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On Tuesday, on the Pretty Big Deal podcast (@prettybigdealpod ), Kim Kardashian stated that she was offered a One Million Dollars to wear and post a companies clothing, which she stated is typically a knock off Yeezy, Kim was quickly discouraged by @KanyeWest from taking the offer. On last Mother’s Day, @KimKardashian stated that she received flowers from Kanye West and the flowers had an envelope attached to it. Inside the envelope, it was a million dollar check and a contract to be a part owner of Yeezy. Here’s her exact words “A brand offered me a million dollars to do a post on, you know, some of their clothing. And they typically, I don’t want to say who the brand is, but they typically knock off Yeezy," she also said, "I open the envelope and it’s a million-dollar check and it was a note saying, ‘Thank you for always supporting me and not posting.' In the rest of the envelope, it was a contract to be an owner of Yeezy and my percentage," RAPTVSTAFF: Charlie! @THATKIDCM: KANYE WEST GAVE KIM K A $1M DOLLAR CHECK AND OWNERSHIP PERCENTAGE TO YEEZY FOR TURNING DOWN A FASHION DEAL WORTH $1M On Tuesday, on the Pretty Big Deal podcast (@prettybigdealpod ), Kim Kardashian stated that she was offered a One Million Dollars to wear and post a companies clothing, which she stated is typically a knock off Yeezy, Kim was quickly discouraged by @KanyeWest from taking the offer. On last Mother’s Day, @KimKardashian stated that she received flowers from Kanye West and the flowers had an envelope attached to it. Inside the envelope, it was a million dollar check and a contract to be a part owner of Yeezy. Here’s her exact words “A brand offered me a million dollars to do a post on, you know, some of their clothing. And they typically, I don’t want to say who the brand is, but they typically knock off Yeezy," she also said, "I open the envelope and it’s a million-dollar check and it was a note saying, ‘Thank you for always supporting me and not posting.' In the rest of the envelope, it was a contract to be an owner of Yeezy and my percentage," RAPTVSTAFF: Charlie! @THATKIDCM
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loudlylaughinglady: gallusrostromegalus: See I’ve seen like 600 variations of this meme and I gotta tell you a Story. The year is 2012.  It’s Christmas.  It’s the first year my sister and I are both home from college, and we’re feeling kind of nostalgic, so we take out the old family photo albums to remember everyone from times past.  We’re all on the couch or the floor with hot chocolate and the Dog is curled up under the tree.  It’s all very Norman Rockwell. We’re going through my Mom’s side of the family, laughing at the pictures of Grandma putting wrapping paper on the dog, and grandpa pulling faces at the camera, when we find an old brown envelope. “The fuck? says my sister, because she’s been in to Great-Aunt Liz’s Rumballs, and I open the envelope.  Inside are four tickets to the titanic, unused, and Mom tells us the story of how her ancestors ALMOST came over on the Titanic, but Great-Aunt Liz got the measles and forced everyone into quarantine, thus saving their lives. The OTHER thing in the envelope are seven Photographs, dated 1890.  They are of my Great-Great Grandmother. They are nudes. They are NOT tasteful nudes. Like, these are Violating-Terms-Of-Service-On-Most-Platforms- OBSCENE. GGG had these taken waaaaay back in ye olden days, in order to convince her wayward husband to move back to England after he ditched her to party it up in Chicago. I CANNOT TELL YOU HOW FUCKING HARD WE LAUGHED.  Like, I think I passed out I was laughing so hard. So yes, people have ALWAYS been like this, and your nudes will make for a hilarious family Christmas someday. loved this story : 2016 Honey I found a pic of your Grandmother 2090 Honey I found a pic of your Grandmother loudlylaughinglady: gallusrostromegalus: See I’ve seen like 600 variations of this meme and I gotta tell you a Story. The year is 2012.  It’s Christmas.  It’s the first year my sister and I are both home from college, and we’re feeling kind of nostalgic, so we take out the old family photo albums to remember everyone from times past.  We’re all on the couch or the floor with hot chocolate and the Dog is curled up under the tree.  It’s all very Norman Rockwell. We’re going through my Mom’s side of the family, laughing at the pictures of Grandma putting wrapping paper on the dog, and grandpa pulling faces at the camera, when we find an old brown envelope. “The fuck? says my sister, because she’s been in to Great-Aunt Liz’s Rumballs, and I open the envelope.  Inside are four tickets to the titanic, unused, and Mom tells us the story of how her ancestors ALMOST came over on the Titanic, but Great-Aunt Liz got the measles and forced everyone into quarantine, thus saving their lives. The OTHER thing in the envelope are seven Photographs, dated 1890.  They are of my Great-Great Grandmother. They are nudes. They are NOT tasteful nudes. Like, these are Violating-Terms-Of-Service-On-Most-Platforms- OBSCENE. GGG had these taken waaaaay back in ye olden days, in order to convince her wayward husband to move back to England after he ditched her to party it up in Chicago. I CANNOT TELL YOU HOW FUCKING HARD WE LAUGHED.  Like, I think I passed out I was laughing so hard. So yes, people have ALWAYS been like this, and your nudes will make for a hilarious family Christmas someday. loved this story
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This is how you do customer support: Scott Kerr @scott kerr Follow Boy writes to Lego after losing a mini-figure. Lego's customer service department should rurn the world. Email from Luka to LEGO Hello. Myname is Luka andi am seven years old. With al my money l got for ChristmasI bought the Ninjago kit of the Ultrasonic Raider. The number is 9449. It is really good. My Daddy just took me to Sainsburys and told me to leave the people at home but I took them andI lost Jay ZX at the shop as it fell out of my coat. I am really upset I have lost him. Daddy said to send you a email to see if you will send me another one. I promise I won'"t take him to the shop again if you can. Thank you. Enail reply from Richard at Lego Consumer Services Thanks for sending us an email! We are very sorry to hear about you losing your Jay minifigure but it sounds like your dad sight have been right about leaving it at hone. It sounds like you are very sad about it too Normally we would ask that you pay for a new one if you lose one of your ninifigures and need to have it replaced. My bosses told me I could not send you one out for free because you lost it but, I decided that I would put call into Sensei Wu to see if he could help ne Luka, I told Sensei Nu that losing your Jay minifigure was purely an accident and that you would never ever ever let it happen er again. He told me to tell you, Luka, your father seess like a very wise nan. You nust always protect your Ninjago ninifigures like the dragons protect the Weapons of Spinitzu Sensei Wu also told ne it was okay if I sent you a new Jay and told se it would be okay if 1I included sonething extra for you because anyone that saves their Christmas soney to buy the Ultrasonic Raider must be a really big Ninjago fan So, I hope you enjoy your Jay ninifigure with all his eapons. You will actually have the only Jay minifigure that combines 3 different Jays into one! I an also going to send you a bad guy for hin to fight! Just reneaber, what Sensei ku said: keep your ninifigures protected like the Weapons of Spinjitzul And of course, always listen to your dad You will see an envelope from LEGO within the next two weeks with your new ninifigures. Please take good care of them, Luka. Renember that you promised to alwavs leave thes at hone. RETWEETSLIKES 35,162 67,568 黶閻曜 器傭闖 5:01 AM-16 Sep 2016 This is how you do customer support

This is how you do customer support

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corbinalexanderwealthguidance: CORBIN ALEXANDER WEALLTH GUIDANCE:  POSTED 05/06/2018 STARTING OUT FROM SCRATCH – POST #1 IN MY SERIES BUDGETING: 50/30/20/RULE: For the person already living life, this is an essential rule of thumb: -          50% to Needs:  utilities, rent, food, car insurance (never buy a car on credit/payments and be  required to pay collision coverage:  only buy a used, 3-8 years old; Honda/Kia/Toyota for the best value/bang for your buck), gas, clothes allowance, etc.  Essentials needed to live! -          20% to Savings Investment:   used to pay bank loans/student loans, monthly deposits into a retirement account and an investment account, credit card payments (pay off the entire balance each month and not just the minimum payment to avoid paying interest on interest = that’s what eats you alive causing you to NEVER pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the like…..the interest on this stuff is outrageous and you pay 3x-5x what the item is actually worth in the end – if you ever get to the end of the payments! -          30% to Wants:  vacations (limit one per year – do day trips for the other week taken on paid vacation benefits) and future “Wants” such as saving for a house:  if you need the monies in less than 5 years, then bank it – if you need the monies in over 8 years, then invest it; that is the industry rule of thumb when it comes to “Wants”. Two methods to keep you on track:  -          The spread sheet method:  this is where you track your budget in MS Excel.  -    The envelope method:  this is where you assign envelopes labeled by each expense.   EMERGECY FUND:   This where you have a bank savings account holding a minimum of six months of expenses to pay “all” your monthly bills in the event of a job lose or an illness:  you are NEVER to dip into this unless you are in a dire straight situation.   Establish this fund FIRST before all other suggestions are followed.   SAVINGS INVESTMENT:   -          Start saving for an emergency fund first. -          Do not use the Overdraft protection feature on your bank debit card = avoid getting into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event of an emergency = like your car breaks down, etc. and avoid using a credit card and carry a balance. -          Start an investment account at Ally.com/invest and invest in my Model ETF Portfolio that I’ll outline at a later date…stay tuned! -          Start investing in my ”ALL PURPOSE” Model Mutual Fund Portfolio: starting in your mid-50’s/early 60’s. -          Start investing in my designated Model Mutual Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be revealed at a later date! CREDIT CARDS/BANKING MANAGEMENT:  -          Establish a credit history at 18 years old before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt card through Capital One.com or a similar lender.   And do not forget to get a small personal loan ($1,000.00 minimum) at a local bank using a co-signer to qualify for the loan.  As you SLOWLY establish a credit history; apply for a no-fee/low credit limit card through Discover.com and/or Capital One.com.   HAVE YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? – CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP AGAIN LIKE THE LAST TIME.   -          Earn interest in an interest-bearing savings or CD account:               Not all banks are created equal; which is why most are banking wrong:                 BANK OF AMERICA:  This is a “fee city” bank.  You name it, they have a fee attached TD BANK:  This is a bank with convoluted morals.  Good luck banking in this environment; more horseshit then you can shake a stick at!    -   If your balance falls below $100.00 at TD at any given time during the month; they hit you with a $15.00 low balance fee ($180.00 a year!). You are better off going to a local bank or a federal credit union for your banking needs. BE ON THE LOOKOUT FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018! : can do it TO DO LIST corbinalexanderwealthguidance: CORBIN ALEXANDER WEALLTH GUIDANCE:  POSTED 05/06/2018 STARTING OUT FROM SCRATCH – POST #1 IN MY SERIES BUDGETING: 50/30/20/RULE: For the person already living life, this is an essential rule of thumb: -          50% to Needs:  utilities, rent, food, car insurance (never buy a car on credit/payments and be  required to pay collision coverage:  only buy a used, 3-8 years old; Honda/Kia/Toyota for the best value/bang for your buck), gas, clothes allowance, etc.  Essentials needed to live! -          20% to Savings Investment:   used to pay bank loans/student loans, monthly deposits into a retirement account and an investment account, credit card payments (pay off the entire balance each month and not just the minimum payment to avoid paying interest on interest = that’s what eats you alive causing you to NEVER pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the like…..the interest on this stuff is outrageous and you pay 3x-5x what the item is actually worth in the end – if you ever get to the end of the payments! -          30% to Wants:  vacations (limit one per year – do day trips for the other week taken on paid vacation benefits) and future “Wants” such as saving for a house:  if you need the monies in less than 5 years, then bank it – if you need the monies in over 8 years, then invest it; that is the industry rule of thumb when it comes to “Wants”. Two methods to keep you on track:  -          The spread sheet method:  this is where you track your budget in MS Excel.  -    The envelope method:  this is where you assign envelopes labeled by each expense.   EMERGECY FUND:   This where you have a bank savings account holding a minimum of six months of expenses to pay “all” your monthly bills in the event of a job lose or an illness:  you are NEVER to dip into this unless you are in a dire straight situation.   Establish this fund FIRST before all other suggestions are followed.   SAVINGS INVESTMENT:   -          Start saving for an emergency fund first. -          Do not use the Overdraft protection feature on your bank debit card = avoid getting into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event of an emergency = like your car breaks down, etc. and avoid using a credit card and carry a balance. -          Start an investment account at Ally.com/invest and invest in my Model ETF Portfolio that I’ll outline at a later date…stay tuned! -          Start investing in my ”ALL PURPOSE” Model Mutual Fund Portfolio: starting in your mid-50’s/early 60’s. -          Start investing in my designated Model Mutual Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be revealed at a later date! CREDIT CARDS/BANKING MANAGEMENT:  -          Establish a credit history at 18 years old before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt card through Capital One.com or a similar lender.   And do not forget to get a small personal loan ($1,000.00 minimum) at a local bank using a co-signer to qualify for the loan.  As you SLOWLY establish a credit history; apply for a no-fee/low credit limit card through Discover.com and/or Capital One.com.   HAVE YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? – CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP AGAIN LIKE THE LAST TIME.   -          Earn interest in an interest-bearing savings or CD account:               Not all banks are created equal; which is why most are banking wrong:                 BANK OF AMERICA:  This is a “fee city” bank.  You name it, they have a fee attached TD BANK:  This is a bank with convoluted morals.  Good luck banking in this environment; more horseshit then you can shake a stick at!    -   If your balance falls below $100.00 at TD at any given time during the month; they hit you with a $15.00 low balance fee ($180.00 a year!). You are better off going to a local bank or a federal credit union for your banking needs. BE ON THE LOOKOUT FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018!
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<p><a href="https://corbinalexanderwealthguidance.tumblr.com/post/173631157384/corbin-alexander-weallth-guidance-posted" class="tumblr_blog">corbinalexanderwealthguidance</a>:</p><blockquote> <p><b>CORBIN ALEXANDER WEALLTH GUIDANCE:  </b>POSTED 05/06/2018<b></b></p> <p><b>STARTING OUT FROM SCRATCH – </b>POST #1 IN MY SERIES<b></b></p> <p><b>BUDGETING:</b></p> <p>50/30/20/RULE:</p> <p>For the person already living life, this is an essential rule of thumb:</p> <p>-          50% to <b>Needs</b>:  utilities, rent, food, car insurance (<b>never buy a car on credit/payments and be </b> <b>required to pay collision coverage:  only buy a used, 3-8 years old; Honda/Kia/Toyota for the best value/bang for your buck</b>), gas, <b>clothes allowance</b>, etc.  Essentials needed to live!</p> <p>-          20% to <b>Savings &amp; Investment</b>:   used to pay bank loans/student loans, monthly deposits into a retirement account and an investment account, credit card payments (pay off the entire balance each month and not just the minimum payment to avoid paying interest on interest = that’s what eats you alive causing you to <b>NEVER</b> pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the like…..the interest on this stuff is outrageous and you pay 3x-5x what the item is actually worth in the end – if you ever get to the end of the payments!</p> <p>-          30% to <b>Wants</b>:  vacations (limit one per year – do day trips for the other week taken on paid vacation benefits) and future “Wants” such as saving for a house:  if you need the monies in less than 5 years, then bank it – if you need the monies in over 8 years, then invest it; that is the industry rule of thumb when it comes to “<b>Wants</b>”.</p> <p>Two methods to keep you on track:</p> <p> -          The spread sheet method:  this is where you track your budget in MS Excel.</p> <p> -    The envelope method:  this is where you assign envelopes labeled by each expense.   </p> <p><b>EMERGECY FUND:  </b></p> <p>This where you have a bank savings account holding a minimum of six months of expenses to pay “<b>all</b>” your monthly bills in the event of a job lose or an illness:  you are <b>NEVER</b> to dip into this unless you are in a dire straight situation.  </p> <p><b>Establish this fund FIRST before all other suggestions are followed.</b></p> <p><b> </b></p> <p><b>SAVINGS &amp; INVESTMENT:   </b></p> <p>-          Start saving for an emergency fund first.</p> <p>-          <b>Do not</b> use the Overdraft protection feature on your bank debit card = avoid getting into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event of an emergency = like your car breaks down, etc. and avoid using a credit card and carry a balance.</p> <p>-          Start an investment account at Ally.com/invest and invest in my Model ETF Portfolio that I’ll outline at a later date…<b>stay tuned</b>!</p> <p>-          Start investing in my ”<b>ALL PURPOSE</b>” Model Mutual Fund Portfolio: starting in your mid-50’s/early 60’s.</p> <p>-          Start investing in my designated Model Mutual Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be revealed at a later date!</p> <p><b>CREDIT CARDS/BANKING MANAGEMENT:</b></p> <p><b> </b>-          Establish a credit history at 18 years old before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt card through <b>Capital One.com</b> or a similar lender.   And do not forget to get a small personal loan ($1,000.00 minimum) at a <b>local bank</b> using a co-signer to qualify for the loan.</p> <p> As you <b>SLOWLY</b> establish a credit history; apply for a no-fee/low credit limit card through <b>Discover.com</b> and/or <b>Capital One.com.</b></p> <p><b> </b></p> <p><b>HAVE YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? – CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP AGAIN LIKE THE LAST TIME.</b></p> <p><b> </b></p> <p>-          Earn interest in an interest-bearing savings or CD account:</p> <p>               Not all banks are created equal; which is why most are banking wrong:   </p> <p>               <b>BANK OF AMERICA</b>:  This is a “fee city” bank.  You name it, they have a fee attached</p> <p><b>TD BANK</b>:  This is a bank with convoluted morals.  Good luck banking in this environment; more horseshit then you can shake a stick at!  </p> <p> -   If your balance falls below $100.00 at TD at any given time during the month; they hit you with a $15.00 low balance fee ($180.00 a year!).</p> <p><b>You are better off going to a local bank or a federal credit union for your banking needs.</b></p> <p>BE ON THE LOOKOUT FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018!</p> </blockquote>: can do it TO DO LIST <p><a href="https://corbinalexanderwealthguidance.tumblr.com/post/173631157384/corbin-alexander-weallth-guidance-posted" class="tumblr_blog">corbinalexanderwealthguidance</a>:</p><blockquote> <p><b>CORBIN ALEXANDER WEALLTH GUIDANCE:  </b>POSTED 05/06/2018<b></b></p> <p><b>STARTING OUT FROM SCRATCH – </b>POST #1 IN MY SERIES<b></b></p> <p><b>BUDGETING:</b></p> <p>50/30/20/RULE:</p> <p>For the person already living life, this is an essential rule of thumb:</p> <p>-          50% to <b>Needs</b>:  utilities, rent, food, car insurance (<b>never buy a car on credit/payments and be </b> <b>required to pay collision coverage:  only buy a used, 3-8 years old; Honda/Kia/Toyota for the best value/bang for your buck</b>), gas, <b>clothes allowance</b>, etc.  Essentials needed to live!</p> <p>-          20% to <b>Savings &amp; Investment</b>:   used to pay bank loans/student loans, monthly deposits into a retirement account and an investment account, credit card payments (pay off the entire balance each month and not just the minimum payment to avoid paying interest on interest = that’s what eats you alive causing you to <b>NEVER</b> pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the like…..the interest on this stuff is outrageous and you pay 3x-5x what the item is actually worth in the end – if you ever get to the end of the payments!</p> <p>-          30% to <b>Wants</b>:  vacations (limit one per year – do day trips for the other week taken on paid vacation benefits) and future “Wants” such as saving for a house:  if you need the monies in less than 5 years, then bank it – if you need the monies in over 8 years, then invest it; that is the industry rule of thumb when it comes to “<b>Wants</b>”.</p> <p>Two methods to keep you on track:</p> <p> -          The spread sheet method:  this is where you track your budget in MS Excel.</p> <p> -    The envelope method:  this is where you assign envelopes labeled by each expense.   </p> <p><b>EMERGECY FUND:  </b></p> <p>This where you have a bank savings account holding a minimum of six months of expenses to pay “<b>all</b>” your monthly bills in the event of a job lose or an illness:  you are <b>NEVER</b> to dip into this unless you are in a dire straight situation.  </p> <p><b>Establish this fund FIRST before all other suggestions are followed.</b></p> <p><b> </b></p> <p><b>SAVINGS &amp; INVESTMENT:   </b></p> <p>-          Start saving for an emergency fund first.</p> <p>-          <b>Do not</b> use the Overdraft protection feature on your bank debit card = avoid getting into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event of an emergency = like your car breaks down, etc. and avoid using a credit card and carry a balance.</p> <p>-          Start an investment account at Ally.com/invest and invest in my Model ETF Portfolio that I’ll outline at a later date…<b>stay tuned</b>!</p> <p>-          Start investing in my ”<b>ALL PURPOSE</b>” Model Mutual Fund Portfolio: starting in your mid-50’s/early 60’s.</p> <p>-          Start investing in my designated Model Mutual Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be revealed at a later date!</p> <p><b>CREDIT CARDS/BANKING MANAGEMENT:</b></p> <p><b> </b>-          Establish a credit history at 18 years old before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt card through <b>Capital One.com</b> or a similar lender.   And do not forget to get a small personal loan ($1,000.00 minimum) at a <b>local bank</b> using a co-signer to qualify for the loan.</p> <p> As you <b>SLOWLY</b> establish a credit history; apply for a no-fee/low credit limit card through <b>Discover.com</b> and/or <b>Capital One.com.</b></p> <p><b> </b></p> <p><b>HAVE YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? – CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP AGAIN LIKE THE LAST TIME.</b></p> <p><b> </b></p> <p>-          Earn interest in an interest-bearing savings or CD account:</p> <p>               Not all banks are created equal; which is why most are banking wrong:   </p> <p>               <b>BANK OF AMERICA</b>:  This is a “fee city” bank.  You name it, they have a fee attached</p> <p><b>TD BANK</b>:  This is a bank with convoluted morals.  Good luck banking in this environment; more horseshit then you can shake a stick at!  </p> <p> -   If your balance falls below $100.00 at TD at any given time during the month; they hit you with a $15.00 low balance fee ($180.00 a year!).</p> <p><b>You are better off going to a local bank or a federal credit union for your banking needs.</b></p> <p>BE ON THE LOOKOUT FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018!</p> </blockquote>
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corbinalexanderwealthguidance: CORBIN ALEXANDER WEALLTH GUIDANCE:  POSTED 05/06/2018 STARTING OUT FROM SCRATCH – POST #1 IN MY SERIES BUDGETING: 50/30/20/RULE: For the person already living life, this is an essential rule of thumb: -          50% to Needs:  utilities, rent, food, car insurance (never buy a car on credit/payments and be  required to pay collision coverage:  only buy a used, 3-8 year old, Honda/Kia/Toyota for the best value/bang for your buck), gas, clothes allowance, etc.  Essentials needed to live! -          20% to Savings Investment:   used to pay bank loans/student loans, monthly deposits into a retirement account and an investment account, credit card payments (pay off the entire balance each month and not just the minimum payment to avoid paying interest on interest = that’s what eats you alive causing you to NEVER pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the like…..the interest on this stuff is outrageous and you pay 3x-5x what the item is actually worth in the end – if you ever get to the end of the payments! -          30% to Wants:  vacations (limit one per year – do day trips for the other week taken on paid vacation benefits) and future “Wants” such as saving for a house:  if you need the monies in less than 5 years, then bank it – if you need the monies in over 8 years, then invest it; that is the industry rule of thumb when it comes to “Wants”. Two methods to keep you on track:  -          The spread sheet method:  this is where you track your budget in MS Excel.  -    The envelope method:  this is where you assign envelopes labeled by each expense.   EMERGECY FUND:   This where you have a bank savings account holding a minimum of six months of expenses to pay “all” your monthly bills in the event of a job lose or an illness:  you are NEVER to dip into this unless you are in a dire straight situation.   Establish this fund FIRST before all other suggestions are followed.   SAVINGS INVESTMENT:   -          Start saving for an emergency fund first. -          Do not use the Overdraft protection feature on your bank debit card = avoid getting into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event of an emergency = like your car breaks down, etc. and avoid using a credit card and carry a balance. -          Start an investment account at Ally.com/invest and invest in my Model ETF Portfolio that I’ll outline at a later date…stay tuned! -          Start investing in my ”ALL PURPOSE” Model Mutual Fund Portfolio: starting in your mid-50’s/early 60’s. -          Start investing in my designated Model Mutual Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be revealed at a later date! CREDIT CARDS/BANKING MANAGEMENT:  -          Establish a credit history at 18 years old before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt card through Capital One.com or a similar lender.   And do not forget to get a small personal loan ($1,000.00 minimum) at a local bank using a co-signer to qualify for the loan.  As you SLOWLY establish a credit history; apply for a no-fee/low credit limit card through Discover.com and/or Capital One.com.   HAVE YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? – CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP AGAIN LIKE THE LAST TIME.   -          Earn interest in an interest-bearing savings or CD account:               Not all banks are created equal; which is why most are banking wrong:                 BANK OF AMERICA:  This is a “fee city” bank.  You name it, they have a fee attached TD BANK:  This is a bank with convoluted morals.  Good luck banking in this environment; more horseshit then you can shake a stick at!    -   If your balance falls below $100.00 at TD at any given time during the month; they hit you with a $15.00 low balance fee ($180.00 a year!). You are better off going to a local bank or a federal credit union for your banking needs. BE ON THE LOOKOUT FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018! : can do it TO DO LIST corbinalexanderwealthguidance: CORBIN ALEXANDER WEALLTH GUIDANCE:  POSTED 05/06/2018 STARTING OUT FROM SCRATCH – POST #1 IN MY SERIES BUDGETING: 50/30/20/RULE: For the person already living life, this is an essential rule of thumb: -          50% to Needs:  utilities, rent, food, car insurance (never buy a car on credit/payments and be  required to pay collision coverage:  only buy a used, 3-8 year old, Honda/Kia/Toyota for the best value/bang for your buck), gas, clothes allowance, etc.  Essentials needed to live! -          20% to Savings Investment:   used to pay bank loans/student loans, monthly deposits into a retirement account and an investment account, credit card payments (pay off the entire balance each month and not just the minimum payment to avoid paying interest on interest = that’s what eats you alive causing you to NEVER pay off the balance(s)) and never buy stuff from Fingerhut/Rent-A-Center or the like…..the interest on this stuff is outrageous and you pay 3x-5x what the item is actually worth in the end – if you ever get to the end of the payments! -          30% to Wants:  vacations (limit one per year – do day trips for the other week taken on paid vacation benefits) and future “Wants” such as saving for a house:  if you need the monies in less than 5 years, then bank it – if you need the monies in over 8 years, then invest it; that is the industry rule of thumb when it comes to “Wants”. Two methods to keep you on track:  -          The spread sheet method:  this is where you track your budget in MS Excel.  -    The envelope method:  this is where you assign envelopes labeled by each expense.   EMERGECY FUND:   This where you have a bank savings account holding a minimum of six months of expenses to pay “all” your monthly bills in the event of a job lose or an illness:  you are NEVER to dip into this unless you are in a dire straight situation.   Establish this fund FIRST before all other suggestions are followed.   SAVINGS INVESTMENT:   -          Start saving for an emergency fund first. -          Do not use the Overdraft protection feature on your bank debit card = avoid getting into the habit of paying Overdraft charges over and over again!  But do have it on the account – in the event of an emergency = like your car breaks down, etc. and avoid using a credit card and carry a balance. -          Start an investment account at Ally.com/invest and invest in my Model ETF Portfolio that I’ll outline at a later date…stay tuned! -          Start investing in my ”ALL PURPOSE” Model Mutual Fund Portfolio: starting in your mid-50’s/early 60’s. -          Start investing in my designated Model Mutual Fund 80+ Portfolio in your 80’s; exact allocation percentages to also be revealed at a later date! CREDIT CARDS/BANKING MANAGEMENT:  -          Establish a credit history at 18 years old before working a full-time 9-5 or going to college:  now is the time to obtain a pre-paid debt card through Capital One.com or a similar lender.   And do not forget to get a small personal loan ($1,000.00 minimum) at a local bank using a co-signer to qualify for the loan.  As you SLOWLY establish a credit history; apply for a no-fee/low credit limit card through Discover.com and/or Capital One.com.   HAVE YOU RUN UP YOUR CREDIT CARDS TO THE MAX AND DROWNING IN DEBT OVERALL? – CONSIDER CLAIMING BANKRUPTCY AND START OVER – JUST BE CAREFUL; DON’T SCREW UP AGAIN LIKE THE LAST TIME.   -          Earn interest in an interest-bearing savings or CD account:               Not all banks are created equal; which is why most are banking wrong:                 BANK OF AMERICA:  This is a “fee city” bank.  You name it, they have a fee attached TD BANK:  This is a bank with convoluted morals.  Good luck banking in this environment; more horseshit then you can shake a stick at!    -   If your balance falls below $100.00 at TD at any given time during the month; they hit you with a $15.00 low balance fee ($180.00 a year!). You are better off going to a local bank or a federal credit union for your banking needs. BE ON THE LOOKOUT FOR MY NEXT SERIES INSTALLMENT POST ON 6/3/2018!
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ladyshinga: voidbat: cipheramnesia: vermouthea: yttriumrapier: Look, I have no doubt in my mind that Keanu Reeves is this generous to complete strangers. This pattern of behavior has been well established. But why does he carry envelopes chock full of cash? Is that how he’s paid?  look don’t be asking questions you’re not ready for the answer to He’s a fae. They just have whatever money they need. probably the reason he stood there silent for a few minutes was because he was manifesting the cash. also because he was tasting all the guy’s words for lies. He was also checking to make sure the currency was, you know, current. He still keeps some mementos from the olden days. : Phillips Rodriguez 3 hrs . Today Keanu Reeves pulled up at my place of work so we started talking then I mentioned that my son needed a Kidney Transplant surgery and I couldn't afford it at that moment he stood silent for a few minutes then went to his car and came back and gave me this envelope full of money ladyshinga: voidbat: cipheramnesia: vermouthea: yttriumrapier: Look, I have no doubt in my mind that Keanu Reeves is this generous to complete strangers. This pattern of behavior has been well established. But why does he carry envelopes chock full of cash? Is that how he’s paid?  look don’t be asking questions you’re not ready for the answer to He’s a fae. They just have whatever money they need. probably the reason he stood there silent for a few minutes was because he was manifesting the cash. also because he was tasting all the guy’s words for lies. He was also checking to make sure the currency was, you know, current. He still keeps some mementos from the olden days.

ladyshinga: voidbat: cipheramnesia: vermouthea: yttriumrapier: Look, I have no doubt in my mind that Keanu Reeves is this generous t...

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fuckyeahbiguys: leveragehunters: kimmi-watch: yayyglitterr: fuckyeahbiguys: Australia is holding a postal vote for marriage equality! You should receive your ballot by mail from the Australian Bureau of Statistics no later than September 25. The survey asks one question: “Should the law be changed to allow same-sex couples to marry?” Your YES! vote is due to the ABS in the prepaid envelope no later than November 7 at 6pm, so it should be put in the post by October 27! If you haven’t received your ballot by September 25, you can call 1800-572-113.  More information, including how to vote if you’re overseas, is at the official Marriage Survey website: https://marriagesurvey.abs.gov.au …and remember, including glitter with your vote will invalidate it! AS AN AUSTRALIAN PERSON IN THE LGBTQ+ COMMUNITY WHO IS TOO YOUNG TO VOTE PLEASE VOTE YES FOR THOSE WHO CANT THIS IS SO IMPORTANT ANYONE WHO IS AUSTRALIAN AND IS ELIGIBLE TO VOTE PLEASE DO!!!!!! Got my one today. Ticked yes immediately and put it right in the envelope, sealed, all ready to be sent off tomorrow morning! Please do the same. Reblogging of course, because you have to vote and vote yes. Anything else is doom to Australia ever having marriage equality in some sort of timely fashion. But, having read the comments/notes, I want to clear up some misunderstanding. This is not a vote for granting Australians marriage equality. If the majority of Australia votes yes it does not guarantee marriage equality. This is a tax payer funded non-compulsory (NB: Australia has compulsory voting for actual votes) postal survey (a plebiscite) because the Prime Minister of Australia, Malcom Turnbull, is a moral coward who won’t do his job. And because it’s not a vote the electoral advertising rules don’t apply, which has left the bigoted ‘No’ arseholes free to spew hate and lies, which Ol Turnbull knew would happen, because enough people told him. And if you don’t want to reblog with my addition, please go and reblog from the source. If you haven’t received your ballot by mail yet, you can request a replacement here: https://www4.abs.gov.au/web/survey.nsf/amlpspprenqform If you’re an overseas Australian, you can request an internet access code to vote here: https://www4.abs.gov.au/web/survey.nsf/AMLPSSACEnqForm Replacement ballots and internet access codes have to be requested by Friday, 20 October 2017 (6pm local time)! : Hey Australia! your vote for EQUAL MARRIAGE MUST be received by TUESDAY NOVEMBER 02017 FYBG fuckyeahbiguys: leveragehunters: kimmi-watch: yayyglitterr: fuckyeahbiguys: Australia is holding a postal vote for marriage equality! You should receive your ballot by mail from the Australian Bureau of Statistics no later than September 25. The survey asks one question: “Should the law be changed to allow same-sex couples to marry?” Your YES! vote is due to the ABS in the prepaid envelope no later than November 7 at 6pm, so it should be put in the post by October 27! If you haven’t received your ballot by September 25, you can call 1800-572-113.  More information, including how to vote if you’re overseas, is at the official Marriage Survey website: https://marriagesurvey.abs.gov.au …and remember, including glitter with your vote will invalidate it! AS AN AUSTRALIAN PERSON IN THE LGBTQ+ COMMUNITY WHO IS TOO YOUNG TO VOTE PLEASE VOTE YES FOR THOSE WHO CANT THIS IS SO IMPORTANT ANYONE WHO IS AUSTRALIAN AND IS ELIGIBLE TO VOTE PLEASE DO!!!!!! Got my one today. Ticked yes immediately and put it right in the envelope, sealed, all ready to be sent off tomorrow morning! Please do the same. Reblogging of course, because you have to vote and vote yes. Anything else is doom to Australia ever having marriage equality in some sort of timely fashion. But, having read the comments/notes, I want to clear up some misunderstanding. This is not a vote for granting Australians marriage equality. If the majority of Australia votes yes it does not guarantee marriage equality. This is a tax payer funded non-compulsory (NB: Australia has compulsory voting for actual votes) postal survey (a plebiscite) because the Prime Minister of Australia, Malcom Turnbull, is a moral coward who won’t do his job. And because it’s not a vote the electoral advertising rules don’t apply, which has left the bigoted ‘No’ arseholes free to spew hate and lies, which Ol Turnbull knew would happen, because enough people told him. And if you don’t want to reblog with my addition, please go and reblog from the source. If you haven’t received your ballot by mail yet, you can request a replacement here: https://www4.abs.gov.au/web/survey.nsf/amlpspprenqform If you’re an overseas Australian, you can request an internet access code to vote here: https://www4.abs.gov.au/web/survey.nsf/AMLPSSACEnqForm Replacement ballots and internet access codes have to be requested by Friday, 20 October 2017 (6pm local time)!
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