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Tumblr, Blog, and Home: 22ndandeverett:Beeswax Altar Candles @ 22nd Everett

22ndandeverett:Beeswax Altar Candles @ 22nd Everett

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Books, Harry Potter, and Tumblr: BOOKS, COFFEE OWLS S, E S. KEL B00 lovesty-co: Books, Coffee Owls shirt for Harry Potter fans!Use the code TUMBLR for an exclusive discount!Check it out here:SHIRT  or  SWEATSHIRT

lovesty-co: Books, Coffee Owls shirt for Harry Potter fans!Use the code TUMBLR for an exclusive discount!Check it out here:SHIRT  or  SWEA...

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Books, Harry Potter, and Tumblr: BOOKS, COFFEE OWLS S, E S. KEL B00 lovesty-co: Books, Coffee Owls shirt for Harry Potter fans!Use the code TUMBLR for an exclusive discount!Check it out here:SHIRT  or  SWEATSHIRT

lovesty-co: Books, Coffee Owls shirt for Harry Potter fans!Use the code TUMBLR for an exclusive discount!Check it out here:SHIRT  or  SWEA...

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Tumblr, Amethyst, and Aphrodite: 22ndandeverett: Build your own Ritual Smoker Kit @ 22nd Everett Amethyst | Rose Quartz | Tigers Eye | Red Obsidian | Labradorite Aphrodite | Wolf Mother | Sweet Dreams

22ndandeverett: Build your own Ritual Smoker Kit @ 22nd Everett Amethyst | Rose Quartz | Tigers Eye | Red Obsidian | Labradorite Aphrodite...

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Tumblr, Amethyst, and Aphrodite: 22ndandeverett: Build your own Ritual Smoker Kit @ 22nd Everett Amethyst | Rose Quartz | Tigers Eye | Red Obsidian | Labradorite Aphrodite | Wolf Mother | Sweet Dreams

22ndandeverett: Build your own Ritual Smoker Kit @ 22nd Everett Amethyst | Rose Quartz | Tigers Eye | Red Obsidian | Labradorite Aphrodite...

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Tumblr, Amethyst, and Aphrodite: 22ndandeverett: Build your own Ritual Smoker Kit @ 22nd Everett Amethyst | Rose Quartz | Tigers Eye | Red Obsidian | Labradorite Aphrodite | Wolf Mother | Sweet Dreams

22ndandeverett: Build your own Ritual Smoker Kit @ 22nd Everett Amethyst | Rose Quartz | Tigers Eye | Red Obsidian | Labradorite Aphrodite...

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Tumblr, Blog, and Cat: 22ndandeverett:Kitty Cat Paw Pipes @ 22nd Everett

22ndandeverett:Kitty Cat Paw Pipes @ 22nd Everett

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Books, Harry Potter, and Tumblr: BOOKS, COFFEE OWLS S, E S. KEL B00 lovesty-co: Books, Coffee Owls shirt for Harry Potter fans!Use the code TUMBLR for an exclusive discount!Check it out here:SHIRT  or  SWEATSHIRT

lovesty-co: Books, Coffee Owls shirt for Harry Potter fans!Use the code TUMBLR for an exclusive discount!Check it out here:SHIRT  or  SWEA...

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Books, Harry Potter, and Tumblr: BOOKS, COFFEE OWLS S, E S. KEL B00 lovesty-co: Books, Coffee Owls shirt for Harry Potter fans!Use the code TUMBLR for an exclusive discount!Check it out here:SHIRT  or  SWEATSHIRT

lovesty-co: Books, Coffee Owls shirt for Harry Potter fans!Use the code TUMBLR for an exclusive discount!Check it out here:SHIRT  or  SWEA...

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Beautiful, Memes, and Tumblr: positive-memes: My sister does these designs on tshirts If you like it, for my followers, use the code TUMBLR for a 20% discount Check it out here!

positive-memes: My sister does these designs on tshirts If you like it, for my followers, use the code TUMBLR for a 20% discount Check it ou...

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Tumblr, Virgin, and Blog: 22ndandeverett:Virgin Mary never looked so good. Available @ 22nd and Everett

22ndandeverett:Virgin Mary never looked so good. Available @ 22nd and Everett

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Tumblr, Blog, and Home: 22ndandeverett:Beeswax Altar Candles @ 22nd Everett

22ndandeverett:Beeswax Altar Candles @ 22nd Everett

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Beautiful, Tumblr, and Wolf: My sister does these designs on tshirtsIf you like it, for my followers, use the code TUMBLR for a 20% discountCheck it out here!

My sister does these designs on tshirtsIf you like it, for my followers, use the code TUMBLR for a 20% discountCheck it out here!

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Tumblr, Weed, and Blog: 22ndandeverett:Weed Kween Sweater available at 22nd and Everett 

22ndandeverett:Weed Kween Sweater available at 22nd and Everett 

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Tumblr, Amethyst, and Aphrodite: 22ndandeverett: Build your own Ritual Smoker Kit @ 22nd Everett Amethyst | Rose Quartz | Tigers Eye | Red Obsidian | Labradorite Aphrodite | Wolf Mother | Sweet Dreams

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Tumblr, Virgin, and Blog: 22ndandeverett:Virgin Mary never looked so good. Available @ 22nd and Everett

22ndandeverett:Virgin Mary never looked so good. Available @ 22nd and Everett

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Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
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Tumblr, Blog, and Home: 22ndandeverett:Beeswax Altar Candles @ 22nd Everett

22ndandeverett:Beeswax Altar Candles @ 22nd Everett

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Tumblr, Weed, and Blog: 22ndandeverett:Weed Kween Sweater available at 22nd and Everett 

22ndandeverett:Weed Kween Sweater available at 22nd and Everett 

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Tumblr, Weed, and Blog: 22ndandeverett:Weed Kween Sweater available at 22nd and Everett 

22ndandeverett:Weed Kween Sweater available at 22nd and Everett 

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Tumblr, Amethyst, and Aphrodite: 22ndandeverett: Build your own Ritual Smoker Kit @ 22nd Everett Amethyst | Rose Quartz | Tigers Eye | Red Obsidian | Labradorite Aphrodite | Wolf Mother | Sweet Dreams

22ndandeverett: Build your own Ritual Smoker Kit @ 22nd Everett Amethyst | Rose Quartz | Tigers Eye | Red Obsidian | Labradorite Aphrodite...

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Tumblr, Blog, and Http: back-then: Four young women having a pillow fight in their dorm room January 1949 Source: Indiana University Photo Collections

back-then: Four young women having a pillow fight in their dorm room January 1949 Source: Indiana University Photo Collections

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Tumblr, Amethyst, and Aphrodite: 22ndandeverett: Build your own Ritual Smoker Kit @ 22nd Everett Amethyst | Rose Quartz | Tigers Eye | Red Obsidian | Labradorite Aphrodite | Wolf Mother | Sweet Dreams

22ndandeverett: Build your own Ritual Smoker Kit @ 22nd Everett Amethyst | Rose Quartz | Tigers Eye | Red Obsidian | Labradorite Aphrodite...

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Tumblr, Amethyst, and Aphrodite: 22ndandeverett: Build your own Ritual Smoker Kit @ 22nd Everett Amethyst | Rose Quartz | Tigers Eye | Red Obsidian | Labradorite Aphrodite | Wolf Mother | Sweet Dreams

22ndandeverett: Build your own Ritual Smoker Kit @ 22nd Everett Amethyst | Rose Quartz | Tigers Eye | Red Obsidian | Labradorite Aphrodite ...

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