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College, Community, and Donald Trump: Bloomberg Business @business Follow "I don't believe in free college": Hillary Clinton during #DemDebate bloom.bg/1 K1JVXR RETWEETS L 136 LIKES justaphage: loseremo: holyromanhomo: fonzworthcutlass: scrunyuns: lagonegirl: Of course you don’t. Free college might hinder the school-to-prison pipeline your  prison owning donors depend on 👆👆👆👆👆👆👆👆👆👆👆👆👆👆👆 welp; Actual quote, in context: “I believe that we should make community college free. We should have debt-free college if you got to a public college or university. You should not have to borrow a dime to pay tuition… I disagree with free college for everybody. I don’t think taxpayers should be paying to send Donald Trump’s kids to college.“ [video link] Don’t spread misinformation just to fit a narrative, Clinton is advocating for there to be a cap on who gets free college so that the government doesn’t have to subsidize the education of people with enough disposable income to pay for it themselves. The plan she’s proposing would have a better chance of being passed, is more cost-effective, and still opens up higher education to low-income individuals who previously couldn’t afford it.  the op lagonegirl literally ended up being a russian psyop im losing my mind Reblogging this as an example of what the Russian interference here on tumblr was. I have seen some people in the past days casting doubts on Tumblr because the blogs that were banned had social justice content.  But that was the point exactly. They posted some real things and a lot of half-truths that would appeal to the kind of politics on here and therefore spread disinformation to discourage us from participating in stopping Trump through the only option we had. I’m glad tumblr left these posts up so we could see for ourselves.  I don’t know if it actually worked on anyone, I hope we all remember to check our sources before making our decisions, but life is short and maybe some people didn’t.  There are plenty of real social justice blogs available still, so I hope we will follow those instead.

justaphage: loseremo: holyromanhomo: fonzworthcutlass: scrunyuns: lagonegirl: Of course you don’t. Free college might hinder the sch...

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Anaconda, Club, and cnn.com: THE DEBT OF THE WORLD So the world is in debt but to whom? National Debt by Country CERMANY:62.6% 179 TRICLION RUSSIA: 6.8% 151.3 BILLION CANADA: 62.3% 4.26 BILLION UK: 47.2% 1.05 TRILLION 170.4% 7A7 TRILLION FRANCE: 67.0% 140 TRILLION USA: 60.8% $8.68 TRILLION ITALY: 103.7% $1.89 TRILLION $2.55 TRILLION ZIMBABWE: 241.2% 472 S1 BILLION ARGENTINA: 51% $293.56 BILLION 91.% 71%。90% 57%·70% %-50% % , 30% 0%-10% N THE BLACK N THE RED PERCENT OF TOTAL GDP There are total of FIVE countries living debt free Macao British Virgin Islands Brunei Liechtenstein Palau So this leads to a question: CNN JUST SAID THE WORLD IS FORTY TRILLION DOLLARS IN DEBT. O THE DOES THEWORLD OWE? JUPITER? To summ this up the world is in debt, you guessed it, to banks. Banks generate money from thin air. Let me show you a carricated example: I have an A4 paper in front of me that is blank and in my pocket I have my wallet where there is $100 written on a piece of A4 paper Then you come to me and ask for $100 loan. I reach to my wallet and give you the $100 that I had. Then I take a pen and write $100 on that paper in front of me, tear it off and put it back into my wallet Now I still have $100 but you have to pay me back that $100 I gave you+ a certain amount of interest. So l actually just made $100+ the interest. AND THIS IS HOW EVERY BANK WORKS So, if the world is in debt to banks who then owns the banks? The Rockefellers and the Rothschilds have the most influence and money in the world. And they do own basically all the private banks. So there you go. The world is in debt to TWO FAMILIES. Sources: http://www 2 pdf <p><a href="http://laughoutloud-club.tumblr.com/post/170400350601/so-who-is-the-world-in-debt-to" class="tumblr_blog">laughoutloud-club</a>:</p> <blockquote><p>So Who Is The World In Debt To?</p></blockquote>

laughoutloud-club: So Who Is The World In Debt To?

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America, Children, and College: Bloomberg Business @business Follow "I don't believe in free college": Hillary Clinton during #DemDebate bloom.bg/1 K1JVXR RETWEETS L 136 LIKES odinsblog: asterroc: holyromanhomo: fonzworthcutlass: scrunyuns: lagonegirl: Of course you don’t. Free college might hinder the school-to-prison pipeline your  prison owning donors depend on 👆👆👆👆👆👆👆👆👆👆👆👆👆👆👆 welp; Actual quote, in context: “I believe that we should make community college free. We should have debt-free college if you got to a public college or university. You should not have to borrow a dime to pay tuition… I disagree with free college for everybody. I don’t think taxpayers should be paying to send Donald Trump’s kids to college.“ [video link] Don’t spread misinformation just to fit a narrative, Clinton is advocating for there to be a cap on who gets free college so that the government doesn’t have to subsidize the education of people with enough disposable income to pay for it themselves. The plan she’s proposing would have a better chance of being passed, is more cost-effective, and still opens up higher education to low-income individuals who previously couldn’t afford it.  I teach at a community college so I’ve been following her plan, and she’s recently actually posted a bit about where she expects the money for free community college to come from. I mean, my salary’s gotta come from somewhere, right? You can’t expect schools to lose millions of tuition dollars for nothing. The concept of Clinton’s plan is that the burden is on the states to figure out how to make public higher ed debt free for the students, and those states which do so successfully will then receive federal grants. This incentivizes states to figure out a solution that works for each separate state (rather than a federally imposed plan that might not work for all states); states will only do it if the rewards (grants) are enough to make up the loss in tuition, so I’m not worried about my state coming up short on my salary; and it’s even possible that the grants could end up being more than the tuition losses which would mean that the state budget (or the PHE institutes’ budgets) will also benefit and not only the students in question. The details of this plan do not yet exist (e.g., defining “debt-free”, amounts of grants, where that money will come from in the federal budget), but at the current stage I don’t expect that level of detail. So in short, it’s a good idea. Okay, so here’s why this is bullshit. 1. “Universal” means anybody “means testing” ≠ “universal” We don’t “means test” free, public roads and highways. Everyone who wants to use them can use them. We don’t “means test” who has access to public transportation like buses and subways. Because as expensive and under-invested as they are, they’re still a (virtually free) public common. Public education is universal right. Including college. That’s why we consider education a part of the public commons. We don’t means test people for high school or middle school to “weed out the people who can afford better”……do you know why that’s an unnecessary test? Because the people who can afford better WILL send their children to more expensive pRiVaTe schools. To buy OP’s argument, you’d have to be foolish enough to believe that a billionaire is going to somehow “get over” on us by sending their children to a free public college, when they can afford to send them to a prestigious, private, Ivy League college. Does that make sense to anyone??? 2. Okay, just for argument’s sake, let’s say I’m completely off base with my line of reasoning on point #1 above….even IF the 400 wealthiest families in America sent their kids to free, public universities to “get over” on the rest of us, DO YOU REALLY EVEN CARE, IF THAT MEANS THAT LITERALLY EVERYONE ELSE GETS A SHOT AT FREE COLLEGE? “Welp, 99 poor kids might not go to college, but at least we stopped that one rich kid from going to a public university for free” (now please google “Pyrrhic victory”)    Are you sO married to the Republican concept of “means testing” social programs that you would deny free education to 99 percent of the people who need it? Really?? No, REALLY??? Here’s the thing: basic human rights, and access to things that fall under the public commons (like education and healthcare) should never be “means tested”….that’s an argument that has been used by both conservatives and neoliberals to cut social programs. In short, “means testing” social programs is a decidedly conservative concept. It’s a diversionary tactic that has been reliably used as a preface to “austerity” and to cut safety net programs, like TANF in the 90s 3. And finally, bringing up “state’s rights” is just another conservative (neoliberal) way to frame the argument. I’m not an educator, but I am the son of a lifelong teacher and social activist, and I’ve spent way too many afternoons helping my mom out in countless classrooms to buy OP’s framing - let me say this as plainly as possible: If we can find ways to pay for wars and increase our military budget decade after decade, then there’s no legitimate reason we cannot do the same with education. No reason at all. None. So I completely reject the premise that universal education is somehow uniquely expensive or unattainable. It isn’t. Other countries have figured this out without regressing to conservative notions like block grants or “state’s rights”…free college needs to be done on a federal or constitutional level. Period Oppps and that’s tea!  
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Gif, True, and Tumblr: COME WITHME AND YOU'LL BE IN A WORLD OF% DEBT FREE EDUCATION imgflip.com <p><a href="http://disgusted-yet-intrigued.tumblr.com/post/139217875760/proudblackconservative-and-just-like-willy-wonka" class="tumblr_blog">disgusted-yet-intrigued</a>:</p> <blockquote><p><a class="tumblr_blog" href="http://proudblackconservative.tumblr.com/post/139217650374"><g class="gr_ gr_3 gr-alert gr_spell undefined ContextualSpelling ins-del" id="3" data-gr-id="3">proudblackconservative</g></a>:</p><blockquote><p>And just like Willy Wonka, Bernie’s promises are nothing but fairytales.</p></blockquote><p>the reality:</p><div class="media-holder media-holder-draggable media-holder-figure media-holder--gif-search" contenteditable="false" draggable="true" style="display: block;"><figure class="tmblr-full" data-orig-height="188" data-orig-width="250" data-tumblr-attribution="stabmewithbullets:_uxO3YIJq_xZ9uKsLfzBew:ZJgk3wHkTQ_c" data-tumblr-query="you get nothing" data-tumblr-search="you get nothing"><img src="https://78.media.tumblr.com/tumblr_m0nc7fj44j1rosg7go1_250.gif" data-img-key="1076" data-orig-height="188" data-orig-width="250"/><p class="tmblr-attribution"><a href="http://tmblr.co/ZJgk3wHkTQ_c">Originally posted by <g class="gr_ gr_12 gr-alert gr_spell undefined ContextualSpelling" id="12" data-gr-id="12">stabmewithbullets</g></a></p></figure><div class="media-button icon_close media-killer"></div></div></blockquote>

disgusted-yet-intrigued: proudblackconservative:And just like Willy Wonka, Bernie’s promises are nothing but fairytales.the reality:Origina...

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Bad, Ben Carson, and Bernie Sanders: THE DEBT POOL AVOIDING STUDENT LOAN DEBT STUDENTS ARE DROWNING IN DEBT: HOW BAD IS IT? STUDENT LOAN TOTALS TOP 1.3 MILLION Students graduated with debt in 2012 20S20 $20 $20S20$20 LINBLLI $20 $20 $20 BILL EILLE 1.1 MILLION Students graduated with debt in 2008 IBILL BILLICH 20 $20 LLINBLLI EILLE $20 S20 20 $20 $20 IBILL EILLICH 0.9 MILLION Students graduated with debt in 2004 S20 S20 $20 $20 S20 20 S20 S20 S20 $20 BILL EILLE 40 MILLION 7 MILLION cumulative number of students currently in debt of the 40 million have defaulted THOUSAND OTHOUSAND THOUSAND THOUSAND THOUSAND THOUSAND THOUSAND THOUSAND DTHOUSAND DTHOUSAND THOUSAND THOUSAND HOUSANDTHOUSAND Average student loan debt in 2014 66% of graduates from public colleges had student loans 75% of graduates from private nonprofit colleges had student loans 88% of graduates from for-profit colleges had student loans AVOID DEBT ALTOGETHER EARN MONEY WHILE IN COLLEGE Grants and scholarships Work grants Start a business, i.e. website developer Tutor others Crowd fund your education Go to night school, work during day Sell some of your future earnings SAVINGS Summer jobs Birthday money, gifts Parents paying for it TIPS FOR KEEPING DEBT UNDER CONTROL 01 Keep Track of balance and repayment status Saving Grace Period: How long you can wait before first payment Stay in Touch: Ignoring lender bills lead to default Don't Panic: You can temporarily postpone your federal loan payments Stay out of Trouble: Not paying can lead to delinquency Pay Off: Most expensive loans first To Consolidate or Not to Consolidate Consider your options Deduct your student loan interest at tax time Loan Forgiveness Sometimes it is an option Prepay: If you can WHERE POLITICAL CANDIDATES STAND ON EASING STUDENT LOAN DEBT DEMOCRATS Hillary Clinton: Government intervention to ease debt burden Bernie Sanders: Tuition free Martin O'Malley: College should be debt free Jim Webb: [no stated solution REPUBLICAN Jeb Bush: Incentivize schools to drive down costs Lindsey Graham: Allow students to refinance their loans. Increase competition. Offer loan forgiveness for teachers Ben Carson: Require families to rely more on personal responsibility, instead of student loans Mike Huckabee: Students can refile. Cut back on govern- ment involvement Chris Christie: Calls for reforming the system to focus more on low-income borrowers John Kasich: Increased government spending on higher education as governor George Pataki: "College is way too expensive" Donald Trump: Stop government profiting from student loans Ted Cruz: Against allowing students to refinance loans Empathizes with students in debt Marco Rubio: Advocates income based repayment Carly Fiorina: Increase competition to lower prices Rick Santorum: Roll back govern ment role in education CITATIONS http://ticas.org/content/posd/top-10-student-loan-tips-recent-graduates [for Top 10] http://blogs.wsj.com/numbers/congatulations-to-class-of-2014-the-most-indebted-ever-1368/ http://ticas.org/sites/default/files/pub_files/Debt Facts and Sources.pdf http://www.marketwatch.com/story/where-the-presidential-candidates-stand-on-student-debt-2015-07-28 http://www.schools.com/articles/how-to-avoid-student-loan-default BROUGHT TO YOU BY ONLINECOLLEGEPLAN COM frugallivingblog: The Debt Pool: Avoiding Student Loan Debt

frugallivingblog: The Debt Pool: Avoiding Student Loan Debt

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