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Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
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Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
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Tumblr, Blog, and Video: bilan365:This video will piss off contractors! - DO NOT DO THIS!

bilan365:This video will piss off contractors! - DO NOT DO THIS!

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Tumblr, Blog, and Video: bilan365:This video will piss off contractors! - DO NOT DO THIS!

bilan365:This video will piss off contractors! - DO NOT DO THIS!

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Tumblr, Blog, and Video: bilan365:This video will piss off contractors! - DO NOT DO THIS!

bilan365:This video will piss off contractors! - DO NOT DO THIS!

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Tumblr, Blog, and Video: bilan365:This video will piss off contractors! - DO NOT DO THIS!

bilan365:This video will piss off contractors! - DO NOT DO THIS!

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Tumblr, Blog, and Video: bilan365:This video will piss off contractors! - DO NOT DO THIS!

bilan365:This video will piss off contractors! - DO NOT DO THIS!

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Tumblr, Blog, and Video: bilan365:This video will piss off contractors! - DO NOT DO THIS!

bilan365:This video will piss off contractors! - DO NOT DO THIS!

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Tumblr, Blog, and Video: bilan365:This video will piss off contractors! - DO NOT DO THIS!

bilan365:This video will piss off contractors! - DO NOT DO THIS!

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Tumblr, Blog, and Video: bilan365:This video will piss off contractors! - DO NOT DO THIS!

bilan365:This video will piss off contractors! - DO NOT DO THIS!

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Tumblr, Blog, and Video: bilan365:This video will piss off contractors! - DO NOT DO THIS!

bilan365:This video will piss off contractors! - DO NOT DO THIS!

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Advice, Animals, and Arthur: ATANISM represents kindness to those who de serve it instead of love wasted on ingrates! You cannot love everyone; it is ridiculous to think you can. If you love everyone and everything you lose your natural powers of selection and wind up being a pretty poor judge of character and quality. If anything is used too freely it loses its true meaning. Therefore, the Satanist believes you should love strongly and com pletely chose who deserve your love, but never turn the other cheek to your enemy! Love is one of the moet nt highrankingdemoness: the-vampire-inside-me: ficcyshit: imaginetheavengers: 1w1wbigher06fan: mistresserycinae: ciceroll: paradiseofthemindd: lekswinterisdyslexic: danplasmius: gender-ikari: harpyholidays: bookerdewitt: antique-arthur: the-fact-rat: The more I learn about Satanism, the less horrendous it seems. Not even kidding. That’s cause non-theistic Satanism is more about worshipping yourself and sorta treating others how you want to be treated etc hail satan satanism is actually really solid like the Fifth Satanic Rule of the Earth says not to make sexual advances unless you are given consent  satan seems like a pretty nice guy This week on “I didn’t know I was a Satanist” Wait till you hear the Nine Satanic Sins 1. Stupidity 2. Pretentiousness 3. Solipsism 4. Self-deceit 5. Herd conformity 6. Lack of perspective 7. Forgetfulness of past orthodoxies 8. Counterproductive pride 9. Lack of aesthetics That’s right. If you ain’t got no style, you be sinning. *converts to Satanism* it mentioned a rule above, but i havent seen the rest of the satanic rules posted here, so… 1: Do not give opinions or advice unless you are asked 2: Do not tell your troubles to others unless you are sure they want to hear them 3: When in another’s home, show them respect or else do not go there 4: If a guest in your home annoys you, treat them cruelly and without mercy 5: Do not make sexual advantages unless you are given the mating signal 6: Do not take which does not belong to you, unless it is a burden to the other person and they cry out to be relieved 7: Acknowledge the power of magic if you have employed it to successfully obtain your desires. If you deny the power of magic after having called upon it with success, you will loose all you have obtained. 8: Do not complain about anything to which you need not subject yourself. 9: Do not harm young children. 10: Do not kill non-human animals unless you are attacked or for your food. 11: When walking in open territory, bother no one. If someone bothers you, ask them to stop. If they do not stop, destroy them. Today in ‘Shit, lets be Satan.’ I’m a catholic christian but this made more sense than some of the stuff in the bible does! I don’t usually post things like this on my blog but I thought it’d be important for people to know that: Satanists DO NOT worship Satan. “Satan” is the latin root for “the one whom opposes”. The name was purposlly chosen to piss off Christians. Satanists are opposed to everything religious, which means that they do not believe in God, therefore, they do not believe in Satan either. The misconceptions of Satanism come from the movies where you see people sacrificing goats and all that stuff, but it is not true. I have read the Satanic Bible. I can assure you that they do not believe in anything religious. Throwing this back up here because I’m thinking about leading with it at the family reunion. wow it’s kinda like perking your head outside a window they always told you would be dangerous, and instead… you find only another view, interesting If only history was not view from the winners who wanted to push thier way on every One as right and not just law we have alot more intresting religions in the public and not just misinformation
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