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Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
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Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
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Books, Friends, and Guns: CBS News @CBSNews BREAKING: Abortions after six weeks will now be illegal in Georgia as Gov. Kemp signs the "heartbeat bill" cbsn.ws/2JmzeAg 11:05 AM May 7, 2019 Sprinklr 568 Retweets 1.1K Likes snowy2989: skykull: sleepyowlet: bonkai-diaries: she-lives-in-my-lap: classyblacksoul: adriennegabriella: classyblacksoul: Wtf most women don’r even know they are pregnant at 6 weeks. This is violence. Keep reading Ever notice how it’s never the time to talk about guns–even though NOBODY is immune to a bullet–but it’s always time to talk about abortions and new bills to stop them? They really should say they hate women and go. Fuckin idiots smh IT GETS WORSE: I propose a post-natal abortion for every fucker who voted for this bill. As a Georgian, this terrifies me. My husband and I are shocked. My friends are worried. But we can let Kemp know that we oppose this bill. https://gov.georgia.gov/contact-us Address:The Office of the GovernorState of Georgia203 State CapitolAtlanta, Georgia 30334 Mailing address:206 Washington StreetSuite 203, State CapitolAtlanta, GA 30334 Please, please let yourself be heard. Inform and organize others. We cannot change things by sitting around.  Everyone should be aware that this bill is already on the books in Ohio and other states. In Ohio it has no exceptions for rape or incest, either, irregardless of the victim’s age - there’s a rumor going around that there’s an 11-year-old in the northwest who’s legally unable to abort her pregnancy.
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Animals, Best Friend, and Fucking: 11 Erika Heidewald Φ Following @erikaheidewald Are you straight and considering going to #Pride2017 ? Here's a brief thread of things you should know. RETWEETS LIKES 360 463 11:00 AM- 10 Jun 2017 360 463 9 Erika Heidewald її, Ф @enkaheidewald-22h 1. Pride is about LGBTQ+ people, so you must be an ally to all kinds of queer people. It's not ok to be an ally to gays but not trans ppl 55316 Erika Heidewald її, Ф @enkaheidewald. 22h 2. LGBT people are humans celebrating being themselves, we arent zoo animals. No gawking or touching without permission. 다 26 ·235 Erika Heidewald її, Ф @enkaheidewald. 22h 3. If you're a straight man and you hit on a lesbian at Pride, you go straight to hell 57354 Erika Heidewald її, Ф @enkaheidewald. 22h 4. Pride isn't some sexual free for all with no rules. Not all LGBT people are even sexual. Don't touch people without their permission! 37272 Erika Heidewald її, Ф @enkaheidewald. 22h 5. Straight girls- gay men do not exist to be your gay best friend 582 Erika Heidewald眷. @enkaheidewald-22h 6. Pride isnt about you, so don't try and make it about you. You're a guest 34223 Erika Heidewald Ф @enkaheidewald-21h 7. Pride isn't always happy. Pride comes out of struggle & sometimes people may be angry at our cis-heteronormative world. Be ok with that Erika Heidewald İİ, Ф @enkaheidewald-21h 8. You aren't there to judge, you're there to support. Let people be themselves, for some people it's the only time of year they really can. 다 26 190 Erika Heidewald Ф @enkaheidewald-21h 9. Lesbians and bi girls are not at Pride to find straight men to have threesomes with and if you proposition t you go straight to hel 115422 Erika Heidewald Ф @enkaheidewald-21h 10. LGBT people are diverse in every way. Don't just be an ally of white male-identifying, or able-bodied LGBT people. Be intersectional Erika Heidewald眷. @enkaheidewald-21h Frida and I made a video on this topic yesterday, and there are some important thoughts in the comment section too SHOULD STRAIGHT PEOPLE GO TO PRIDE? Should straight people go to pride? LIKE AND SUBSCRIBE! @erikaandfrida on IG and Snapchat https://twitter.com/erikaandfrida erikaandfrida.tumblr. youtube.com 다 16 86 Erika Heidewald Ф @enkaheidewald-21h not trying to get in a fight this year. #Pride201 33214 And lastly, do not fucking touch people without their permission because I'm profeminist: Thread source Reblogging in anticipation of #PrideMonth2019
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