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feminismandmedia: fairyofsomething: affinityforthestars: jumpingjacktrash: curlicuecal: uluhlynx: sweet-saccharin: if this ain鈥檛 the most beautiful mermaid you鈥檝e ever seen鈥 He looks so happy 10/10 a good mermaid the mermaid of happiness Reblog to have good and warm feelings ;w; <3 I think he鈥檚 actually from the Merby group. It鈥檚 a bunch dudes with facial hair who get together, put on tails, and do a photoshoot. This photoshoot gets turned into a calendar which is then sold and most (if not all) proceeds go to charity. Their most recent charity went to VPNL, which according to their website 鈥渨orks diligently throughout the province to change attitudes, behaviours, and social norms associated with violence. VPNL organizations provide violence prevention and early intervention services to those most at risk of experiencing violence: women, children and youth, Indigenous women and children, older persons, persons with disabilities, persons of varying race or ethnicity, LGBTQ+ persons, and persons of varying economic status.鈥 They also currently have applications open for new merbys! Aside from it going to a great cause, it鈥檚 also a super funny & cute calendar! It makes for a great gift. I got two in 2018! Oh and they鈥檙e also hella inclusive and socially conscious. One of my favorite quotes from the Merby site: 鈥淚nclusion is our jam. Humans of all genders, ethnicities, faiths, abilities and ages are welcome. Good people, doing good things, having fun the whole time 鈥 that鈥檚 who we are.聽Ability to grow facial hair is irrelevant 鈥 it鈥檚 the beard inside that matters most.鈥 : hu by Tami feminismandmedia: fairyofsomething: affinityforthestars: jumpingjacktrash: curlicuecal: uluhlynx: sweet-saccharin: if this ain鈥檛 the most beautiful mermaid you鈥檝e ever seen鈥 He looks so happy 10/10 a good mermaid the mermaid of happiness Reblog to have good and warm feelings ;w; <3 I think he鈥檚 actually from the Merby group. It鈥檚 a bunch dudes with facial hair who get together, put on tails, and do a photoshoot. This photoshoot gets turned into a calendar which is then sold and most (if not all) proceeds go to charity. Their most recent charity went to VPNL, which according to their website 鈥渨orks diligently throughout the province to change attitudes, behaviours, and social norms associated with violence. VPNL organizations provide violence prevention and early intervention services to those most at risk of experiencing violence: women, children and youth, Indigenous women and children, older persons, persons with disabilities, persons of varying race or ethnicity, LGBTQ+ persons, and persons of varying economic status.鈥 They also currently have applications open for new merbys! Aside from it going to a great cause, it鈥檚 also a super funny & cute calendar! It makes for a great gift. I got two in 2018! Oh and they鈥檙e also hella inclusive and socially conscious. One of my favorite quotes from the Merby site: 鈥淚nclusion is our jam. Humans of all genders, ethnicities, faiths, abilities and ages are welcome. Good people, doing good things, having fun the whole time 鈥 that鈥檚 who we are.聽Ability to grow facial hair is irrelevant 鈥 it鈥檚 the beard inside that matters most.鈥

feminismandmedia: fairyofsomething: affinityforthestars: jumpingjacktrash: curlicuecal: uluhlynx: sweet-saccharin: if this ain鈥檛 th...

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financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker! Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹ And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥. MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥. CURRENT MARKET :聽 MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥. Flash : Pendulum financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker! Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹ And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥. MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥. CURRENT MARKET :聽 MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥. Flash

financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

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financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker! Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹ And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥. MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥. CURRENT MARKET :聽 MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥. Flash : Pendulum financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker! Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹ And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥. MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥. CURRENT MARKET :聽 MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥. Flash

financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

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financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker! Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹ And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥. MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥. CURRENT MARKET :聽 MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥. Flash : Pendulum financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker! Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹ And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥. MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥. CURRENT MARKET :聽 MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥. Flash

financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

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feanor-the-dragon: ginchface: positive-memes: Wholesome Manatees this is actually bullshit trump administration deregulation, the manatee is still in danger. in fact, the trump administration recently weakened the endangered species act in general聽so that people now have to consider the financial cost of saving a species that may or may not be declared endangered.聽 remember that an endangered species isn鈥檛 governed by like the UN or something, it鈥檚 an invention of the american government to protect at-risk species鈥攁nd they鈥檙e redefining what an endangered species actually is, so people don鈥檛 have to consider them anymore. they鈥檙e redefining what an endangered species actually is, so people don鈥檛 have to consider them anymore. Guys! Guys guys guys! WHAT THE F*CK THIS IS THE VERSION YOU NEED TO REBLOG. Here is a link with more recent info. the article linked by previous person was from 2017. This one is from this year and聽highlights the changes and effects. And here is the official release The biggest change is that protections will be given based on economic considerations. Allegedly, this is to reduce the burden on the american public, which is funny, considering certain things we won鈥檛 unpack right here. Have a look, see for yourself. Guys, boost this. : TIME SUBSCRIBE SCIENCE Manatees Are No Longer Listed as Endangered Species Dank Coal Sijposting MANITY RESTORED feanor-the-dragon: ginchface: positive-memes: Wholesome Manatees this is actually bullshit trump administration deregulation, the manatee is still in danger. in fact, the trump administration recently weakened the endangered species act in general聽so that people now have to consider the financial cost of saving a species that may or may not be declared endangered.聽 remember that an endangered species isn鈥檛 governed by like the UN or something, it鈥檚 an invention of the american government to protect at-risk species鈥攁nd they鈥檙e redefining what an endangered species actually is, so people don鈥檛 have to consider them anymore. they鈥檙e redefining what an endangered species actually is, so people don鈥檛 have to consider them anymore. Guys! Guys guys guys! WHAT THE F*CK THIS IS THE VERSION YOU NEED TO REBLOG. Here is a link with more recent info. the article linked by previous person was from 2017. This one is from this year and聽highlights the changes and effects. And here is the official release The biggest change is that protections will be given based on economic considerations. Allegedly, this is to reduce the burden on the american public, which is funny, considering certain things we won鈥檛 unpack right here. Have a look, see for yourself. Guys, boost this.
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ace-pervert: undeadwill: ace-pervert: mr-downer: dragonkp:Can you solve the puzzle? Left leaning governments? Economic downturn Is that it? Thats it. If it wasnt relatively left wing countries like the Netherlands wouldnt be doing as well as they are. False equivalency. Small homogenous socialist countries can鈥檛 be compared to large scale socialistic takeovers of large diverse populations by corrupt leftist governments. Also there鈥檚 a lot of downsides to the so-called 鈥減rogressive utopias鈥 of those tiny European countries.: Urbanus II Follow @Urbanus_Crusade These cities were once unironically called: Detroit (Paris of The West) St. Louis (Rome of the West) Baltimore (Charm City) Chicago (The White City) New Orleans (America's Most European City) Philadelphia (The Athens of America) One ingredient was added, and everything changed 10:11 AM 18 Jul 2019 638 Retweets 1,493 Likes eb 1638 98 1.5K ace-pervert: undeadwill: ace-pervert: mr-downer: dragonkp:Can you solve the puzzle? Left leaning governments? Economic downturn Is that it? Thats it. If it wasnt relatively left wing countries like the Netherlands wouldnt be doing as well as they are. False equivalency. Small homogenous socialist countries can鈥檛 be compared to large scale socialistic takeovers of large diverse populations by corrupt leftist governments. Also there鈥檚 a lot of downsides to the so-called 鈥減rogressive utopias鈥 of those tiny European countries.

ace-pervert: undeadwill: ace-pervert: mr-downer: dragonkp:Can you solve the puzzle? Left leaning governments? Economic downturn Is...

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c-bassmeow: n0rdicalien: c-bassmeow: sodomymcscurvylegs: whyyoustabbedme: whyyoustabbedme: Dropping bombs on major cities full of civilians because you thought they had 鈥渨eapons of mass destruction鈥 (and they didn鈥檛) undermined our goodness too. Bottom line about Bush and immigration is that post 9/11 immigration policies rarely if ever caught any potential terrorists but it did spike the number of deportations with the creation of ICE. http://trac.syr.edu/immigration/reports/260/ This is all correct and this dude is a war criminal, but imagine how bad things are that the dude that used the death of thousands of Americans to invade the wrong country for oil and subsequently kill thousands on both sides on one of America鈥檚 shitty wars looks at the current dude in power and is flabbergasted. Like, straight up: 鈥渢his is too fucked up even for me.鈥 nah Bush was shit and so far he is worse than Trump. Obviously Trump has been in office for less time and can def outdo Bush but bush is still far worse and far more authoritarian than Trump.聽 Not only did Bush create ICE he also sent us to two wars built on false pretenses that have cost us TRILLIONS of dollars AND didn鈥檛 kill thousands, it killed MILLIONS of innocent Iraqi鈥檚 and other peoples. Trump鈥檚 death toll isn鈥檛 even close. So far obviously.聽 Then he ruined our education system and put even worse economic incentives on it with the no child left behind act.聽 He stripped us of several civil liberties that newer generations now take for granted such as privacy with the patriot act.聽 The NSA was created to spy on US citizens despite intelligence agencies (which liberals now adore since Trump attacked their聽鈥渋ntegrity) lying to our faces under oath (which is super illegal) that they weren鈥檛 doing so.聽 so no鈥. Bush is trying to make himself feel good by being ant-Trump. He is more than just a war criminal and frankly so far, again, he was much worse. We cannot let historical amnesia take over. He gave Trump all the tools to be an authoritarian monster, tools that Obama, mind you, never disbanded.聽 Trump is a piece of shit and again can very well outdo Bush but Bush and his administration聽 were literally evil and so far have been way worse. The post 9/11 political and economic trauma we have all experienced were his administrations fault. oh yeah also the crash of the economy and the lost livelihoods of MILLIONS of people including my mother who couldn鈥檛 find a job for ages was his administrations doing.聽聽 Do not rehabilitate this man. Please.聽 i heard ICE also prevents child/human trafficking. Is that true? Even if it does that鈥檚 a smokescreen to distract us from how evil it is. The US military sometimes does 鈥済ood鈥 by giving aide to famished countries yet often it鈥檚 the one creating the famines lol We can have a non militarized agency that deals with human trafficking without ripping children from their families and without being hostile to brown immigrants who are often fleeing extreme violence and penury some caused by the US. Also for those who are concerned about border security鈥︹ we had border security before ICE was invented. ICE is not needed at all. Plus the border security BS is overrated since immigrants commit less crimes than non immigrants and if we legalize drugs and regulated them and taxed them gang violence and Mafia like activity that occurs on the border will cease to exist. We are the cause of a lot of this. We create a problem and then make it worse by our militarized non-solutions. Lastly, if my sources are correct ICE has lost many children who have possibly been lost to human traffickers so 鈥. some job they鈥檙e doing. : CAN Following @CNN Former President George W Bush said he is "disturbed" by the immigration deba taking place in the United States because it "undermines the goodness of America." cnn.it /2uhH6uB 6:31 PM - 12 Jul 2018 730 Retweets 3,902 Likes Brotha EB @BlakeDontCrack Following George Bush literally created ICE CNN@CNN Former President George W Bush said he is "disturbed" by the immigration debate taking place in the United States because it undermines the goodness of America." cnn.it/2uhH6uB 9:35 PM-12 Jul 2018 391 Retweets 903 Likes c-bassmeow: n0rdicalien: c-bassmeow: sodomymcscurvylegs: whyyoustabbedme: whyyoustabbedme: Dropping bombs on major cities full of civilians because you thought they had 鈥渨eapons of mass destruction鈥 (and they didn鈥檛) undermined our goodness too. Bottom line about Bush and immigration is that post 9/11 immigration policies rarely if ever caught any potential terrorists but it did spike the number of deportations with the creation of ICE. http://trac.syr.edu/immigration/reports/260/ This is all correct and this dude is a war criminal, but imagine how bad things are that the dude that used the death of thousands of Americans to invade the wrong country for oil and subsequently kill thousands on both sides on one of America鈥檚 shitty wars looks at the current dude in power and is flabbergasted. Like, straight up: 鈥渢his is too fucked up even for me.鈥 nah Bush was shit and so far he is worse than Trump. Obviously Trump has been in office for less time and can def outdo Bush but bush is still far worse and far more authoritarian than Trump.聽 Not only did Bush create ICE he also sent us to two wars built on false pretenses that have cost us TRILLIONS of dollars AND didn鈥檛 kill thousands, it killed MILLIONS of innocent Iraqi鈥檚 and other peoples. Trump鈥檚 death toll isn鈥檛 even close. So far obviously.聽 Then he ruined our education system and put even worse economic incentives on it with the no child left behind act.聽 He stripped us of several civil liberties that newer generations now take for granted such as privacy with the patriot act.聽 The NSA was created to spy on US citizens despite intelligence agencies (which liberals now adore since Trump attacked their聽鈥渋ntegrity) lying to our faces under oath (which is super illegal) that they weren鈥檛 doing so.聽 so no鈥. Bush is trying to make himself feel good by being ant-Trump. He is more than just a war criminal and frankly so far, again, he was much worse. We cannot let historical amnesia take over. He gave Trump all the tools to be an authoritarian monster, tools that Obama, mind you, never disbanded.聽 Trump is a piece of shit and again can very well outdo Bush but Bush and his administration聽 were literally evil and so far have been way worse. The post 9/11 political and economic trauma we have all experienced were his administrations fault. oh yeah also the crash of the economy and the lost livelihoods of MILLIONS of people including my mother who couldn鈥檛 find a job for ages was his administrations doing.聽聽 Do not rehabilitate this man. Please.聽 i heard ICE also prevents child/human trafficking. Is that true? Even if it does that鈥檚 a smokescreen to distract us from how evil it is. The US military sometimes does 鈥済ood鈥 by giving aide to famished countries yet often it鈥檚 the one creating the famines lol We can have a non militarized agency that deals with human trafficking without ripping children from their families and without being hostile to brown immigrants who are often fleeing extreme violence and penury some caused by the US. Also for those who are concerned about border security鈥︹ we had border security before ICE was invented. ICE is not needed at all. Plus the border security BS is overrated since immigrants commit less crimes than non immigrants and if we legalize drugs and regulated them and taxed them gang violence and Mafia like activity that occurs on the border will cease to exist. We are the cause of a lot of this. We create a problem and then make it worse by our militarized non-solutions. Lastly, if my sources are correct ICE has lost many children who have possibly been lost to human traffickers so 鈥. some job they鈥檙e doing.
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