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Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
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Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
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Click, Fucking, and Funny: 23+ Incredible Tumblr Posts That Are Must Watch the-man-who-sold-za-warudo Knight: I have trained in all forms of combat and weapons since birth. I cannot be bested Some horsecock motherfucker: Knight: What the fuck cerastes OH FUCK YESI GET TO TALK ABOUT LANTERN SHIELDS. For anyone seeing this post and wondering what kind of unholy heresy is currently having a blacksmithing orgy in front of their eyes, this is called a Lantern Shield. This came from, YOU GUESSED IT, fucking Italy, home of lunatic steel-weaving mother fuckers who often simply looked at each other and by each other, I mean their frenzied reflections in their shattered mirrors, and said "WHAT IF WE JUST DO THINGS", which is, as we all know, Aunt Jemima's recipe for success. Lantern Shields were very indicative: They were meant to be bucklers that could carry a lantern, oftentimes for night time duels Now, you're wondering, why carry a lantern on a night duel when it could just prove detrimental to your overall movement? Why, to blind the mother fucker, of coursel But, see, and this is the funny thing about Italy, when Italian blacksmiths realized that they could just add hook to a buckler, they noticed they could also just add whatever the thrice condemned shit they wanted to them, so they started forging stakes, spikes, and blades that protruded out of the buckler and gauntlet as additional defense against anyone who, due to the poor visibility of mist shrouded, dark blanketed nights, would just walk right into your handheld barracks. mean, nothing better than a bloke closing the distance to you losing an eye or six because they didn't consider you might just carry a porcupine on your arm, right? Some specimens exists, but these are not numerous. If you know of or possess an actual, physical Lantern Shield, congratulations, you probably have an item that likely killed. Source: the-man-who-sold-za-warudo Jan 26th, 2019 3,068 notes Sarcasm Goal Click to see full list 23+ Incredible Tumblr Posts That Are Must Watch #funny #memes #lol #humor #hilarious #tumblr
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Children, Confused, and Family: Allie Jake MorganAshleySandy Brooke Pat fCoke Corey Jason priteShare Sam John Friends brandonsgame: otherwise-called-squidpope: mrscarstairs: Gather round children, whilst I tell you a little story. So I was watching Fullmetal Alchemist with my roommate, when I got thirsty and decided what the hell, Ima get myself a Coke. So I went down to the vending machine on our floor and swiped my card and pressed the button to vend the Coke. Well, TWO cokes popped out. Weird right? I looked around, wondering if I was on one of those punk’d shows, and grabbed both bottles. Suddenly, a loud thrumming came from the machine, and lo and behold, 6 MORE COKES CAME OUT. After checking my debit card statement, I found that I was only charged for ONE coke. Feeling giddy but slightly guilty, I nabbed all 8 bottles of coke and went back to my room. After telling my roommate what happened, she decided to go back to the coke machine with me and see if only the Cokes are affected. She bought two Sprites, and what the fuck do ya know, she got those damn Sprites, AS WELL AS 11 FREE COKES.  This of course jammed the machine, and before I knew it, I was on my knees with my arm up the Coke machine, practically birthing these little fuckers. I even read off their names on their bottles as I handed them to my roommate. We also found a random Cherry Coke had popped out as well. Behold our finished family. 19 cokes, 2 Sprites, and a Cherry Coke, all the result of a very overworked and confused Coke machine. what a sweet litter @xubbs
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Alive, Animals, and Bad: mithsonian smithchan.com/monsters nake CHANNELmanstersrake 02012 SNUSI Networks LL.C. All rights reserved Smithson legitimatelala: lokiwtf: gallizfrey: anneriawings: siphersaysstuff: honey-andrevolution: sashayed: silvermoon424: poppypicklesticks: billybatsonandjameshowlettsbro: cosmicallycosmopolitan: billybatsonandjameshowlettsbro: james-winston: The Titanoboa, is a 48ft long snake dating from around 60-58million years ago. It had a rib cage 2ft wide, allowing it to eat whole crocodiles, and surrounding the ribcage were muscles so powerful that it could crush a rhino. Titanoboa was so big it couldn’t even spend long amounts of time on land, because the force of gravity acting on it would cause it to suffocate under its own weight. I’m so glad they aren’t around omg me too. I’m scared enough of 26 ft long anacondas. I’m so happy Megalodons, those giant sharks, aren’t alive either Praise natural selection I remember watching Walking with Beasts or something similar, or some British tv show about evolution The subject was something like a 12 foot long water scorpion I was so startled by its sudden appearance and narration that I yelped: “12 fucking feet?!?!  I’m fucking glad it’s extinct!”  Dude, prehistory was home to some fucking TERRIFYING creatures. For some reason, everything back then was enormous and scary. Extinction doesn’t always have to be a bad thing! And Poppy, what you saw was an arthropod known as Pterygotus (it was actually featured in Walking With Monsters). Not only was it as big (or maybe even bigger) than your average human, it had a stinger the size of a lightbulb. REALLY glad that bugger isn’t around anymore. Also, Megalodon deserves to be mention again, because just hearing its name makes me want to never be submerged in water ever again. GOD, I HATE THIS POST. HOW DO WE EVEN KNOW THAT SHIT ISN’T STILL AROUND? LURKING? EVOLVING? WE DON’T. WE DON’T KNOW SHIT ABOUT SHIT DOWN THERE. THE OCEAN IS A PRIMEVAL HELLSCAPE NIGHTMARE AND WE ALL JUST DIP OUR STUPID FRAGILE UNPROTECTED FETUS BODIES AROUND THE EDGES OF IT LIKE THAT’S NORMAL. FUCK THE OCEAN. this is so relevant to my interests  It wasn’t just the predators. North Carolina was once home to giant ground sloths… THAT IS A GODDAMNED LEAF-EATING SLOTH. We’ve got a skeleton of one of these fuckers at the museum downtown, and man, just being NEAR it is unsettling. DON’T FORGET PREHISTORIC WHALES, SOME OF THOSE FUCKERS WERE TERRIFYING AMBULOCETUS WAS AMPHIBIOUS AND PRETTY BADASS BASILOSAURUS WAS THIS GIANT REPTILIAN CETACEAN THAT PROBABLY SWAM LIKE A DUMB EEL BECAUSE OF ITS TINY FLUKES BUT THIS FUCKER WAS 60 FEET LONG AND AT THE TOP OF THE MARINE FOOD CHAIN AND THEN THERE’S MY FAVORITE, ZYGOPHYSETER, WHICH WAS THIS HUGE EARLY SPERM WHALE THAT ATE SHARKS AND OTHER WHALES IT WAS NOTHING BUT TEETH The reason why the animals in the prehistoric times were so big was because there was much more oxygen in the atmosphere if I recall correctly. Because there was so much oxygen and so few carbon gasses, life on earth was able to grow to terrifying lengths and heights, don’t forget how giant the bugs were. I have never seen so much prime nope in a single post *Goes on Tumblr at 5am to help me go back to sleep for a bit longer* *Never sleeps again* Dammit I was born to late for all the fun
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Animals, Apparently, and Ass: tumblintuck Follow 1r PETA you guys remember when PETA stole people pets off their porches and you guys remember how it came out that PETA kills about 90% of the animals it takes in, including healthy and adoptable puppies and kittens, stating We could become a no-kill shelter immediately. It means we wouldn't do as much work"? you guys remember when PETA advocated killing all pit bulls for the crime of being pit bulls? you guys remember when PETA handed out these comics to children when there you guys remember when they made a porn site and then filled it with videos of animal abuse, and (also in that link) claimed cats should be vegetarian? you guys remember when PETA lied about sheep shearing, got caught, and defended the lie as true even after they admitted the sheep in their picture wasn't even real? you guys remember when they tried to excuse their horrifying ways by claiming that the person who exposed them was manipulating the facts by taking them and putting them in the wrong context? Because I remember. I remember everything And I'm gonna make sure everyone else test Why would they kill pit bulls they're sweeties Because PETA does not care about animals. they do not care that these dogs live and breathe and feel and want love like every other dog. they do not care about the history of human/dog bonding and co-evolution, they do not care that dogs and human beings have relied on each other for millennia, they do not care that its cruel and morally repugnant to put down an animal just because you can, they do not care about animals. PETA cares about money and publicity, its a corporation run by a psychopath who is afraid of pitts as it states in the ink: she was apparently bit by one, and now she hates them. PETA doesn't give a rats ass about animals. They just want to kill and make money off of idiots who fall of their spiel. testi Some celebs support them i-n-m-h ah c'mon, dear-tumb1r, I think you're being a bit harsh. I mean, okay, PETA'S done some questionable things, but it's not like they've also -spread false information about milk causing autism based on outdated -used holocaust imagery to compare the meat industry to concentration camps -used a young man's brutal death as a way to say "yeah that's awful but it happens to animals every day and nobody cares about that" (tw: no pictures but the way the guy died is described and it is really horrible) -dressed up in KKK robes and protested outside of the Westminister Dog Show to protest breeding/pure bred dogs (tw: racism) -offered to pay the water bill for literally the poorest neighborhood in Detroit if and only if they all went vegan for a month (tw: self-righteous shitheads) -and they definitely didn't have two of their workers accept perfectly healthy animals from an animal hospital, with the implication that they would give them good homes, clarify that these animals were all healthy and well-tempered, and then euthanized them all in the back of a kill-van before dumping their dead bodies behind a grocery store (tw PICTURES OF DEAD ANIMALS, animal death) -and they totally didn't get off pretty much scot-free for it because PETA has oads of money and lawyers to defend themselves, which coincidentally might be why the Cerate family hasn't seen justice for their kidnapped and murdered dog, Maya. (tw: animal death) Nah. PETA's not that bad. /the heaviest of all my fucking sarcasm, I am salty as a fucking winter road, lord do l fucking hate PETA) Did you think i was fucking joking, PETA? I will make sure everyone fucking remembers what you've done. 1r Bringing it back, because it's charity season and people need to know NOT to give charity to these fuckers. Source 12,250 notesD Friendly reminder about PETA
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Animals, Apparently, and Ass: E tumblintuck Follow dear-tumb1r PETA you guys remember when PETA stole people pets off their porches and you guys remember how it came out that PETA kills about 90% of the animals it takes in, including healthy and adoptable puppies and kittens, stating " We could become a no-kill shelter immediately. It means we wouldn't do as much work"? you guys remember when PETA advocated killing all pit bulls for the crime of being pit bulls? you guys remember when PETA handed out these comics to children when there you guys remember when they made a porn site and then filled it with videos of animal abuse, and (also in that link) claimed cats should be vegetarian? you guys remember when PETA lied about sheep shearing, got caught, and defended the lie as true even after they admitted the sheep in their picture you guys remember when they tried to excuse their horrifying ways by claiming that the person who exposed them was manipulating the facts by taking them and putting them in the wrong context? Because I remember. I remember everything. And I'm gonna make sure everyone else too. testingforcake23 Why would they kill pit bulls they're Because PETA does not care about animals. they do not care that these dogs live and breathe and feel and want love like every other dog. they do not care about the history of human/dog bonding and co-evolution, they do not care that dogs and human beings have relied on each other for millennia, they do not care that its cruel and morally repugnant to put down an animal just because you can, they do not care about animals. PETA cares about money and publicity, who is afraid of pitts as it states in the link: she was apparently bit by one, and now she hates them. PETA doesn't give a rats ass about animals. They just want to kill and make money off of idiots who fall of their spiel. testingforcake23 Some celebs support them ah c'mon, dear-tumbir, I think you're being a bit harsh. I mean, okay, PETA's some not like they've also -spread false information about milk causing autism based on outdated bullshit information used holocaust imagery to compare the meat industry to concentration camps (no pictures) used a young man's brutal death as a way to say "yeah that's awful but it happens to animals every day and nobody cares about that" (tw: no pictures but the way the guy died is described and it is really horrible) -dressed up in KKK robes and protested outside of the Westminister Dog Show to protest breeding/pure bred dogs (tw: racism) offered to pay the water bill for literally the poorest neighborhood in Detroit if and only if they all went vegan for a month (tw: self-righteous shitheads) -and they definitely didn't have two of their workers accept perfectly healthy animals from an animal hospital, with the implication that they would give them good homes, clarify that these animals were all healthy and well-tempered, and then euthanized them all in the back of a kill-van before dumping their dead bodies behind a grocery store (tw: PICTURES OF DEAD ANIMALS, animal and they totally didn't get off pretty much scot-free for it because PETA has loads of money and lawyers to defend themselves, which coincidentally might be why the Cerate family hasn't seen justice for their kidnapped and murdered dog, Maya.(tw: animal death) Nah. PETA's not that bad. /the heaviest of all my fucking sarcasm, am salty as a fucking winter road, lord do lfucking hate PETA) dear-tumb1r Did you think i was fucking joking, PETA? I will make sure everyone fucking remembers what you've done. Bringing it back, because it's charity season and people need to know NOT to give charity to these fuckers. Source: dear-tumbir 312,250 notes > Just a reminder this holiday season, spread the word.
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Ass, Bitch, and Fucking: dick-rider-dave-strider: strangelyobsessedwithstuff: vialsofbrightforgettingpowders: ALRIGHT MOTHERFUCKERS, TIME FOR SOME LEARNIN SO SIT OUR BITCH ASS DOWN AND GET OUT OUR NOTEPAD THIS SHIT RIGHT HERE IS SUGAR SCRUB. YEAH I KNOW YOUVE SEEN IT BEFORE BUT YOU DONT KNOW WHAT I KNOW AND THAT WHEN YOU USE IT WITH ONE OF THESE FUCKERS YOU WILL GET LEGS AND ARMS AND ANY OTHER SHIT YOU WANT THAT IS SO SOFT YOU WILL BE SHOVING IT IN THE FACE OF EVERYONE YOU KNOW AND ASKING THEM TO COMPARE IT TO THE TENDER PINK FLESH OF A NEWBORN SO GET YOURSELF SOME FUCKING WHITE SUGAR AND SOME CHEAP ASS OIL LIKE CANOLA OR SOME SHIT AND MIX THAT SHIT WITH TWO PARTS SUGAR AND ONE PART OIL( THAT MEANS TWICE AS MUCH SUGAR AS OIL BITCHES I USUALLY USE ONE CUP OF SUGAR AND DO SOME FUCKING MATH TO FIGURE OUT HOW MUCH OIL THAT IS) DROP A FEW DROPS OF VANILLA ESSENCE OR MAYBE SOME FUCKING LAVENDER OIL WHATEVER YOU WANNA SMELL LIKE. MIX IT UP REALLY GOOD MMMM SMELLS LIKE CAKE BATTER FUCK YEAH. NOW GET YOURSELF GOOD AND NAKED. REAL NAKED. PAMPER YOUR GODDESS-LIKE ASS WITH A BUBBLE BATH. TAKE ONE OF THOSE RAZORS YOU GOT AND SHAVE WHATEVER YOU LIKE TO SHAVE LEGS ARMS VAJAYJAY PITS I DONT FUCKING CARE. NOW GET OUT OF THAT GROSS HAIRY DIRT WATER AND SIT ON THE EDGE OF THAT THERE BATHTUB. TAKE A HANDFUL OF THAT SWEET GOOP AND RUB IT ALL OVER THAT SKIN OF YOURS(just dont use this stuff on or near your lady bits i put this in lower case because it is really important your love cavern does not like sugar uh uh no way its diabetic) RUB RUB RUB KEEP RUBBIN YEAH YOUR HANDS STARTING TO FEEL WEIRD GOOD BECAUSE ITS WORKING NOW TAKE THAT CHEAP-ASS DISPOSABLE RAZOR YOU HAVE AND SHAVE OFF THAT NASTY-ASS DEAD SKIN EWW ITS SO GROSS NO ITS NOT ITS YOUR OWN SKIN BUT ITS ALL GREY. RINSE OF THAT OILY STUFF BECAUSE YOUR SKIN AINT NO SLIP-N-SLIDE GOOD NOW FEEL YOUR NEWFOUND SOFT SKIN THAT WAS ONCE BURIED UNDER LAYERS OF DEAD FLAKES OF YOUR PAST SELF YOUR WELCOME MOTHERFUCKERS CLASS DISMISSED IVE BEEN LOOKING FOR THIS POST FOR AGESthanks for the tip karkat reference
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