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gahdamnpunk: Why is conservative logic pretty much “you can live on a minimum wage if you cut out LIVING”??: Jakè Neidert Follow @Jakeandbake336 Fact: minimum wage is livable if you cut out entertainment, alcohol, drug, and eating out costs. Minimum wage isn't supposed to support a 6 figure lifestyle 4:27 AM-20 May 2019 480 Retweets 2,549 Likes AlwaysAshley @AshleyFrankly Follow Replying to @Jakeandbake336 Sit down, big boy. "A full-time minimum- wage job doesn't pay well enough to afford rent. In Kansas, where the state minimum wage is $7.25, you'd need to make $10.53 an hour to afford a studio. To rent a one- bedroom at minimum wage, you'd need to work 67 hours a week." 10:41 AM - 21 May 2019 397 Retweets 8,477 Likes Pé Resists Follow @4everNeverTrump Replying to @Jakeandbake336 Okay... let's try this in your city, Waco: Full-time minimum wage: $14,500/year. Splitting a 2 bedroom apartment in Waco: $5400/year. Utilities: $1500/year. Car (because it's TX): $6000/year. Income tax: $1400 WITHOUT FOOD, you're already at $14,300 in yearly expenses. 4:30 PM 21 May 2019 881 Retweets 7,612 Likes Pé Resists Follow @4everNeverTrump Replying to @4everNeverTrump @Jakeandbake336 Nor does this account for healthcare, pets, clothes, hygiene products, Mother's Day and Xmas gifts, etc. There's a reason why people work 60-80 hours/week at minimum (or close to minimum) wage jobs: BECAUSE IT'S IMPOSSIBLE TO LIVE ON A MINIMUM WAGE. 4:34 PM -21 May 2019 296 Retweets 5,270 Likes Katherine Soutar Artist Follow @Kate_Dancingcat Replying to @Jakeandbake336 This Sometimes the poor are praised for being thrifty. But to recommend thrift to the poor is both grotesque and insulting. It is like advising a man who is starving to eat less. Oscar Wilde www.m ne 6:42 AM 21 May 2019 1,010 Retweets 7,459 Likes gahdamnpunk: Why is conservative logic pretty much “you can live on a minimum wage if you cut out LIVING”??

gahdamnpunk: Why is conservative logic pretty much “you can live on a minimum wage if you cut out LIVING”??

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daturas-claws: xenon-exe: swarovskinipples: quinndolyns: pelkoja: this bitch has a house cleaner ???? where the fuck is this dude living that they only have to pay $825 for rent. none of these bills make sense or reflect reality what 25-year-old makes $100,000 a year this bitch also pays dirt for internet and phone wtf??? i wouldn’t call someone who spends 250$ each month on dining out being excellent with money.. like, this is more than the amount of money i live on each month and they’re spending it because they don’t wanna cook .__.: CNBC @CNBC Follow CNBG@ The budget breakdown of a 25-year-old who makes $100,000 a year and is excellent with money. via @CNBCMakelt cnb.cx/2EzW058 make it Typical Monthly Spending: $2,775 Health insurance: $270 Dining out: $250 Utilities: $195 Groceries: $400 Transportation: $130 Cell phone: $40 5 House cleaner: $30 Internet: $20 Donations: $615 Rent: $825 11:53 AM - 21 Dec 2018 13 Retweets27 Likes daturas-claws: xenon-exe: swarovskinipples: quinndolyns: pelkoja: this bitch has a house cleaner ???? where the fuck is this dude living that they only have to pay $825 for rent. none of these bills make sense or reflect reality what 25-year-old makes $100,000 a year this bitch also pays dirt for internet and phone wtf??? i wouldn’t call someone who spends 250$ each month on dining out being excellent with money.. like, this is more than the amount of money i live on each month and they’re spending it because they don’t wanna cook .__.
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One of the largest school districts in Colorado, District 27J, dropped Mondays from the school week starting with the 2018-2019 school year. The announcement comes soon after six failed attempts by the district to raise additional funding through bond elections. Superintendent Chris Fiedler said the change will save money on transportation costs, teaching salaries, and districtwide utilities. Fiedler said they “anticipate about $1 million in savings.” ___ District 27J includes 12 elementary schools, four middle schools, four high schools, and five charter schools, serving around 18,000 students in total. ___ District officials said in a statement: - "I realize this will be a significant change for our students, their families, and the communities we are so fortunate to serve, but our district can no longer be expected to do more with less financial resources.” ___ School District 27J will extend all class times by 40 minutes per day, and will offer child care on Mondays for parents.: U.S. NEWS 4-DAY SCHOOL WEEK Aug 15 | A school district in Colorado, District 27J, is switching to four-day weeks as a means of cutting costs. One of the largest school districts in Colorado, District 27J, dropped Mondays from the school week starting with the 2018-2019 school year. The announcement comes soon after six failed attempts by the district to raise additional funding through bond elections. Superintendent Chris Fiedler said the change will save money on transportation costs, teaching salaries, and districtwide utilities. Fiedler said they “anticipate about $1 million in savings.” ___ District 27J includes 12 elementary schools, four middle schools, four high schools, and five charter schools, serving around 18,000 students in total. ___ District officials said in a statement: - "I realize this will be a significant change for our students, their families, and the communities we are so fortunate to serve, but our district can no longer be expected to do more with less financial resources.” ___ School District 27J will extend all class times by 40 minutes per day, and will offer child care on Mondays for parents.

One of the largest school districts in Colorado, District 27J, dropped Mondays from the school week starting with the 2018-2019 school ye...

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corbinalexanderwealthguidance: CORBIN ALEXANDER WEALLTH GUIDANCE:  POSTED 05/06/2018 STARTING OUT FROM SCRATCH – POST #1 IN MY SERIES BUDGETING: 50/30/20/RULE: For the person already living life, this is an essential rule of thumb: -          50% to Needs:  utilities, rent, food, car insurance (never buy a car on credit/payments and be  required to pay collision coverage:  only buy a used, 3-8 years old; Honda/Kia/Toyota for the best value/bang for your buck), gas, clothes allowance, etc.  Essentials needed to live! -          20% to Savings Investment:   used to pay bank loans/student loans, monthly deposits into a retirement account and an investment account, credit card payments (pay off the entire balance each month and not just the minimum payment to avoid paying interest on interest = that’s what eats you alive causing you to NEVER pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the like…..the interest on this stuff is outrageous and you pay 3x-5x what the item is actually worth in the end – if you ever get to the end of the payments! -          30% to Wants:  vacations (limit one per year – do day trips for the other week taken on paid vacation benefits) and future “Wants” such as saving for a house:  if you need the monies in less than 5 years, then bank it – if you need the monies in over 8 years, then invest it; that is the industry rule of thumb when it comes to “Wants”. Two methods to keep you on track:  -          The spread sheet method:  this is where you track your budget in MS Excel.  -    The envelope method:  this is where you assign envelopes labeled by each expense.   EMERGECY FUND:   This where you have a bank savings account holding a minimum of six months of expenses to pay “all” your monthly bills in the event of a job lose or an illness:  you are NEVER to dip into this unless you are in a dire straight situation.   Establish this fund FIRST before all other suggestions are followed.   SAVINGS INVESTMENT:   -          Start saving for an emergency fund first. -          Do not use the Overdraft protection feature on your bank debit card = avoid getting into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event of an emergency = like your car breaks down, etc. and avoid using a credit card and carry a balance. -          Start an investment account at Ally.com/invest and invest in my Model ETF Portfolio that I’ll outline at a later date…stay tuned! -          Start investing in my ”ALL PURPOSE” Model Mutual Fund Portfolio: starting in your mid-50’s/early 60’s. -          Start investing in my designated Model Mutual Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be revealed at a later date! CREDIT CARDS/BANKING MANAGEMENT:  -          Establish a credit history at 18 years old before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt card through Capital One.com or a similar lender.   And do not forget to get a small personal loan ($1,000.00 minimum) at a local bank using a co-signer to qualify for the loan.  As you SLOWLY establish a credit history; apply for a no-fee/low credit limit card through Discover.com and/or Capital One.com.   HAVE YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? – CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP AGAIN LIKE THE LAST TIME.   -          Earn interest in an interest-bearing savings or CD account:               Not all banks are created equal; which is why most are banking wrong:                 BANK OF AMERICA:  This is a “fee city” bank.  You name it, they have a fee attached TD BANK:  This is a bank with convoluted morals.  Good luck banking in this environment; more horseshit then you can shake a stick at!    -   If your balance falls below $100.00 at TD at any given time during the month; they hit you with a $15.00 low balance fee ($180.00 a year!). You are better off going to a local bank or a federal credit union for your banking needs. BE ON THE LOOKOUT FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018! : can do it TO DO LIST corbinalexanderwealthguidance: CORBIN ALEXANDER WEALLTH GUIDANCE:  POSTED 05/06/2018 STARTING OUT FROM SCRATCH – POST #1 IN MY SERIES BUDGETING: 50/30/20/RULE: For the person already living life, this is an essential rule of thumb: -          50% to Needs:  utilities, rent, food, car insurance (never buy a car on credit/payments and be  required to pay collision coverage:  only buy a used, 3-8 years old; Honda/Kia/Toyota for the best value/bang for your buck), gas, clothes allowance, etc.  Essentials needed to live! -          20% to Savings Investment:   used to pay bank loans/student loans, monthly deposits into a retirement account and an investment account, credit card payments (pay off the entire balance each month and not just the minimum payment to avoid paying interest on interest = that’s what eats you alive causing you to NEVER pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the like…..the interest on this stuff is outrageous and you pay 3x-5x what the item is actually worth in the end – if you ever get to the end of the payments! -          30% to Wants:  vacations (limit one per year – do day trips for the other week taken on paid vacation benefits) and future “Wants” such as saving for a house:  if you need the monies in less than 5 years, then bank it – if you need the monies in over 8 years, then invest it; that is the industry rule of thumb when it comes to “Wants”. Two methods to keep you on track:  -          The spread sheet method:  this is where you track your budget in MS Excel.  -    The envelope method:  this is where you assign envelopes labeled by each expense.   EMERGECY FUND:   This where you have a bank savings account holding a minimum of six months of expenses to pay “all” your monthly bills in the event of a job lose or an illness:  you are NEVER to dip into this unless you are in a dire straight situation.   Establish this fund FIRST before all other suggestions are followed.   SAVINGS INVESTMENT:   -          Start saving for an emergency fund first. -          Do not use the Overdraft protection feature on your bank debit card = avoid getting into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event of an emergency = like your car breaks down, etc. and avoid using a credit card and carry a balance. -          Start an investment account at Ally.com/invest and invest in my Model ETF Portfolio that I’ll outline at a later date…stay tuned! -          Start investing in my ”ALL PURPOSE” Model Mutual Fund Portfolio: starting in your mid-50’s/early 60’s. -          Start investing in my designated Model Mutual Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be revealed at a later date! CREDIT CARDS/BANKING MANAGEMENT:  -          Establish a credit history at 18 years old before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt card through Capital One.com or a similar lender.   And do not forget to get a small personal loan ($1,000.00 minimum) at a local bank using a co-signer to qualify for the loan.  As you SLOWLY establish a credit history; apply for a no-fee/low credit limit card through Discover.com and/or Capital One.com.   HAVE YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? – CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP AGAIN LIKE THE LAST TIME.   -          Earn interest in an interest-bearing savings or CD account:               Not all banks are created equal; which is why most are banking wrong:                 BANK OF AMERICA:  This is a “fee city” bank.  You name it, they have a fee attached TD BANK:  This is a bank with convoluted morals.  Good luck banking in this environment; more horseshit then you can shake a stick at!    -   If your balance falls below $100.00 at TD at any given time during the month; they hit you with a $15.00 low balance fee ($180.00 a year!). You are better off going to a local bank or a federal credit union for your banking needs. BE ON THE LOOKOUT FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018!
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<p><a href="https://corbinalexanderwealthguidance.tumblr.com/post/173631157384/corbin-alexander-weallth-guidance-posted" class="tumblr_blog">corbinalexanderwealthguidance</a>:</p><blockquote> <p><b>CORBIN ALEXANDER WEALLTH GUIDANCE:  </b>POSTED 05/06/2018<b></b></p> <p><b>STARTING OUT FROM SCRATCH – </b>POST #1 IN MY SERIES<b></b></p> <p><b>BUDGETING:</b></p> <p>50/30/20/RULE:</p> <p>For the person already living life, this is an essential rule of thumb:</p> <p>-          50% to <b>Needs</b>:  utilities, rent, food, car insurance (<b>never buy a car on credit/payments and be </b> <b>required to pay collision coverage:  only buy a used, 3-8 years old; Honda/Kia/Toyota for the best value/bang for your buck</b>), gas, <b>clothes allowance</b>, etc.  Essentials needed to live!</p> <p>-          20% to <b>Savings &amp; Investment</b>:   used to pay bank loans/student loans, monthly deposits into a retirement account and an investment account, credit card payments (pay off the entire balance each month and not just the minimum payment to avoid paying interest on interest = that’s what eats you alive causing you to <b>NEVER</b> pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the like…..the interest on this stuff is outrageous and you pay 3x-5x what the item is actually worth in the end – if you ever get to the end of the payments!</p> <p>-          30% to <b>Wants</b>:  vacations (limit one per year – do day trips for the other week taken on paid vacation benefits) and future “Wants” such as saving for a house:  if you need the monies in less than 5 years, then bank it – if you need the monies in over 8 years, then invest it; that is the industry rule of thumb when it comes to “<b>Wants</b>”.</p> <p>Two methods to keep you on track:</p> <p> -          The spread sheet method:  this is where you track your budget in MS Excel.</p> <p> -    The envelope method:  this is where you assign envelopes labeled by each expense.   </p> <p><b>EMERGECY FUND:  </b></p> <p>This where you have a bank savings account holding a minimum of six months of expenses to pay “<b>all</b>” your monthly bills in the event of a job lose or an illness:  you are <b>NEVER</b> to dip into this unless you are in a dire straight situation.  </p> <p><b>Establish this fund FIRST before all other suggestions are followed.</b></p> <p><b> </b></p> <p><b>SAVINGS &amp; INVESTMENT:   </b></p> <p>-          Start saving for an emergency fund first.</p> <p>-          <b>Do not</b> use the Overdraft protection feature on your bank debit card = avoid getting into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event of an emergency = like your car breaks down, etc. and avoid using a credit card and carry a balance.</p> <p>-          Start an investment account at Ally.com/invest and invest in my Model ETF Portfolio that I’ll outline at a later date…<b>stay tuned</b>!</p> <p>-          Start investing in my ”<b>ALL PURPOSE</b>” Model Mutual Fund Portfolio: starting in your mid-50’s/early 60’s.</p> <p>-          Start investing in my designated Model Mutual Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be revealed at a later date!</p> <p><b>CREDIT CARDS/BANKING MANAGEMENT:</b></p> <p><b> </b>-          Establish a credit history at 18 years old before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt card through <b>Capital One.com</b> or a similar lender.   And do not forget to get a small personal loan ($1,000.00 minimum) at a <b>local bank</b> using a co-signer to qualify for the loan.</p> <p> As you <b>SLOWLY</b> establish a credit history; apply for a no-fee/low credit limit card through <b>Discover.com</b> and/or <b>Capital One.com.</b></p> <p><b> </b></p> <p><b>HAVE YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? – CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP AGAIN LIKE THE LAST TIME.</b></p> <p><b> </b></p> <p>-          Earn interest in an interest-bearing savings or CD account:</p> <p>               Not all banks are created equal; which is why most are banking wrong:   </p> <p>               <b>BANK OF AMERICA</b>:  This is a “fee city” bank.  You name it, they have a fee attached</p> <p><b>TD BANK</b>:  This is a bank with convoluted morals.  Good luck banking in this environment; more horseshit then you can shake a stick at!  </p> <p> -   If your balance falls below $100.00 at TD at any given time during the month; they hit you with a $15.00 low balance fee ($180.00 a year!).</p> <p><b>You are better off going to a local bank or a federal credit union for your banking needs.</b></p> <p>BE ON THE LOOKOUT FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018!</p> </blockquote>: can do it TO DO LIST <p><a href="https://corbinalexanderwealthguidance.tumblr.com/post/173631157384/corbin-alexander-weallth-guidance-posted" class="tumblr_blog">corbinalexanderwealthguidance</a>:</p><blockquote> <p><b>CORBIN ALEXANDER WEALLTH GUIDANCE:  </b>POSTED 05/06/2018<b></b></p> <p><b>STARTING OUT FROM SCRATCH – </b>POST #1 IN MY SERIES<b></b></p> <p><b>BUDGETING:</b></p> <p>50/30/20/RULE:</p> <p>For the person already living life, this is an essential rule of thumb:</p> <p>-          50% to <b>Needs</b>:  utilities, rent, food, car insurance (<b>never buy a car on credit/payments and be </b> <b>required to pay collision coverage:  only buy a used, 3-8 years old; Honda/Kia/Toyota for the best value/bang for your buck</b>), gas, <b>clothes allowance</b>, etc.  Essentials needed to live!</p> <p>-          20% to <b>Savings &amp; Investment</b>:   used to pay bank loans/student loans, monthly deposits into a retirement account and an investment account, credit card payments (pay off the entire balance each month and not just the minimum payment to avoid paying interest on interest = that’s what eats you alive causing you to <b>NEVER</b> pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the like…..the interest on this stuff is outrageous and you pay 3x-5x what the item is actually worth in the end – if you ever get to the end of the payments!</p> <p>-          30% to <b>Wants</b>:  vacations (limit one per year – do day trips for the other week taken on paid vacation benefits) and future “Wants” such as saving for a house:  if you need the monies in less than 5 years, then bank it – if you need the monies in over 8 years, then invest it; that is the industry rule of thumb when it comes to “<b>Wants</b>”.</p> <p>Two methods to keep you on track:</p> <p> -          The spread sheet method:  this is where you track your budget in MS Excel.</p> <p> -    The envelope method:  this is where you assign envelopes labeled by each expense.   </p> <p><b>EMERGECY FUND:  </b></p> <p>This where you have a bank savings account holding a minimum of six months of expenses to pay “<b>all</b>” your monthly bills in the event of a job lose or an illness:  you are <b>NEVER</b> to dip into this unless you are in a dire straight situation.  </p> <p><b>Establish this fund FIRST before all other suggestions are followed.</b></p> <p><b> </b></p> <p><b>SAVINGS &amp; INVESTMENT:   </b></p> <p>-          Start saving for an emergency fund first.</p> <p>-          <b>Do not</b> use the Overdraft protection feature on your bank debit card = avoid getting into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event of an emergency = like your car breaks down, etc. and avoid using a credit card and carry a balance.</p> <p>-          Start an investment account at Ally.com/invest and invest in my Model ETF Portfolio that I’ll outline at a later date…<b>stay tuned</b>!</p> <p>-          Start investing in my ”<b>ALL PURPOSE</b>” Model Mutual Fund Portfolio: starting in your mid-50’s/early 60’s.</p> <p>-          Start investing in my designated Model Mutual Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be revealed at a later date!</p> <p><b>CREDIT CARDS/BANKING MANAGEMENT:</b></p> <p><b> </b>-          Establish a credit history at 18 years old before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt card through <b>Capital One.com</b> or a similar lender.   And do not forget to get a small personal loan ($1,000.00 minimum) at a <b>local bank</b> using a co-signer to qualify for the loan.</p> <p> As you <b>SLOWLY</b> establish a credit history; apply for a no-fee/low credit limit card through <b>Discover.com</b> and/or <b>Capital One.com.</b></p> <p><b> </b></p> <p><b>HAVE YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? – CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP AGAIN LIKE THE LAST TIME.</b></p> <p><b> </b></p> <p>-          Earn interest in an interest-bearing savings or CD account:</p> <p>               Not all banks are created equal; which is why most are banking wrong:   </p> <p>               <b>BANK OF AMERICA</b>:  This is a “fee city” bank.  You name it, they have a fee attached</p> <p><b>TD BANK</b>:  This is a bank with convoluted morals.  Good luck banking in this environment; more horseshit then you can shake a stick at!  </p> <p> -   If your balance falls below $100.00 at TD at any given time during the month; they hit you with a $15.00 low balance fee ($180.00 a year!).</p> <p><b>You are better off going to a local bank or a federal credit union for your banking needs.</b></p> <p>BE ON THE LOOKOUT FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018!</p> </blockquote>
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corbinalexanderwealthguidance: CORBIN ALEXANDER WEALLTH GUIDANCE:  POSTED 05/06/2018 STARTING OUT FROM SCRATCH – POST #1 IN MY SERIES BUDGETING: 50/30/20/RULE: For the person already living life, this is an essential rule of thumb: -          50% to Needs:  utilities, rent, food, car insurance (never buy a car on credit/payments and be  required to pay collision coverage:  only buy a used, 3-8 year old, Honda/Kia/Toyota for the best value/bang for your buck), gas, clothes allowance, etc.  Essentials needed to live! -          20% to Savings Investment:   used to pay bank loans/student loans, monthly deposits into a retirement account and an investment account, credit card payments (pay off the entire balance each month and not just the minimum payment to avoid paying interest on interest = that’s what eats you alive causing you to NEVER pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the like…..the interest on this stuff is outrageous and you pay 3x-5x what the item is actually worth in the end – if you ever get to the end of the payments! -          30% to Wants:  vacations (limit one per year – do day trips for the other week taken on paid vacation benefits) and future “Wants” such as saving for a house:  if you need the monies in less than 5 years, then bank it – if you need the monies in over 8 years, then invest it; that is the industry rule of thumb when it comes to “Wants”. Two methods to keep you on track:  -          The spread sheet method:  this is where you track your budget in MS Excel.  -    The envelope method:  this is where you assign envelopes labeled by each expense.   EMERGECY FUND:   This where you have a bank savings account holding a minimum of six months of expenses to pay “all” your monthly bills in the event of a job lose or an illness:  you are NEVER to dip into this unless you are in a dire straight situation.   Establish this fund FIRST before all other suggestions are followed.   SAVINGS INVESTMENT:   -          Start saving for an emergency fund first. -          Do not use the Overdraft protection feature on your bank debit card = avoid getting into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event of an emergency = like your car breaks down, etc. and avoid using a credit card and carry a balance. -          Start an investment account at Ally.com/invest and invest in my Model ETF Portfolio that I’ll outline at a later date…stay tuned! -          Start investing in my ”ALL PURPOSE” Model Mutual Fund Portfolio: starting in your mid-50’s/early 60’s. -          Start investing in my designated Model Mutual Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be revealed at a later date! CREDIT CARDS/BANKING MANAGEMENT:  -          Establish a credit history at 18 years old before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt card through Capital One.com or a similar lender.   And do not forget to get a small personal loan ($1,000.00 minimum) at a local bank using a co-signer to qualify for the loan.  As you SLOWLY establish a credit history; apply for a no-fee/low credit limit card through Discover.com and/or Capital One.com.   HAVE YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? – CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP AGAIN LIKE THE LAST TIME.   -          Earn interest in an interest-bearing savings or CD account:               Not all banks are created equal; which is why most are banking wrong:                 BANK OF AMERICA:  This is a “fee city” bank.  You name it, they have a fee attached TD BANK:  This is a bank with convoluted morals.  Good luck banking in this environment; more horseshit then you can shake a stick at!    -   If your balance falls below $100.00 at TD at any given time during the month; they hit you with a $15.00 low balance fee ($180.00 a year!). You are better off going to a local bank or a federal credit union for your banking needs. BE ON THE LOOKOUT FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018! : can do it TO DO LIST corbinalexanderwealthguidance: CORBIN ALEXANDER WEALLTH GUIDANCE:  POSTED 05/06/2018 STARTING OUT FROM SCRATCH – POST #1 IN MY SERIES BUDGETING: 50/30/20/RULE: For the person already living life, this is an essential rule of thumb: -          50% to Needs:  utilities, rent, food, car insurance (never buy a car on credit/payments and be  required to pay collision coverage:  only buy a used, 3-8 year old, Honda/Kia/Toyota for the best value/bang for your buck), gas, clothes allowance, etc.  Essentials needed to live! -          20% to Savings Investment:   used to pay bank loans/student loans, monthly deposits into a retirement account and an investment account, credit card payments (pay off the entire balance each month and not just the minimum payment to avoid paying interest on interest = that’s what eats you alive causing you to NEVER pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the like…..the interest on this stuff is outrageous and you pay 3x-5x what the item is actually worth in the end – if you ever get to the end of the payments! -          30% to Wants:  vacations (limit one per year – do day trips for the other week taken on paid vacation benefits) and future “Wants” such as saving for a house:  if you need the monies in less than 5 years, then bank it – if you need the monies in over 8 years, then invest it; that is the industry rule of thumb when it comes to “Wants”. Two methods to keep you on track:  -          The spread sheet method:  this is where you track your budget in MS Excel.  -    The envelope method:  this is where you assign envelopes labeled by each expense.   EMERGECY FUND:   This where you have a bank savings account holding a minimum of six months of expenses to pay “all” your monthly bills in the event of a job lose or an illness:  you are NEVER to dip into this unless you are in a dire straight situation.   Establish this fund FIRST before all other suggestions are followed.   SAVINGS INVESTMENT:   -          Start saving for an emergency fund first. -          Do not use the Overdraft protection feature on your bank debit card = avoid getting into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event of an emergency = like your car breaks down, etc. and avoid using a credit card and carry a balance. -          Start an investment account at Ally.com/invest and invest in my Model ETF Portfolio that I’ll outline at a later date…stay tuned! -          Start investing in my ”ALL PURPOSE” Model Mutual Fund Portfolio: starting in your mid-50’s/early 60’s. -          Start investing in my designated Model Mutual Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be revealed at a later date! CREDIT CARDS/BANKING MANAGEMENT:  -          Establish a credit history at 18 years old before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt card through Capital One.com or a similar lender.   And do not forget to get a small personal loan ($1,000.00 minimum) at a local bank using a co-signer to qualify for the loan.  As you SLOWLY establish a credit history; apply for a no-fee/low credit limit card through Discover.com and/or Capital One.com.   HAVE YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? – CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP AGAIN LIKE THE LAST TIME.   -          Earn interest in an interest-bearing savings or CD account:               Not all banks are created equal; which is why most are banking wrong:                 BANK OF AMERICA:  This is a “fee city” bank.  You name it, they have a fee attached TD BANK:  This is a bank with convoluted morals.  Good luck banking in this environment; more horseshit then you can shake a stick at!    -   If your balance falls below $100.00 at TD at any given time during the month; they hit you with a $15.00 low balance fee ($180.00 a year!). You are better off going to a local bank or a federal credit union for your banking needs. BE ON THE LOOKOUT FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018!
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pidgepitchu: strict-constitutionalist: constitutioncutie: Minimum wage: $7.25 $7.25 x 40 hour full time work week: $290 $290 x 4 weeks per month: $1,160 In every Southern state (didn’t have time to look at the rest of the country) you can find some sort of studio apartment for around $500 per month, sometimes less than that. Why bother lying about something so easily disproven?  Because Bernie Sanders supporters aren’t going to fact check him, and they’ll ignore any contrary evidence that’s presented to them anyways. Things like this really tick me off and It’s not political or anything but it’s the fact that you think all that money is there. Here’s what I mean; That weekly check comes to, according to you, 290. Most places DO NOT pay for your half hour lunch that is required by law. So your beginning number was wrong. $7.25 x 7.5 hours a day x 5 days a week only gets you $271.88.  Most people in America get paid bi-weekly, so let’s double it to get the budget. $543.75. That’s GROSS, not NET. Out of that comes anywhere between 10% and 15% taxes depending on state so we’ll low ball it at 10%. Automatically down to $489.38 a pay check. Now health insurance. Usually anywhere from 70-100 a pay check for the cheapest plans. Again, we’ll low ball and go $70. So now we have $419.39 a paycheck. x 2  = $839.  Eight hundred thirty nine dollars. A MONTH. But again, you seem to think that’s fair. So let’s proceed. You say rent is $500? Okay. This person now has $339 left to buy groceries for the whole month, pay utilities, car payment, car insurance, and gas money to get to work.  Those are the bare needs. You have to eat. You have to pay for heat, water, garbage removal, gas and or electricity because apartments do not always include things and rarely all of the above. Most cities in America do not have public transportation. Mine doesn’t despite the fact that our population is over 15,000 people, not counting a taxi. If you have a car, you have to pay that. If you have a car, legally you have to have car insurance. You have to pay that. You have to have gas in that car to get to work to make that money. Now if you can tell me you can get all of that out of $339 you’re lying. You are so focused on rent that you aren’t thinking about everything else people have to pay for. Rent was an example. This is a breakdown of the budget you gave me and it’s not possible to live off that in 2017 America.  And BECAUSE this person makes over $800 a month, they probably won’t qualify for financial aid or food stamps. $800 is the line in my state where they won’t help you. No food stamps, financial aid, or government housing if you make more than $800 a month.  Why does it bother you that people deserve to live above the poverty line? : Bernie Sanders @SenSanders There's no state where a full-time minimum wage worker can afford a one-bedroom apartment at the fair market rent. That's unacceptable. 4/10/17, 3:51 PM 5,379 RETWEETS 14.2K LIKES pidgepitchu: strict-constitutionalist: constitutioncutie: Minimum wage: $7.25 $7.25 x 40 hour full time work week: $290 $290 x 4 weeks per month: $1,160 In every Southern state (didn’t have time to look at the rest of the country) you can find some sort of studio apartment for around $500 per month, sometimes less than that. Why bother lying about something so easily disproven?  Because Bernie Sanders supporters aren’t going to fact check him, and they’ll ignore any contrary evidence that’s presented to them anyways. Things like this really tick me off and It’s not political or anything but it’s the fact that you think all that money is there. Here’s what I mean; That weekly check comes to, according to you, 290. Most places DO NOT pay for your half hour lunch that is required by law. So your beginning number was wrong. $7.25 x 7.5 hours a day x 5 days a week only gets you $271.88.  Most people in America get paid bi-weekly, so let’s double it to get the budget. $543.75. That’s GROSS, not NET. Out of that comes anywhere between 10% and 15% taxes depending on state so we’ll low ball it at 10%. Automatically down to $489.38 a pay check. Now health insurance. Usually anywhere from 70-100 a pay check for the cheapest plans. Again, we’ll low ball and go $70. So now we have $419.39 a paycheck. x 2  = $839.  Eight hundred thirty nine dollars. A MONTH. But again, you seem to think that’s fair. So let’s proceed. You say rent is $500? Okay. This person now has $339 left to buy groceries for the whole month, pay utilities, car payment, car insurance, and gas money to get to work.  Those are the bare needs. You have to eat. You have to pay for heat, water, garbage removal, gas and or electricity because apartments do not always include things and rarely all of the above. Most cities in America do not have public transportation. Mine doesn’t despite the fact that our population is over 15,000 people, not counting a taxi. If you have a car, you have to pay that. If you have a car, legally you have to have car insurance. You have to pay that. You have to have gas in that car to get to work to make that money. Now if you can tell me you can get all of that out of $339 you’re lying. You are so focused on rent that you aren’t thinking about everything else people have to pay for. Rent was an example. This is a breakdown of the budget you gave me and it’s not possible to live off that in 2017 America.  And BECAUSE this person makes over $800 a month, they probably won’t qualify for financial aid or food stamps. $800 is the line in my state where they won’t help you. No food stamps, financial aid, or government housing if you make more than $800 a month.  Why does it bother you that people deserve to live above the poverty line?

pidgepitchu: strict-constitutionalist: constitutioncutie: Minimum wage: $7.25 $7.25 x 40 hour full time work week: $290 $290 x 4 week...

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stfuprolifers: pidgepitchu: strict-constitutionalist: constitutioncutie: Minimum wage: $7.25 $7.25 x 40 hour full time work week: $290 $290 x 4 weeks per month: $1,160 In every Southern state (didn’t have time to look at the rest of the country) you can find some sort of studio apartment for around $500 per month, sometimes less than that. Why bother lying about something so easily disproven?  Because Bernie Sanders supporters aren’t going to fact check him, and they’ll ignore any contrary evidence that’s presented to them anyways. Things like this really tick me off and It’s not political or anything but it’s the fact that you think all that money is there. Here’s what I mean; That weekly check comes to, according to you, 290. Most places DO NOT pay for your half hour lunch that is required by law. So your beginning number was wrong. $7.25 x 7.5 hours a day x 5 days a week only gets you $271.88.  Most people in America get paid bi-weekly, so let’s double it to get the budget. $543.75. That’s GROSS, not NET. Out of that comes anywhere between 10% and 15% taxes depending on state so we’ll low ball it at 10%. Automatically down to $489.38 a pay check. Now health insurance. Usually anywhere from 70-100 a pay check for the cheapest plans. Again, we’ll low ball and go $70. So now we have $419.39 a paycheck. x 2  = $839.  Eight hundred thirty nine dollars. A MONTH. But again, you seem to think that’s fair. So let’s proceed. You say rent is $500? Okay. This person now has $339 left to buy groceries for the whole month, pay utilities, car payment, car insurance, and gas money to get to work.  Those are the bare needs. You have to eat. You have to pay for heat, water, garbage removal, gas and or electricity because apartments do not always include things and rarely all of the above. Most cities in America do not have public transportation. Mine doesn’t despite the fact that our population is over 15,000 people, not counting a taxi. If you have a car, you have to pay that. If you have a car, legally you have to have car insurance. You have to pay that. You have to have gas in that car to get to work to make that money. Now if you can tell me you can get all of that out of $339 you’re lying. You are so focused on rent that you aren’t thinking about everything else people have to pay for. Rent was an example. This is a breakdown of the budget you gave me and it’s not possible to live off that in 2017 America.  And BECAUSE this person makes over $800 a month, they probably won’t qualify for financial aid or food stamps. $800 is the line in my state where they won’t help you. No food stamps, financial aid, or government housing if you make more than $800 a month.  Why does it bother you that people deserve to live above the poverty line? This is so simple. It takes a certain amount of privilege to not even think about folks without living wages needing money to eat as well as have water, electricity, and transportation among so many other basic necessities.  : Bernie Sanders @SenSanders There's no state where a full-time minimum wage worker can afford a one-bedroom apartment at the fair market rent. That's unacceptable. 4/10/17, 3:51 PM 5,379 RETWEETS 14.2K LIKES stfuprolifers: pidgepitchu: strict-constitutionalist: constitutioncutie: Minimum wage: $7.25 $7.25 x 40 hour full time work week: $290 $290 x 4 weeks per month: $1,160 In every Southern state (didn’t have time to look at the rest of the country) you can find some sort of studio apartment for around $500 per month, sometimes less than that. Why bother lying about something so easily disproven?  Because Bernie Sanders supporters aren’t going to fact check him, and they’ll ignore any contrary evidence that’s presented to them anyways. Things like this really tick me off and It’s not political or anything but it’s the fact that you think all that money is there. Here’s what I mean; That weekly check comes to, according to you, 290. Most places DO NOT pay for your half hour lunch that is required by law. So your beginning number was wrong. $7.25 x 7.5 hours a day x 5 days a week only gets you $271.88.  Most people in America get paid bi-weekly, so let’s double it to get the budget. $543.75. That’s GROSS, not NET. Out of that comes anywhere between 10% and 15% taxes depending on state so we’ll low ball it at 10%. Automatically down to $489.38 a pay check. Now health insurance. Usually anywhere from 70-100 a pay check for the cheapest plans. Again, we’ll low ball and go $70. So now we have $419.39 a paycheck. x 2  = $839.  Eight hundred thirty nine dollars. A MONTH. But again, you seem to think that’s fair. So let’s proceed. You say rent is $500? Okay. This person now has $339 left to buy groceries for the whole month, pay utilities, car payment, car insurance, and gas money to get to work.  Those are the bare needs. You have to eat. You have to pay for heat, water, garbage removal, gas and or electricity because apartments do not always include things and rarely all of the above. Most cities in America do not have public transportation. Mine doesn’t despite the fact that our population is over 15,000 people, not counting a taxi. If you have a car, you have to pay that. If you have a car, legally you have to have car insurance. You have to pay that. You have to have gas in that car to get to work to make that money. Now if you can tell me you can get all of that out of $339 you’re lying. You are so focused on rent that you aren’t thinking about everything else people have to pay for. Rent was an example. This is a breakdown of the budget you gave me and it’s not possible to live off that in 2017 America.  And BECAUSE this person makes over $800 a month, they probably won’t qualify for financial aid or food stamps. $800 is the line in my state where they won’t help you. No food stamps, financial aid, or government housing if you make more than $800 a month.  Why does it bother you that people deserve to live above the poverty line? This is so simple. It takes a certain amount of privilege to not even think about folks without living wages needing money to eat as well as have water, electricity, and transportation among so many other basic necessities. 

stfuprolifers: pidgepitchu: strict-constitutionalist: constitutioncutie: Minimum wage: $7.25 $7.25 x 40 hour full time work week: $29...

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pidgepitchu: strict-constitutionalist: constitutioncutie: Minimum wage: $7.25 $7.25 x 40 hour full time work week: $290 $290 x 4 weeks per month: $1,160 In every Southern state (didn’t have time to look at the rest of the country) you can find some sort of studio apartment for around $500 per month, sometimes less than that. Why bother lying about something so easily disproven?  Because Bernie Sanders supporters aren’t going to fact check him, and they’ll ignore any contrary evidence that’s presented to them anyways. Things like this really tick me off and It’s not political or anything but it’s the fact that you think all that money is there. Here’s what I mean; That weekly check comes to, according to you, 290. Most places DO NOT pay for your half hour lunch that is required by law. So your beginning number was wrong. $7.25 x 7.5 hours a day x 5 days a week only gets you $271.88.  Most people in America get paid bi-weekly, so let’s double it to get the budget. $543.75. That’s GROSS, not NET. Out of that comes anywhere between 10% and 15% taxes depending on state so we’ll low ball it at 10%. Automatically down to $489.38 a pay check. Now health insurance. Usually anywhere from 70-100 a pay check for the cheapest plans. Again, we’ll low ball and go $70. So now we have $419.39 a paycheck. x 2  = $839.  Eight hundred thirty nine dollars. A MONTH. But again, you seem to think that’s fair. So let’s proceed. You say rent is $500? Okay. This person now has $339 left to buy groceries for the whole month, pay utilities, car payment, car insurance, and gas money to get to work.  Those are the bare needs. You have to eat. You have to pay for heat, water, garbage removal, gas and or electricity because apartments do not always include things and rarely all of the above. Most cities in America do not have public transportation. Mine doesn’t despite the fact that our population is over 15,000 people, not counting a taxi. If you have a car, you have to pay that. If you have a car, legally you have to have car insurance. You have to pay that. You have to have gas in that car to get to work to make that money. Now if you can tell me you can get all of that out of $339 you’re lying. You are so focused on rent that you aren’t thinking about everything else people have to pay for. Rent was an example. This is a breakdown of the budget you gave me and it’s not possible to live off that in 2017 America.  And BECAUSE this person makes over $800 a month, they probably won’t qualify for financial aid or food stamps. $800 is the line in my state where they won’t help you. No food stamps, financial aid, or government housing if you make more than $800 a month.  Why does it bother you that people deserve to live above the poverty line? : Bernie Sanders @SenSanders There's no state where a full-time minimum wage worker can afford a one-bedroom apartment at the fair market rent. That's unacceptable. 4/10/17, 3:51 PM 5,379 RETWEETS 14.2K LIKES pidgepitchu: strict-constitutionalist: constitutioncutie: Minimum wage: $7.25 $7.25 x 40 hour full time work week: $290 $290 x 4 weeks per month: $1,160 In every Southern state (didn’t have time to look at the rest of the country) you can find some sort of studio apartment for around $500 per month, sometimes less than that. Why bother lying about something so easily disproven?  Because Bernie Sanders supporters aren’t going to fact check him, and they’ll ignore any contrary evidence that’s presented to them anyways. Things like this really tick me off and It’s not political or anything but it’s the fact that you think all that money is there. Here’s what I mean; That weekly check comes to, according to you, 290. Most places DO NOT pay for your half hour lunch that is required by law. So your beginning number was wrong. $7.25 x 7.5 hours a day x 5 days a week only gets you $271.88.  Most people in America get paid bi-weekly, so let’s double it to get the budget. $543.75. That’s GROSS, not NET. Out of that comes anywhere between 10% and 15% taxes depending on state so we’ll low ball it at 10%. Automatically down to $489.38 a pay check. Now health insurance. Usually anywhere from 70-100 a pay check for the cheapest plans. Again, we’ll low ball and go $70. So now we have $419.39 a paycheck. x 2  = $839.  Eight hundred thirty nine dollars. A MONTH. But again, you seem to think that’s fair. So let’s proceed. You say rent is $500? Okay. This person now has $339 left to buy groceries for the whole month, pay utilities, car payment, car insurance, and gas money to get to work.  Those are the bare needs. You have to eat. You have to pay for heat, water, garbage removal, gas and or electricity because apartments do not always include things and rarely all of the above. Most cities in America do not have public transportation. Mine doesn’t despite the fact that our population is over 15,000 people, not counting a taxi. If you have a car, you have to pay that. If you have a car, legally you have to have car insurance. You have to pay that. You have to have gas in that car to get to work to make that money. Now if you can tell me you can get all of that out of $339 you’re lying. You are so focused on rent that you aren’t thinking about everything else people have to pay for. Rent was an example. This is a breakdown of the budget you gave me and it’s not possible to live off that in 2017 America.  And BECAUSE this person makes over $800 a month, they probably won’t qualify for financial aid or food stamps. $800 is the line in my state where they won’t help you. No food stamps, financial aid, or government housing if you make more than $800 a month.  Why does it bother you that people deserve to live above the poverty line?

pidgepitchu: strict-constitutionalist: constitutioncutie: Minimum wage: $7.25 $7.25 x 40 hour full time work week: $290 $290 x 4 weeks...

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whyamilaughingatthis: pidgepitchu: strict-constitutionalist: constitutioncutie: Minimum wage: $7.25 $7.25 x 40 hour full time work week: $290 $290 x 4 weeks per month: $1,160 In every Southern state (didn’t have time to look at the rest of the country) you can find some sort of studio apartment for around $500 per month, sometimes less than that. Why bother lying about something so easily disproven?  Because Bernie Sanders supporters aren’t going to fact check him, and they’ll ignore any contrary evidence that’s presented to them anyways. Things like this really tick me off and It’s not political or anything but it’s the fact that you think all that money is there. Here’s what I mean; That weekly check comes to, according to you, 290. Most places DO NOT pay for your half hour lunch that is required by law. So your beginning number was wrong. $7.25 x 7.5 hours a day x 5 days a week only gets you $271.88.  Most people in America get paid bi-weekly, so let’s double it to get the budget. $543.75. That’s GROSS, not NET. Out of that comes anywhere between 10% and 15% taxes depending on state so we’ll low ball it at 10%. Automatically down to $489.38 a pay check. Now health insurance. Usually anywhere from 70-100 a pay check for the cheapest plans. Again, we’ll low ball and go $70. So now we have $419.39 a paycheck. x 2  = $839.  Eight hundred thirty nine dollars. A MONTH. But again, you seem to think that’s fair. So let’s proceed. You say rent is $500? Okay. This person now has $339 left to buy groceries for the whole month, pay utilities, car payment, car insurance, and gas money to get to work.  Those are the bare needs. You have to eat. You have to pay for heat, water, garbage removal, gas and or electricity because apartments do not always include things and rarely all of the above. Most cities in America do not have public transportation. Mine doesn’t despite the fact that our population is over 15,000 people, not counting a taxi. If you have a car, you have to pay that. If you have a car, legally you have to have car insurance. You have to pay that. You have to have gas in that car to get to work to make that money. Now if you can tell me you can get all of that out of $339 you’re lying. You are so focused on rent that you aren’t thinking about everything else people have to pay for. Rent was an example. This is a breakdown of the budget you gave me and it’s not possible to live off that in 2017 America.  And BECAUSE this person makes over $800 a month, they probably won’t qualify for financial aid or food stamps. $800 is the line in my state where they won’t help you. No food stamps, financial aid, or government housing if you make more than $800 a month.  Why does it bother you that people deserve to live above the poverty line? Another issue. Location. Yeah you can get an apartment for rent at that price in certain states,  but go live off that minimum wage in New York. or California. Doesn’t work. : Bernie Sanders @SenSanders There's no state where a full-time minimum wage worker can afford a one-bedroom apartment at the fair market rent. That's unacceptable. 4/10/17, 3:51 PM 5,379 RETWEETS 14.2K LIKES whyamilaughingatthis: pidgepitchu: strict-constitutionalist: constitutioncutie: Minimum wage: $7.25 $7.25 x 40 hour full time work week: $290 $290 x 4 weeks per month: $1,160 In every Southern state (didn’t have time to look at the rest of the country) you can find some sort of studio apartment for around $500 per month, sometimes less than that. Why bother lying about something so easily disproven?  Because Bernie Sanders supporters aren’t going to fact check him, and they’ll ignore any contrary evidence that’s presented to them anyways. Things like this really tick me off and It’s not political or anything but it’s the fact that you think all that money is there. Here’s what I mean; That weekly check comes to, according to you, 290. Most places DO NOT pay for your half hour lunch that is required by law. So your beginning number was wrong. $7.25 x 7.5 hours a day x 5 days a week only gets you $271.88.  Most people in America get paid bi-weekly, so let’s double it to get the budget. $543.75. That’s GROSS, not NET. Out of that comes anywhere between 10% and 15% taxes depending on state so we’ll low ball it at 10%. Automatically down to $489.38 a pay check. Now health insurance. Usually anywhere from 70-100 a pay check for the cheapest plans. Again, we’ll low ball and go $70. So now we have $419.39 a paycheck. x 2  = $839.  Eight hundred thirty nine dollars. A MONTH. But again, you seem to think that’s fair. So let’s proceed. You say rent is $500? Okay. This person now has $339 left to buy groceries for the whole month, pay utilities, car payment, car insurance, and gas money to get to work.  Those are the bare needs. You have to eat. You have to pay for heat, water, garbage removal, gas and or electricity because apartments do not always include things and rarely all of the above. Most cities in America do not have public transportation. Mine doesn’t despite the fact that our population is over 15,000 people, not counting a taxi. If you have a car, you have to pay that. If you have a car, legally you have to have car insurance. You have to pay that. You have to have gas in that car to get to work to make that money. Now if you can tell me you can get all of that out of $339 you’re lying. You are so focused on rent that you aren’t thinking about everything else people have to pay for. Rent was an example. This is a breakdown of the budget you gave me and it’s not possible to live off that in 2017 America.  And BECAUSE this person makes over $800 a month, they probably won’t qualify for financial aid or food stamps. $800 is the line in my state where they won’t help you. No food stamps, financial aid, or government housing if you make more than $800 a month.  Why does it bother you that people deserve to live above the poverty line? Another issue. Location. Yeah you can get an apartment for rent at that price in certain states,  but go live off that minimum wage in New York. or California. Doesn’t work.

whyamilaughingatthis: pidgepitchu: strict-constitutionalist: constitutioncutie: Minimum wage: $7.25 $7.25 x 40 hour full time work we...

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<p><a class="tumblr_blog" href="http://gop-tea-pub.tumblr.com/post/152337797457">gop-tea-pub</a>:</p><blockquote> <p> Good Morning! <a href="https://www.facebook.com/hashtag/obamacare">#OBAMACARE</a> has officially released their 2017 prices! For a family of 4 (both parents 40, 1 boy &amp; 1 girl) your average price is between $1,900 and $2,300 a month. Oh and don’t forget your $2,000 - $5,000 deductible. These are your “hard working middle class families” that <a href="https://www.facebook.com/barackobama/">Barack Obama</a> and <a href="https://www.facebook.com/hillaryclinton/">Hillary Clinton</a> always talk about talking care of. Not to mention your: Mortgage/Rent, electric, water, food, car and other utilities. This is what America is stuck with! <br/></p> </blockquote>: Choosing a plan category Marketplace plans are sorted into categories based on how you and the plan share your health care costs. All plans cover at least the same set of essential health benefits. Categories have nothing to do with quality of care Bronze Silver Gold Platinum 8 Plans $$$$ 8 Plans $$ 4 Plans $$$$ 5 Plans Average Monthly Premium $1,463 per month Estimated total yearly costs Not Available Average Monthly Premium $2,299 per month Estimated total yearly costs Not Available Average Monthly Premium Average Monthly Premium $1,204 per month $1,937 per month Estimated total yearly costs Estimated total yearly costs Not Available vailable (Average for all plans in this category) (Average for all plans in this category (Average fora Highest monthly premium, but your Usually lower monthly premiums than Higher monthly premium than Bronze, Higher monthly premium than Siler Silver, but higher deductibles and higher costs when you get care especially since you qualify for Extrayou get care Savings on Silver plans but your plan starts to pay its share sooner and you'll pay less each time but your plan starts to pay its share sooner and you'll pay less each time you get care deductible and other costs will be low compared to all other categories. NEXT <p><a class="tumblr_blog" href="http://gop-tea-pub.tumblr.com/post/152337797457">gop-tea-pub</a>:</p><blockquote> <p> Good Morning! <a href="https://www.facebook.com/hashtag/obamacare">#OBAMACARE</a> has officially released their 2017 prices! For a family of 4 (both parents 40, 1 boy &amp; 1 girl) your average price is between $1,900 and $2,300 a month. Oh and don’t forget your $2,000 - $5,000 deductible. These are your “hard working middle class families” that <a href="https://www.facebook.com/barackobama/">Barack Obama</a> and <a href="https://www.facebook.com/hillaryclinton/">Hillary Clinton</a> always talk about talking care of. Not to mention your: Mortgage/Rent, electric, water, food, car and other utilities. This is what America is stuck with! <br/></p> </blockquote>

<p><a class="tumblr_blog" href="http://gop-tea-pub.tumblr.com/post/152337797457">gop-tea-pub</a>:</p><blockquote> <p> Good Morning! <a hr...

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