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non-suspiciousname: libertarirynn: unpopularly-opinionated: invenblocker: unpopularly-opinionated: invenblocker: unpopularly-opinionated: invenblocker: huumesateenvarjo: ruinedchildhood: 💯 This post is fennophobic Stop slandering our precious licorice! Black licorice is awesome so long as it isn’t that salty shit. Are you insulting my salty licorice? Yes. I’ve had salty black licorice before and it’s basically just a large chunk of salt you suck on. It’s good for all of 2-3 seconds before I have to spit it out. And don’t even get me started on black licorice soda. Licorice Soda is icky, but salty black licorice is the perfect snack. I guess I just prefer my sodium intake to come from the tears of my enemies……or that other salty liquid. Once I got an international snack box from like Sweden or something with salted licorice and that shit was the spawn of the devil. It was in my mouth for about three seconds before every part of my body rejected it. You Northern European folks are on some shit. What the fuck is salted licorice Exactly what it sounds like: black licorice caked in salt. it’s a popular treat in Sweden.: non-suspiciousname: libertarirynn: unpopularly-opinionated: invenblocker: unpopularly-opinionated: invenblocker: unpopularly-opinionated: invenblocker: huumesateenvarjo: ruinedchildhood: 💯 This post is fennophobic Stop slandering our precious licorice! Black licorice is awesome so long as it isn’t that salty shit. Are you insulting my salty licorice? Yes. I’ve had salty black licorice before and it’s basically just a large chunk of salt you suck on. It’s good for all of 2-3 seconds before I have to spit it out. And don’t even get me started on black licorice soda. Licorice Soda is icky, but salty black licorice is the perfect snack. I guess I just prefer my sodium intake to come from the tears of my enemies……or that other salty liquid. Once I got an international snack box from like Sweden or something with salted licorice and that shit was the spawn of the devil. It was in my mouth for about three seconds before every part of my body rejected it. You Northern European folks are on some shit. What the fuck is salted licorice Exactly what it sounds like: black licorice caked in salt. it’s a popular treat in Sweden.
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unpopularly-opinionated: invenblocker: unpopularly-opinionated: invenblocker: unpopularly-opinionated: invenblocker: huumesateenvarjo: ruinedchildhood: 💯 This post is fennophobic Stop slandering our precious licorice! Black licorice is awesome so long as it isn’t that salty shit. Are you insulting my salty licorice? Yes. I’ve had salty black licorice before and it’s basically just a large chunk of salt you suck on. It’s good for all of 2-3 seconds before I have to spit it out. And don’t even get me started on black licorice soda. Licorice Soda is icky, but salty black licorice is the perfect snack. I guess I just prefer my sodium intake to come from the tears of my enemies……or that other salty liquid. Once I got an international snack box from like Sweden or something with salted licorice and that shit was the spawn of the devil. It was in my mouth for about three seconds before every part of my body rejected it. You Northern European folks are on some shit.: unpopularly-opinionated: invenblocker: unpopularly-opinionated: invenblocker: unpopularly-opinionated: invenblocker: huumesateenvarjo: ruinedchildhood: 💯 This post is fennophobic Stop slandering our precious licorice! Black licorice is awesome so long as it isn’t that salty shit. Are you insulting my salty licorice? Yes. I’ve had salty black licorice before and it’s basically just a large chunk of salt you suck on. It’s good for all of 2-3 seconds before I have to spit it out. And don’t even get me started on black licorice soda. Licorice Soda is icky, but salty black licorice is the perfect snack. I guess I just prefer my sodium intake to come from the tears of my enemies……or that other salty liquid. Once I got an international snack box from like Sweden or something with salted licorice and that shit was the spawn of the devil. It was in my mouth for about three seconds before every part of my body rejected it. You Northern European folks are on some shit.
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end0skeletal-undead: Hold still. This creature was recorded going 2,569 days without moving.Salamanders play the long game, with many species living surprisingly long lives. But among these enduring amphibians, there is one outlier – the olm, also known as the proteus. It has been well documented that these small white cave-dwelling salamanders can live well into their hundreds, but scientists have now gained new insight into the creatures’ glacial pace of life.In a study which makes sloths look recklessly hyperactive, divers documenting the movements of olms in Herzegovinian caves found that over a decade, individuals tended to move less than 10 metres in total. However, one extraordinarily inert individual was found not to have bothered moving once in over seven years. Olms have no predators, are highly resistant to starvation – able to go without food for several years – are blind and live in complete darkness underground and underwater. They are apparently only compelled to move in order to mate, which they do on average around once every 12.5 years.In the caves in which they dwell food is typically scarce, but when they are able, olms feed on small crustaceans such as small shrimps, snails and occasionally insects.Read the full article here.Photo credit here via Getty: end0skeletal-undead: Hold still. This creature was recorded going 2,569 days without moving.Salamanders play the long game, with many species living surprisingly long lives. But among these enduring amphibians, there is one outlier – the olm, also known as the proteus. It has been well documented that these small white cave-dwelling salamanders can live well into their hundreds, but scientists have now gained new insight into the creatures’ glacial pace of life.In a study which makes sloths look recklessly hyperactive, divers documenting the movements of olms in Herzegovinian caves found that over a decade, individuals tended to move less than 10 metres in total. However, one extraordinarily inert individual was found not to have bothered moving once in over seven years. Olms have no predators, are highly resistant to starvation – able to go without food for several years – are blind and live in complete darkness underground and underwater. They are apparently only compelled to move in order to mate, which they do on average around once every 12.5 years.In the caves in which they dwell food is typically scarce, but when they are able, olms feed on small crustaceans such as small shrimps, snails and occasionally insects.Read the full article here.Photo credit here via Getty

end0skeletal-undead: Hold still. This creature was recorded going 2,569 days without moving.Salamanders play the long game, with many...

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how programming languages got their names: y @TheStrangeRoots How programming languages got their names Bash Clojure The creator wanted to include the letter 'c' (C#), 'I (Lisp) and 'j' (Java) and liked that it was a pun on 'closure! The word 'closure, the act of closing, comes from the Latin 'clausūra' stemming from' clauděre' which means 'to shut or close! Bash is an acronym for Bourne-again Shell, a pun on the Bourne Shell - named after creator Stephen Bourne - being "born again". 'Bash' is also a verb meaning 'to strike with a heavy blow', possibly from the Danish 'baske' meaning 'to beat, strike! Quite simply C got its name because it was preceded by a programming language called B.C spawned its own children including C++ and C#.It is the third letter in the English alphabet and was originally identical to the Greek letter 'Gamma', Java Go Elixir The name Java was the result of a highly- caffeinated brainstorming session. Java, or 'Jawa' in Indonesian, is the name of a large island in Indonesia that produces strong, dark and sweet coffee. It has been a slang term for coffee in the United States since the 1800s. One of the Google developers said the name Go, sometime referred to as Golang, was chosen because it was 'short and easy to type' The word 'go, meaning 'to travel or go somewhere' stems from the Old High German 'gan' (to go). The word 'elixir', meaning a potion or essence that prolongs life or preserves something, stems from the Arabic 'al-ikst' via the late Greek 'xerion', a powder for drying wounds. Appeared in Middle English from the 14th century. Java JavaScript Kotlin Perl Originally named Mocha, a type of fine quality coffee, it was later renamed JavaScript, combining Java, US slang for coffee, + 'Script, 'something that is written' from the Latin 'scriptum, 'a set of written words or writing. Inspired by Java, it was named after Kotlin Island in Russia. Originally called Kettusaari by the Finns ('fox island') and Ketlingen by the Swedes, (maybe stemming from 'kettel' meaning 'cauldron'). After Russia won control of the island in 1703 it was Initially named Pearl, the alternative spelling was adopted as the name was already taken. It comes from the Middle French 'perle 'meaning 'bead' or 'something valuable' and the Latin 'perna' meaning 'leg, also a mollusc shaped like a leg of mutton. JS renamed 'Kotling' then 'Kotlin. PHP Python Ris named partly after the first names of the first two R authors (Ross Ihaka and Robert Gentleman) and partly as a play on the name of S, itss parent langauge. It is the 18th letter in the alphabet and derives from the Greek letter 'Rho' php Originally known as Personal Home Page Construction Kit, this was later shortened to just PHP (an acronym for Personal Home Page). It is now accepted as the initials for PHP: Hypertext Preprocessor. Creator Guido van Rossum named Python after TV comedy Monty Python's Flying Circus. The word 'python' comes from the ancient Greek 'Puthón, the name of a huge serpent killed by the god Apollo. Later adopted as a generic term for non- poisonous snakes that constrict their prey. Ruby Scala Rust Influenced by Perl, the developer chose a colleague's birthstone which followed it in the monthly sequence (June is Pearl, Ruby is July). Ruby comes from the Old French 'rubi', a 'reddish precious stone', and the Latin 'rubeus, 'red'. Rust's name comes from a fungus that is robust, distributed, and parallel. It is also a substring of robust. Rust, also the reddish coating formed on oxidized metal, stems from the German 'rost' and possibly the Indo-European base of 'red. Scala is a combination of the first letters of 'scalable' and 'language! It is also the Italian word for 'stairway', as it helps users to ascend to a better language. The logo is also an abstraction of a staircase or steps. SQL Swift TypeScript SQL Originating from the shortcomings of JavaScript, hence the similarility of the name. Its name combines 'Type', meaning a kind or class (from the Greek 'tuptein' 'to strike'), with 'Script, 'something that is written' from the Latin 'scriptum'. First called "Structured English Query Language" (SEQUEL), pronounced "sequel", it was a pun that it was the sequel to QUEL. It was later shortened to SQL. The word 'sequel' stems from the Latin 'sequela' from 'sequr' meaning 'to follow. The word 'swift' means 'moving with great speed or velocity' and can be traced back to the prehistoric 'swipt' meaning to 'move in a sweeping manner'. The swallow-like bird became known as a swift from the 17th century and is used as the language's logo. TS how programming languages got their names

how programming languages got their names

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ileolai: Those articals also don’t take into account the context of [some, not all] European diets. In places where food is treated as a sacred social activity and you get an hour or more to eat lunch, it’s easier to make healthier choices. And you go out to eat and chill and bond with your friends and family, or laze around a park, even during work lunch breaks. In the places where people are healthiest, scarfing down something from the microwave in the back room while your boss breathes down your neck on your 15 minute non-break would be outrageous. Having no time or energy to prepare dinner or relax because you’re so overworked is significantly rarer.  A glass of red wine is good for you, but probably not as important as the fact you get hours to appreciate it in the company of other people. It’s universal healthcare and worker’s rights and just valuing human life in general : biggie structural smalls Follow @argumentwinner remember when there used to be all these articles about how people in europe live longer than americans because they drink red wine and eat more olive oil or bullshit like that? turns out it was universal healthcare the whole time 5:50 AM -5 Nov 2019 42,412 Retweets 203,272 Likes t 42K 203K 277 ileolai: Those articals also don’t take into account the context of [some, not all] European diets. In places where food is treated as a sacred social activity and you get an hour or more to eat lunch, it’s easier to make healthier choices. And you go out to eat and chill and bond with your friends and family, or laze around a park, even during work lunch breaks. In the places where people are healthiest, scarfing down something from the microwave in the back room while your boss breathes down your neck on your 15 minute non-break would be outrageous. Having no time or energy to prepare dinner or relax because you’re so overworked is significantly rarer.  A glass of red wine is good for you, but probably not as important as the fact you get hours to appreciate it in the company of other people. It’s universal healthcare and worker’s rights and just valuing human life in general
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land-of-maps: Anglicising Europe: If the Anglo-Saxons had been invited to dinner (everywhere). See comments for more: Anglicisation of Urrow (Europe <*h,uru-wkw-) PLACE NAME ORIGIN Yeatbury Middy Durry Hamberfall Germanic Mormannish Italic Example reconstruction: Volgograd to Wulchyard ALcherer elend Celtic Hellenic Balto-Slavic other Indo-European non Indo-European mixed volga River Proto-Indo-European: *welg- (wet, damp) Balto-Slavic >walg- Germanic> "wulka- (from Reachwigh Smallish Erven Body oblique case "wlg-) Yannen Arryanglish Proto-Slavic vsigakt Old English >*wulc (cf. wolcn Archroom Lully 'cloud, with /uf> ol due to non- high vowel in next syllable Russian>Bonra English wulk/wulch (cf swilk such, whilk/which, milk/milch, ilk ilch etc. for palatalisation) CASE STUDY- WITHEL (Italy) Eal Etymological breakdown of this map's forty-three Withelish cities Arabic Thrundham Umpny Fighey Thunnerhaven KEtruscan Messap Eastersound - grad -town, enclosure Proto-Indo-European: "g'ord"-os<g'erd- (to enclose) Balto-Slavic>"gardas Germanic > "gardaz Proto-Slavicgord Old English >geard Russian >rópoa English >yard ave <Latin Wass Soundswall fihlend whalve Bury Ealsound <Celtic Thavefand aldy sea fan Thamber Hitend Efchney norry Borling Berrywin Hervewig wat <Greek avbottomHelsing Wighoury Aslea Charlsted. 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See comments for more

land-of-maps: Anglicising Europe: If the Anglo-Saxons had been invited to dinner (everywhere). See comments for more

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financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash : Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

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financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash : Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

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financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash : Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

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