.com/post/175183757158/teacher-fed-up-with-students-swearing-stealing" class="tumblr_blog">yes-siree-dodd</a>:</p> <blockquote> <p>Teacher Fed Up With Students Swearing, Stealing, And Destroying Property…</p> <p>What you think <a class="tumblelog" href="https://tmblr.co/mBCySnKVUc__OyL5RJV58Pg">@eltigrechico</a> ?</p> </blockquote> <p>She’s wasting her time. She should quit that job. All the incentives built into the structure of the gun-run school system demanded the outcome she is complaining about.</p> </blockquote> <p><a class="tumblelog" href="https://tmblr.co/mBCySnKVUc__OyL5RJV58Pg">@eltigrechico</a> Would you care to elaborate a bit more?</p> </blockquote> <p>The kids are forced there whether or not they have the aptitude or the interest. Because the schools are compulsory. The kids are taught in groups segregated by age rather than by more relevant factors, because of the nature of schooling. The teachers get paid based on criteria that are unrelated to their or their students performance, because they are in teachers unions and work for the state. The parents have only extremely limited and highly cost prohibitive “choices” in their child’s education because the system is socialized rather than market-based. The administrators’ goals and plans are based around political objectives, because they are government bureaucrats. </p> <p>When the kids don’t want to be there, acting out is only natural. When the kids are grouped together, even on kid’s acting out hurts everybody’s learning. When the teachers are paid based on their seniority or the strength of that particular state’s teacher’s union, they have little incentive to fix this problem. Even those that want to fix it will find they have no administrative support, because the administrators are not businesspeople, they are bureaucrats. Therefore, their role is not to fix problems in order to maximize profits, but to enforce policies, without regard for the consequences. The parents might hate these policies, which are created for political ends, but they find that don’t have any power to change them or find alternatives, because the schooling system is so removed from market forces that consumer sovereignty has been replaced by a captive consumer. </p> <p>And so nobody is satisfied, everybody sends their complaints up the chain, nothing gets resolved, and the wheels on the bus go round and round.</p> </blockquote> <p>I wish this weren’t painfully accurate.</p>

eltigrechico: yes-siree-dodd: eltigrechico: yes-siree-dodd: Teacher Fed Up With Students Swearing, Stealing, And Destroying Property… Wh...

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Children, Definitely, and Fucking: <p><a href="http://lastsonlost.tumblr.com/post/174252406322/scrawnyflannelman-lastsonlost-kaldicuct" class="tumblr_blog">lastsonlost</a>:</p> <blockquote><p><a href="https://scrawnyflannelman.tumblr.com/post/174252302296/lastsonlost-kaldicuct-warriormale" class="tumblr_blog">scrawnyflannelman</a>:</p> <blockquote><p><a href="http://lastsonlost.tumblr.com/post/174247504022/kaldicuct-warriormale" class="tumblr_blog">lastsonlost</a>:</p><blockquote> <p><a href="http://kaldicuct.tumblr.com/post/174244018906/warriormale-littlesweetspaceprince" class="tumblr_blog">kaldicuct</a>:</p> <blockquote> <p><a href="http://warriormale.tumblr.com/post/174243904780/littlesweetspaceprince-warriormale" class="tumblr_blog">warriormale</a>:</p> <blockquote> <p><a href="https://littlesweetspaceprince.tumblr.com/post/174243728835/warriormale-suhojbelmont-deathclawmusings" class="tumblr_blog">littlesweetspaceprince</a>:</p> <blockquote> <p><a href="http://warriormale.tumblr.com/post/174241688635/suhojbelmont-deathclawmusings-seijhoe" class="tumblr_blog">warriormale</a>:</p> <blockquote> <p><a href="http://suhojbelmont.tumblr.com/post/174239901449/deathclawmusings-seijhoe-mrbowtiefly" class="tumblr_blog">suhojbelmont</a>:</p> <blockquote> <p><a href="https://deathclawmusings.tumblr.com/post/174189190068/seijhoe-mrbowtiefly" class="tumblr_blog">deathclawmusings</a>:</p> <blockquote> <p><a href="http://seijhoe.tumblr.com/post/174177200459/mrbowtiefly-cherrylipsandcandyeyes" class="tumblr_blog">seijhoe</a>:</p> <blockquote> <p><a href="http://mrbowtiefly.tumblr.com/post/148370861800/cherrylipsandcandyeyes-theproblackgirl" class="tumblr_blog">mrbowtiefly</a>:</p> <blockquote> <p><a href="http://cherrylipsandcandyeyes.tumblr.com/post/148361054307" class="tumblr_blog">cherrylipsandcandyeyes</a>:</p> <blockquote> <p><a class="tumblr_blog" href="http://theproblackgirl.tumblr.com/post/148354146102">theproblackgirl</a>:</p> <blockquote> <p>😢 ❤️ 👏🏽</p> </blockquote> <p>I love how he let him cry, told him, “We cry as men” and didn’t hit him with the whole, “Big boys don’t cry” mess. That was lovely. </p> </blockquote> <p>Phenomenal. Allowed him to emote, then worked with him to understand the what and the why.</p> </blockquote> <p>This gave me chills; this man is a true teacher. Children are <b>definitely</b> intelligent enough to understand the hard truths of life if you are intelligent and patient enough to know how to teach it to them. This is such an amazing example of respect to this kid’s emotions and maturation that you don’t always see adults extending to a young person. </p> </blockquote> <p>Fucking finally. </p> </blockquote> <p><a class="tumblelog" href="https://tmblr.co/mI37jkpu_ZSNsHW7Q9I5zmg">@warriormale</a> </p> </blockquote> <p><b>Yes, Manliness involves showing emotions.</b></p> <p style=""><b>Emotions mean we are human.</b></p> <p><b>To cry means we are human.</b></p> <p><b>WarriorMale</b><br/></p> </blockquote> <p>Even warriormale agrees! This is awesome.</p> </blockquote> <p><b>It’s really important to define Manliness as fight skills, a trained body and the Moral Virtues of Humility, Integrity, Selflessness, Self Control and always showing Respect.<br/></b></p> <p><b>We don’t define Manliness by not showing emotions.</b></p> <p style=""><b>This is really unhealthy and not realistic.</b></p> <p><b>Men show emotions because Men are human.</b></p> <p><b>We need to change this view of Manliness in the Consumer Culture, our dominant culture.</b></p> <p><b>In the Martial Culture, in the fight gyms, showing emotions is common and accepted.</b></p> <p><b>WarriorMale</b><br/></p> </blockquote> <p><a class="tumblelog" href="https://tmblr.co/mPxVYxWuKR2CMbqrueo4UEQ">@lastsonlost</a> </p> </blockquote> <p>I always love this video.</p> </blockquote> <p>Denial of emotion isn’t toxic masculinity, because it’s not even masculine.</p><p>Mastery of your emotions is not the same as denial of them.</p><p>Allow yourself to feel, and understand why.</p><p>Stoicism has its virtues; however, you cannot master your emotions by pretending that they don’t exist.<br/></p></blockquote> <p>An excellent addition</p></blockquote>
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Another One, Bad, and Christmas: Scott Kerr @scott kerr Follow Boy writes to Lego after losing a mini-figure. Lego's customer service department should rurn the world. Email from Luka to LEGO Hello. Myname is Luka andi am seven years old. With al my money l got for ChristmasI bought the Ninjago kit of the Ultrasonic Raider. The number is 9449. It is really good. My Daddy just took me to Sainsburys and told me to leave the people at home but I took them andI lost Jay ZX at the shop as it fell out of my coat. I am really upset I have lost him. Daddy said to send you a email to see if you will send me another one. I promise I won'"t take him to the shop again if you can. Thank you. Enail reply from Richard at Lego Consumer Services Thanks for sending us an email! We are very sorry to hear about you losing your Jay minifigure but it sounds like your dad sight have been right about leaving it at hone. It sounds like you are very sad about it too Normally we would ask that you pay for a new one if you lose one of your ninifigures and need to have it replaced. My bosses told me I could not send you one out for free because you lost it but, I decided that I would put call into Sensei Wu to see if he could help ne Luka, I told Sensei Nu that losing your Jay minifigure was purely an accident and that you would never ever ever let it happen er again. He told me to tell you, Luka, your father seess like a very wise nan. You nust always protect your Ninjago ninifigures like the dragons protect the Weapons of Spinitzu Sensei Wu also told ne it was okay if I sent you a new Jay and told se it would be okay if 1I included sonething extra for you because anyone that saves their Christmas soney to buy the Ultrasonic Raider must be a really big Ninjago fan So, I hope you enjoy your Jay ninifigure with all his eapons. You will actually have the only Jay minifigure that combines 3 different Jays into one! I an also going to send you a bad guy for hin to fight! Just reneaber, what Sensei ku said: keep your ninifigures protected like the Weapons of Spinjitzul And of course, always listen to your dad You will see an envelope from LEGO within the next two weeks with your new ninifigures. Please take good care of them, Luka. Renember that you promised to alwavs leave thes at hone. RETWEETSLIKES 35,162 67,568 黶閻曜 器傭闖 5:01 AM-16 Sep 2016 This is how you do customer support

This is how you do customer support

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