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Anaconda, Energy, and Funny: t1 Gravitas Free Zone Retweeted db pooper @lonelydandruff 2h I just realised americans think their medicine costs as much as they're charged for it Your Trusted Wizard @Choplogik iguess if i was an american & saw all the wildly exorbitant medical bills people get i would wonder how universal healthcare'd get paid for 07 216 357 queeranarchism: flyingfishtailoutpost1: thebibliosphere: lizardtitties: withasmoothroundstone: robstmartin: titleknown: Blogging this tweet because this explains SO MUCH about the mindset of pretty much all the folks I’ve known who’re against single-payer, it’s not even funny… This…. This never occurred to me. Not once. That Americans are against Health Care because they think it actually costs tens of thousands of dollars for a broken arm, hundreds of thousands for a complicated birth, millions for cancer treatment. Because they’ve never known anything different. The idea that a broken arm is only a couple hundred bucks; a complicated birth a couple thousand; cancer treatment only tens of thousands; all easily covered by existing tax structures. This explains a lot.  And it’s a good example of what I was talking about in my post on scarcity being used to prop up ableism – always question the idea that a resource is genuinely scarce.  Even if it seems obvious that it is, quite often that’s the result of careful manipulation and misconceptions that you’re not even aware of.   And never think you’re too smart to be fooled by that kind of thing, it doesn’t work like that.  Similarly, don’t think people who are fooled by something are stupid.  Nobody can have all the information about everything, and nobody has the time and energy to investigate and put together conscious conclusions about every piece of information they’re given.  It doesn’t take being stupid, or even just gullible, to believe something like this. I currently live in a country without free medical care and still, it’s enormously cheap compared to the USA. An American expat wrote a piece for our English language paper about how she paid more for parking at the hospital than giving birth to her baby that’s pretty interesting: https://grapevine.is/mag/articles/2016/01/06/healthcare-in-iceland-vs-the-us-weve-got-it-so-good/ Yesterday I had to go to the hospital cause I injured my eye, I’m frankly dreading what the bill is going to be, but what made me balk was being told in the pharmacy that my insurance was denied for the antibiotic eye drops and it’d be over $100 out of pocket. So I didn’t get my eyedrops. I’ve had these same drops before living in the UK. They cost me seven GBP. It’s the exact same drug, same steroid, same strain of antibiotic. But somehow the US gets away with charging $100 for a generic non brand version of a drug which is easy to create and widely used. It’s downright robbery, but also a form of eugenics through poverty and class warfare. You keep the poor poor by making sure basic necessities remain unattainable and then you make it seem like the norm so no one fights it. The rest of the world is not like this. Eat the rich. Resist. It’s downright robbery, but also a form of eugenics through poverty and class warfare. THIS. THISTHISTHIS. THIS IS WHAT I KEEP TRYING TO TELL PEOPLE. This  always question the idea that a resource is genuinely scarce.
Bailey Jay, Family, and Get Money: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200.
Anaconda, Energy, and Food: t1 Gravitas Free Zone Retweeted db pooper @lonelydandruff 2h I just realised americans think their medicine costs as much as they're charged for it Your Trusted Wizard @Choplogik iguess if i was an american & saw all the wildly exorbitant medical bills people get i would wonder how universal healthcare'd get paid for 07 216 357 bogleech: the-library-alcove: flyingfishtailoutpost1: thebibliosphere: lizardtitties: withasmoothroundstone: robstmartin: titleknown: Blogging this tweet because this explains SO MUCH about the mindset of pretty much all the folks I’ve known who’re against single-payer, it’s not even funny… This…. This never occurred to me. Not once. That Americans are against Health Care because they think it actually costs tens of thousands of dollars for a broken arm, hundreds of thousands for a complicated birth, millions for cancer treatment. Because they’ve never known anything different. The idea that a broken arm is only a couple hundred bucks; a complicated birth a couple thousand; cancer treatment only tens of thousands; all easily covered by existing tax structures. This explains a lot.  And it’s a good example of what I was talking about in my post on scarcity being used to prop up ableism – always question the idea that a resource is genuinely scarce.  Even if it seems obvious that it is, quite often that’s the result of careful manipulation and misconceptions that you’re not even aware of.   And never think you’re too smart to be fooled by that kind of thing, it doesn’t work like that.  Similarly, don’t think people who are fooled by something are stupid.  Nobody can have all the information about everything, and nobody has the time and energy to investigate and put together conscious conclusions about every piece of information they’re given.  It doesn’t take being stupid, or even just gullible, to believe something like this. I currently live in a country without free medical care and still, it’s enormously cheap compared to the USA. An American expat wrote a piece for our English language paper about how she paid more for parking at the hospital than giving birth to her baby that’s pretty interesting: https://grapevine.is/mag/articles/2016/01/06/healthcare-in-iceland-vs-the-us-weve-got-it-so-good/ Yesterday I had to go to the hospital cause I injured my eye, I’m frankly dreading what the bill is going to be, but what made me balk was being told in the pharmacy that my insurance was denied for the antibiotic eye drops and it’d be over $100 out of pocket. So I didn’t get my eyedrops. I’ve had these same drops before living in the UK. They cost me seven GBP. It’s the exact same drug, same steroid, same strain of antibiotic. But somehow the US gets away with charging $100 for a generic non brand version of a drug which is easy to create and widely used. It’s downright robbery, but also a form of eugenics through poverty and class warfare. You keep the poor poor by making sure basic necessities remain unattainable and then you make it seem like the norm so no one fights it. The rest of the world is not like this. Eat the rich. Resist. It’s downright robbery, but also a form of eugenics through poverty and class warfare. THIS. THISTHISTHIS. THIS IS WHAT I KEEP TRYING TO TELL PEOPLE. My blood pressure medication (Candesartan) costs between $40-$125 USD for 30 tablets in the US.Here in Germany, 98 tablets costs me 5 Euro. The worst part is, the people pocketing the most of this money are powerful enough to keep it this way, and in the event that legislation of some kind actually brought prices down, they could cry to the government that their profits were taken from them and lobby to “make up” their losses in some way that you can guarantee will still hurt the lower classes.Most likely, they would end up getting billions in corporate welfare, and when it came time to make any budget cuts, they’d be able to use the same influence to keep their handouts while welfare and food stamps for poorer, hungrier people end up on the chopping block first.