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Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
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Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
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Apparently, Bad, and Comfortable: theladyzephyr: Folks let me talk about Crowley and sunglasses, because I have a lot of emotions about when he wears them and when he doesn’t, and Hiding versus Being Seen. We’re introduced to the concept of Crowley wearing glasses even before we’re introduced to Crowley, by Hastur: “If you ask me he’s been up here too long. Gone native. Enjoying himself too much. Wearing sunglasses even when he doesn’t need them.” Honestly Crowley’s whole introduction is a fantastic; we learn so much about his character in a tiny amount of time. The fact that he’s late, the Queen playing as the Bentley approaches, the “Hi, guys” in response to Hastur and Ligur’s “Hail Satan”. I like this intro much better than the one originally scripted with the rats at the phone company, but I digress. Crowley wears sunglasses when he doesn’t need them. Specifically, he still wears them around the demons, and when he’s in hell. You know where Crowley doesn’t wear glasses? At home. We never once see him wearing glasses in his flat, except for when he knows Hastur and Ligur are coming. That’s an emotional kick to the gut for me. Here’s one of the only places Crowley’s comfortable enough to be sans glasses, and when he knows it’s going to be invaded he prepares not just physically with the holy water, but by putting up that emotional barrier in a place where he wasn’t supposed to need it. An argument could be made that Crowley actually never needs glasses. We’re shown that it’s well within the angels’ and demons’ powers to pass unnoticed by humans. Crowley and Aziraphale waltz out of the manor in the middle of a police raid, and going unnoticed by the police takes so little effort that they can keep up a conversation while they stroll through. Even an unimaginative demon like Hastur apparently doesn’t have trouble with the humans losing it over his demonic eyes. The humans in the scene at Megiddo are acting like “this guy is a little weird” and not “holy shit his entire eyeballs are black jelly” That means that Crowley’s glasses are a choice, just like Aziraphale’s softness. Sure, he could arrange matters so that nobody ever noticed his eyes, but he doesn’t want to. Crowley wants acceptance, and he wants to belong, and he’s never, ever had that. He didn’t fit in before the Fall in Heaven, he doesn’t fit in with the demons in Hell. With the glasses, and with the Bentley and his plants and with the barely-bad-enough-to-be-evil nuisance temptations, he’s choosing Earth. This is where he wants to fit in, perhaps not with the humans, but amongst them. Even after Crowley is at his absolute lowest, when he thinks Aziraphale’s dead and he’s on his way to drink until the world ends, he takes the time to put a new pair on when the old ones are damaged. He needs that emotional crutch right now, even with everything about to turn into a pile of puddling goo he’s not ready for the world to see his eyes. Which is why I swore out loud when Hastur forcibly takes them off. It’s about the worst thing that Hastur could have done. Rather than leading with a physical threat, his first act is to strip away Crowley’s emotional defences. It’s a great writing choice because god it made me hate Hastur, even more than all the physical violence we see him do. It’s also the moment that Crowley really truly gets his shit together, and focuses all of his considerable imagination on getting to Tadfield and Aziraphale to help save the world. He’s wielding the terrifyingly unimaginable power of someone who’s hit rock bottom and realised it literally could not get any worse than this. He doesn’t put another pair of glasses on after discorporating Hastur, and he spends the majority of the airbase sequence without them. He puts them back on again, I think, at the moment that he really lets himself hope. When he thinks ‘shit, there may be a real chance that we get through this to a future that I don’t want to lose’. The vulnerability is back, and he needs Adam to trust him. In Crowley’s mind being accepted by a human means he needs to have his eyes hidden. Someone give the demon a hug, please. Interestingly, there’s only one time in the whole series that we see Crowley willingly choose to take his glasses off around another person. Only one person he’ll take down that barrier for, and even then he’s drunk before he does it. Dear God/Satan/Someone that makes my heart ache. Crowley’s chosen Earth, but he’s also chosen Aziraphale. He’s been looking for somewhere to belong his entire existence, and it’s with the angel that he finally feels it. When the dust settles and the world is saved and they finally have space to be themselves unguarded, I like to imagine Crowley takes off the glasses when it’s just the two of them; the idea of being known doesn’t scare him quite so much anymore.  
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Crime, Facts, and Guns: New Zealand POLICE Ngs Piihimana O Aetearo NOTICE TO SURRENDER AIRGUN OR ANTIQUE FIREARM To Of Adam John HOLLAND Queenstown PURSUANT TO SECTION 41, ARMS ACT 1983 1, Inspector Olaf Karl Jensen, a Commissioned Officer of Police, hereby give notice that in my opinion you are not a fit and proper person to be in possession of an airgun or an antique firearm. Police are currently holding the following described airguns. 1 x Ruger Blackhawk .177 calibre Air rifle 1 x Hatsun Striker 177 calibre Air Rifle You may within three months after the date of this Notice or such longer period as the Commissioner of Police may allow, sell or otherwise dispose of any airgun or antique firearm owned by you to a person approved for this purpose by a member of the Police. antique firearms delivered to a member of the Police may be as the Commissioner of Police thinks fit, or may, in the discretion Failing that, all airguns detained for such a period of the Minister of Police, become the property of the Crown, free and discharged from all right, title or interest possess in respect thereof by any person. or You may by way of origination application, appeal to a District Court Judge against this Notice. (Section 62, Arms Act 1983 refers). My reason for this decision is as follows: 1. I do not believe you to be a fit and proper person to be in possession of an airgun. 2. Police hold serious concerns regarding your mental and emotional wellbeing. Should you wish me to review my decision or you dispute the facts you may make written submissions or arrange an appointment with me within two weeks of the date of this notice. Any submissions you do make must be accompanied by a letter from a medical practitioner attesting to your mental and emotional wellbeing at this time. stor Dated at this of 20 Commissioned Officer of Police prolifeproliberty: cominuteman: strict-constitutionalist: whiskey-gunpowder: weatherman667: whiskey-gunpowder: we’re not coming for your guns…. we just want the military grade assault fully semi-automatic weapon of wars off the street… now turn in your airgun “…in my opinion you are not a fit and proper person to be in possession…” They have the right to unilaterally decide who has the right to own firearms. this is the end game for the red flag laws. a deranged leftist’s opinion saying your unfit. and to those in the notes asking what made him unfit… the thought crime of supporting POTUS.  This isn’t the end game. It’s the first step on the way to the end game. You’re delusional if you think the agenda stops there. Look at Europe if you want to know what the goal is They obviously had to have gun registration for them to know exactly what guns he owned. First registration followed by confiscation. This is why we don’t let terrorists dictate our laws.

prolifeproliberty: cominuteman: strict-constitutionalist: whiskey-gunpowder: weatherman667: whiskey-gunpowder: we’re not coming for yo...

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Advice, Arthur, and Blessed: THE PROBLEM I heard about the surprise party my friends planned for me. Should I pretend not to know? TIP: Think of your friends feelings. Surprise them back. Don't show up. I dont even need the "binky fucks my mom now" edit the originals are so much funnier theblueteletubby scrolled through the tags and saw that a lot of people weren't blessed enough to see the edits A game for kids and gro Everyone has a right to privacy. Try being more firm with your mother about your refusal THE PROBLEM I think I'm old enough to bathe on my own now, but my mom insists on getting in the tub with me every time.. it makes me feel Parents know best! You should do as you're told at all times uncomfortable. What should I do? ll take your place, Arthur TIP The answer may not be obvious at first A game for kids and g Everyone has a right to sleeping with your mother. Tm sorry that it makes you uncomfortable. THE PROBLEM Binky bathed with my mother, and now they're sleeping together too. It's making my dad mad This sounds like an issue that you should arrange a serious discussio with your mother about and it makes me feel uncomfortable, too. What should I do Nobody said you can't join us Arthur TIP 1 am so fucking mad game for kids and grow Arthur I appreciate youre troubled but Im out of advice. THE PROBLEM with my mom, and it looks like Binky is my dad now. Idon't really understad... I feel confused and upset What should I do? It's okay Arthur, Binky is my father too. Arthur help me TIP You should go to bed son
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Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
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Children, College, and Comfortable: Tony Langham @TonyLangham Despite narrowing poll lead, all pollsters believe comfortable Conservative majority likely, predominantly because young won't vote John RentoulJohnRentoul Five pollsters' predictions, all say Tory majority: Survation 32, YouGov 50, lpsos MORI 50+, Opinium 60, ComRes 90 bloomberg.com/news/articles/ decepticonsensual: itinerantvae: iandsharman: Please get out and vote on Thursday. Theresa May and the Tories are counting on you to just not be bothered and stay home instead. No vote is a vote for the Tories in this election. It’s a vote for cuts to schools and hospitals and a cut to the taxes of the wealthiest people in society while the poor, sick and disabled are left to freeze and starve. No vote is a vote to take food away from children to give tax breaks to the rich. Prove them wrong on Thursday. Make them regret their arrogance. Do something radical and VOTE. UK people, you’re all registered (if you’re eligible), right? Okay, so the election is next Thursday, June 8th.  Have you got a polling card? That will tell you where to go to vote. Look it up. Find out how to get there. If you’re able bodied, it’s probably within walking distance of your home. If you’re not, pre-arrange transport. If you’re struggling to sort transport, contact the candidate you want to vote for, because most candidate’s support campaigns are arranging transport. They want you to vote! Plan exactly when you’re going to vote. Book out the time in your diary or your calendar or set up a Google alert, whatever works best for you. If you plan, you’re more likely to do it. Your polling station will open at 7am. That means you can go on your way to work or college in the morning, if it’s convenient.  Your polling station will stay open until 10pm. So if you forget until you’re home for the evening, you can still go and vote! As long as you’re in line by 10pm, you can still vote. It’s really easy. You don’t have to take your polling card with you. You don’t have to give your voting number to the campaigners outside the polling station. You don’t need ID. You just need to go to the polling station listed on your polling card. When you get to the desk inside, give your name and address to the person waiting. They’ll mark you off on their list - that stops anyone else being able to vote by claiming to be you. Then they’ll give you a voting paper that lists all the candidates standing for election in your constituency, next to the names of their parties. (Your voting paper won’t list Theresa May or Jeremy Corbyn, unless you live in their constituency.) Take your voting paper to one of the little booths - in our polling station, these are tables with sheltering hoods built over them so no one else can see what you’re writing. There are pencils in there. (You can take your own pen if you want to, but honestly, all the stuff about people erasing your vote and writing in a vote for another candidate is just scaremongering. People counting votes don’t have time to change votes.) Mark a cross in the box next to the candidate you want to vote for.  Don’t write rude things or draw rude things next to candidates you don’t like - any mark other than the one next to your chosen candidate could mean that your vote is spoiled and won’t be counted. (If you want to spoil your vote, you are free to do so. I’d really rather you didn’t, but it’s your choice.) When you’ve made your mark, fold the paper up and put it in one of the boxes that are there to collect votes.  And that’s it! You’ve exercised your democratic rights! Go you! Time for the pub. It’s down to you.  It really, truly is down to you.  Please go vote on Thursday!

decepticonsensual: itinerantvae: iandsharman: Please get out and vote on Thursday. Theresa May and the Tories are counting on you to just...

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